RBC Visa CreditLine for Small Business Card Calculator

Card Details & RBC Rewards Points Calculators
1x/$2 All Purchases
Petro-Canada Savings
Purchase Protection

Calculate how many RBC Rewards Points you can earn with the RBC Visa CreditLine for Small Business Card based on your spend and compare to top cards.

Bonus Categories

The RBC Visa CreditLine for Small Business Card does not feature any bonus categories. The card earns RBC Rewards Points at a flat rate of 1 point per $2 spent on the card. There is no limit to the amount of points you can earn with the card overall.

  • 1x/$2 All Purchases

Perks & Benefits

The RBC Visa CreditLine for Small Business Card offers savings at Petro-Canada and purchase protections.

  • Petro-Canada Savings
    • Save 3 cent per Litre on fuel.
    • 20% bonus Petro-Points.
    • Earn 20% bonus points when using a linked RBC Rewards Card to pay for gas at Petro-Canada. Bonus does not apply to Authorized Users.
  • RBC Offers
    • Personalized offers from a variety of different brands.
  • Travel & Purchase Protections
    • Purchase Security
    • Extended Warranty Insurance
    • Fraud Prevention

Sign Up Bonus (SUB)

The RBC Visa CreditLine for Small Business Card does not have a sign up bonus.


Annual Fee

There is no annual fee for the RBC Visa CreditLine for Small Business Card.

Authorized User Fee

There is no authorized user fee to add additional cards to the RBC Visa CreditLine for Small Business Card. You can add up to 1 additional card for a total of 2 cards per company.

Foreign Transaction Fee

The foreign currency conversion rate is 2.5% for the RBC Visa CreditLine for Small Business Card.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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