Scotiabank AMEX Card Calculator

Card Details & Scotia Rewards Points Calculator
Canada
1x All Purchases
Avis & Budget Discounts
AMEX Benefits
Travel & Purchase Coverage

Calculate how many Scotia Rewards Points you can earn with the Scotiabank AMEX Card based on your spend and compare against top rewards cards side by side.


The Scotiabank American Express Card is a flat rate earning Scotia Rewards Point earning card that has no annual fee. It's a pretty basic card that offers your standard AMEX benefits along with discounts on Avis & Budget rentals and travel & purchase coverage.

Bonus Categories

The Scotiabank AMEX Card does not feature any bonus categories. It earns an unlimited 1 Scotia Rewards Point per $1 spent on all purchases ran across the card.

  • 1x All Purchases

Perks & Benefits

The Scotiabank AMEX Card offers access to American Express Invites, car rental discounts, and both travel and purchase coverage which can be useful.

  • American Express Invites
  • Avis & Budget Discounts
    • Save up to 25% off base rates with Avis and Budget when you pay with your ScotiaGold Passport Visa Card.
    • Be sure to use the following codes when booking your rental:
      • avis.com bookings use Avis Worldwide Discount (AWD) Number: C231400
      • budget.com bookings use Budget Corporate Discount (BCD) Number: A363306
  • Travel & Purchase Coverage
    • Travel Emergency Medical Insurance
    • Trip Interruption Insurance
    • Rental Car Collision Loss/Damage Insurance
    • Travel Accident Insurance

Sign Up Bonus (SUB)

The Scotiabank AMEX Card has a standard sign up bonus of 5,000 bonus Scotia Rewards Points after your spend $500 across the card within the first 3 months.

Fees & Income Requirements

Annual Fee

The Scotiabank AMEX Card does not have an annual fee.

Authorized User Fee

There is no fee to add supplementary cards to the Scotiabank AMEX Card.

Foreign Transaction Fee

The foreign transaction fee for the Scotiabank AMEX Card is 2.5%.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Categories
Order
Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
$0
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
$0
Total Return
The percent you are earning based on spend, earnings, and fees.

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