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The Scotiabank Gold American Express Card earns 5 Scotia Rewards Points per $1 spent on grocery, restaurant, and entertainment purchases and 3 points per $1 spent on gas, transit and streaming services. Benefits of the card includes Priority Pass Membership, access to great AMEX benefits such as AMEX Offers, and superb travel insurance. Overall, the Scotiabank Gold American Express Card is one of the best credit cards on the market for earning rewards on everyday spending.
Rewards Rate Details
The Scotiabank Gold American Express Card features six categories that will earn you bonus Scotia Rewards Points on your spend. Those categories are grocery, restaurant, entertainment, gas station, transit, and streaming services. You'll earn bonus points on up to a combined spend cap of $50,000 per year between all six categories. Once you hit the cap, you will earn at the non-category rate of 1 point per $1 spent for the remainder of the calendar year. There's no limit to the amount of points you can earn with the Scotiabank American Express Card overall.
- 5x Grocery
- Includes food subscription and delivery services.
- 5x Restaurant
- Includes fast food and drinking establishments as well as popular food delivery services.
- 5x Entertainment
- Includes movies, theatre, and ticket agencies (such as Ticketmaster).
- 3x Gas Station
- 3x Transit
- Includes rideshare, buses, taxis, and subways.
- 3x Streaming Services
- 1x Everything Else
Perks & Benefits
The Scotiabank Gold American Express Card comes with a small amount of great benefits which includes Priority Pass Membership, access to American Express credit card perks, and excellent travel insurance.
- Priority Pass Membership
- Discounted lounge access.
- AMEX Benefits
- AMEX Offers
- AMEX Front Of The Line
- American Express Invites
- Travel and Purchase Coverage
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.