Scotiabank Passport Visa Infinite Card Calculator

Card Details & Scotia Rewards Calculator
2x Grocery
2x Dining
2x Entertainment
2x Transit
Priority Pass
Avis Preferred Plus Status
Visa Infinite Benefits
Travel & Purchase Coverage

Get the details of the Scotiabank Passport Visa Infinite Card and calculate how many Scotia Rewards Points you can earn based on your monthly spend.

The Scotiabank Passport Visa Infinite Card is a great option for anyone who wants to earn a solid return across grocery, dining, entertainment, and transit. The best benefits of this card is the Visa Infinite perks, complimentary Priority Pass visits, and the 0% foreign transaction fee the card offers.

Bonus Categories

The Scotiabank Passport Visa Infinite Card has four bonus categories which are grocery, dining, entertainment, and transit. These categories have a combined spend cap of $50,000 per calendar year. After that cap is hit, you will earn Scotia Rewards Points at the non-category rate for the remainder of the calendar year. There is no limit to the amount of Scotia Rewards Points you can earn with the card overall.

  • 2x Grocery
  • 2x Dining
    • Includes fast food and drinking establishments.
  • 2x Entertainment
    • Includes movies, theatre, and ticket agencies (such as Ticketmaster).
  • 2x Transit
    • Includes buses, railways, subways, taxis/limos and transportation services.
  • 1x Non-Category

Perks & Benefits

The Scotiabank Passport Visa Infinite Card comes with a small handful of benefits including Priority Pass, status with Avis Car Rental, Visa Infinite perks, and great travel and purchase coverage.

  • Priority Pass
    • Receive 6 free visits per year from the date of enrollment.
    • Once passes are used, visits will cost $32 USD per person.
    • Passes can be used for yourself or anyone traveling with you.
  • Avis Preferred Plus Membership
    • Along with status, enjoy 5% to 25% discounts when booking rentals in Canada and the United States.
  • Visa Infinite Benefits
    • Visa Infinite Concierge Service
    • Visa Infinite Hotel Collection
    • Visa Infinite Dining and Wine Country Program
  • Travel & Purchase Coverage
    • Travel Emergency Medical Insurance
    • Trip Cancellation/Trip Interruption Insurance
    • Flight Delay Insurance
    • Delay and Lost Baggage Insurance
    • Rental Car Collision Loss/Damage Insurance
    • Hotel/Motel Burglary Insurance
    • Travel Accident Insurance
    • Purchase Security & Extended Warranty Protection
    • Price Protection Service

Sign Up Bonus (SUB)

The standard sign up bonus for the Scotiabank Passport Visa Infinite Card is 40,000 bonus Scotia Rewards Points. You'll earn 30,000 Scotia Rewards Points when you spend $1,000 within the first 3 months of card membership and an additional 10,000 Scotia Rewards Points when you spend at least $40,000 in everyday purchases annually.

Fees & Income Requirements

Annual Fee

The annual fee for the Scotiabank Passport Visa Infinite Card is $139 per calendar year. The card offers a decent return across categories along with some perks & benefits that could be worth the fee depending on whether you use them.

Authorized User Fee

There is no fee for the first supplementary card added to the Scotiabank Passport Visa Infinite Card. All additional cards after the first will cost you $50 per year.

Foreign Transaction Fee

The Scotiabank Passport Visa Infinite Card has a 0% foreign transaction fee which is makes this a great option for international travel and spend.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

Recommended Reads