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Rewards Rate Details
The TD Rewards Visa Card features 4 categories which are ExpediaForTD.com, grocery, restaurant, and regularly recurring bill payments. Grocery, restaurant, and recurring bill payments each have their own individual spend caps of $5,000 per year. Once the spend cap is hit, you'll earn at the non-category rate for the remainder of the year for the category in which you've hit the cap for. There's no limit to the amount of TD Points you can earn with the card overall.
- 3x ExpediaForTD.com
- Purchases made with ExpediaForTD over the phone will earn a lower rate of 2x TD Points per $1 spent.
- 2x Grocery
- 2x Restaurant/Fast Food
- 2x Recurring Bill Payments
- Includes payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees.
- These are commonly classified as 'Pre-Authorized Payments'.
- 1x Everything Else
Perks & Benefits
The TD Rewards Visa Card offers discounts with Avis, Budget, and Priority Pass along with some purchase protection.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.