Price Protection

Benefit Details & Credit Cards That Offer It

If the price of an item you've purchased has changed, you can claim the difference using Price Protection. Details & list of cards that offer this perk.


Price protection allows you to claim the difference of an item you've purchased in the case that you can find the item somewhere else for cheaper within 60 days. For example, let's say that you purchased a dining set from Walmart for $800. A few weeks later, you see that same dining set being sold by Costco for $700. You can claim that $100 difference as long as you purchased the dining set using a credit card that offers price protection.

While there's no limit to the amount of times you can use Price Protection, there is a limit to how much you can get back per claim and how much you can get back overall per year. This will depend on the card holder, but most price protection programs max out at $1,000 per year. The amount you can get back per claim is usually around $500, but it is lower for some cards. If you plan on utilizing price protection, be sure to keep your sales receipts handy as you will need them when filing a claim.

There's not a lot of credit cards that offer price protection and most of the cards that do offer price protection typically aren't the ones that you see on the best credit cards list (unless you're looking for the best cards for price protection). While these cards will typically earn you a low return on your spend, the fact that you can get $500 to $1,000 back per year significantly makes up for the lack of rewards.

Credit Cards With Price Protection

Do note that this list may take a few seconds to search the database. Once the results are listed, you can click on the Rewards Calculator to get more details and calculate rewards.
These results are meant to be used as a reference. The name of some benefits may be slightly altered when compared to what the card provider's website lists. In addition to that, benefits and perks on some of the listed cards may change before I'm able to update them. You'll want to check the terms, conditions, and full summary of any rewards card that you apply for to make sure that it features the perks and benefits that you're looking for.

Bank (Holder)

The bank issuing the card.

Network

The network the card is tied to.

Card Type

The type of card such as co-branded airline cards, hotel cards, cruise line cards, and bank rewards cards.

Rewards Type

The type of rewards the card earns.

Personal/Business

Toggle the showing of personal/consumer and business credit cards.

Annual Fee (Range)

The range of fees you're willing to pay to wield such cards.

Foreign Transaction Fee

The percentage of fees you'll pay on the dollar when you use the card outside of it's region.
Results Will Appear Here

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