Trip interruption insurance covers you for the non-refundable and non-transferable unused portion of your travel arrangements purchased before the date of departure due to your trip being interrupted or delayed. This benefit can put a lot of money back into your pocket that you wouldn't otherwise get without having this insurance.
What's covered with trip interruption insurance will vary by company, but some of the most commonly covered reasons are:
- Sudden Illness or Injury
- Bankruptcy or Default of a Travel Supplier
- Mandatory Evacuations
- Terrorist Attacks
- Assault/Being Attacked
There's many other reasons as well, but you'll want to read the terms of your insurance offered by your credit card provider to see what is covered.
In order to be eligible for trip interruption, you'll want to pay for the cost of your trip using the credit card that is offering the insurance. This will make sure that you're covered in the event that something happens.
Do note that trip interruption applies while you're actually traveling. If your trip is canceled before you start your trip, you'll want to have Trip Cancellation Insurance. Both trip cancellation and trip interruption are frequently offered together on most premium cards.