Best Credit Cards For Dining/Restaurant
A list of best credit cards for dining/restaurant purchases pulled from our database based on your spend, card perks, and annual fees. Compare results.
If you're looking to maximize your earnings on dining and restaurant spend, you have a handful of options to choose from.
At the top of the list, you'll find the Scotiabank Gold American Express Card which features 5x point earnings on restaurant/dining, several other popular categories, and no foreign conversion fee making it one of the top credit cards for international spending and travel.
If you're not looking for a card that avoids the foreign conversion fee, the American Express Cobalt Card is next in line with it's 5x earnings on restaurant/dining purchases. The American Express Membership Rewards Program allows you to transfer points to a handful of airline and hotel partners such as Air Canada, British Airways, Hilton Hotels, and Marriott Hotels. This gives you a chance to redeem your points for extremely high value.
If you're a member of Costco, the Costco Capital One Mastercard earns an unlimited 3% cash back on restaurant and dining spend which is great if you want to earn cash instead of rewards points or miles.
Best Cards By Spend Calculator
The Best Credit Cards By Spend Calculator will find up to 50 of the best credit cards based on the spend and selected filter options. Results will be sorted by net return which is the average value of the total rewards earned, plus annual credits, and minus annual fees. For any of the results listed, you can click on 'Rewards Calculator' to calculate more accurate results. You'll be able to enter spend for as many categories as you want, toggle annual fees, add authorized users, specific elite status and memberships, incorporate sign up and welcome bonus, view rewards as if you transferred them to partners, and much more.