Best Credit Cards For Everyday Spend
Get a list of the best credit cards for everyday purchases based on your spend, pulled from a databased of top cards. Compare cards. Automatically updates.
While it's great to find rewards cards that maximizes your rewards on specific categories, you'll also need to find a card that covers all of the miscellaneous charges that you run across day-to-day.
If you want to earn general rewards, your best bet is to use RBC Avion Rewards Credit Cards since you'll easily be able to redeem points for up to 2 cents in value as well as have the option to transfer points to airline and other travel partners for possibility more value. The RBC Avion Visa Infinite Card features general travel as a bonus category which gives you a change to build more points on purchases such as airfare, car rentals, hotels, and more.
If you're looking for an easy flat rate earning card, the MBNA Rewards World Elite Mastercard is a great option. Since you'll earn 2 MBNA Points on all purchases, you can earn an easy 2% return on your spend. The card does have an annual fee though, so you'll want to put a lot of spend on this card to make it worth having.
Another way to earn a great return on non-category spend is to earn airline miles. Most co-branded airline cards offer 1 mile per $1 spent, but that one mile is typically worth more than 1 cent which means you can get a decent return on non-category spend. One fine example is the Alaska Airlines Platinum Plus Card which earns Alaska Miles. Alaska Miles are easily worth 1-1.3 cents each, but they can be redeemed on several top airlines for values of up to 3 cents each making them very valuable even if you're only earning 1 mile per $1 spent!
Best Cards By Spend Calculator
The Best Credit Cards By Spend Calculator will find up to 50 of the best credit cards based on the spend and selected filter options. Results will be sorted by net return which is the average value of the total rewards earned, plus annual credits, and minus annual fees. For any of the results listed, you can click on 'Rewards Calculator' to calculate more accurate results. You'll be able to enter spend for as many categories as you want, toggle annual fees, add authorized users, specific elite status and memberships, incorporate sign up and welcome bonus, view rewards as if you transferred them to partners, and much more.