Best Credit Cards For Gas, Grocery & Dining
A list of the best credit cards for gas, grocery, and dining purchases based on your spend pulled from our card database. Compare results side by side.
The top card for earning a superb return across gas, grocery, and dining will be the American Express Cobalt Card which earns 5 Membership Rewards Points per $1 on both dining and grocery spend along with 2 Membership Rewards Points per $1 on gas station spend. With AMEX Points being worth up to 2 cents each, this is the best it gets in terms of returns. To make matters even better, you can also transfer your earned points to AMEX's hotel and airline partners and possibily get even more value out of your points.
If you want a card that has no foreign conversion fee that is great for international travel and spending, turn your eyes towards the Scotiabank Gold American Express Card. This card earns 5 Scotia Rewards Points per $1 on supermarket and dining purchases and 3 Scotia Rewards Points per $1 on gas station purchases. Scotia Rewards Points are worth 1 cent each when redeemed for travel which makes this a solid 3% to 5% return across your spending.
If you have a Tangerine Savings Account, you can earn 2% cash back across all three categories with the Tangerine Money-Back Credit Card or the Tangerine World Mastercard. This is an easy way to earn cash back at a simple flat rate.
The MBNA Rewards Platinum Plus Mastercard provides a 2% return without the need of a savings account like the Tangerine Cards. The card earns 2 MBNA Rewards Points per $1 across all three categories and you can redeemed MBNA Points for 1 cents each towards travel.
Best Cards By Spend Calculator
The Best Credit Cards By Spend Calculator will find up to 50 of the best credit cards based on the spend and selected filter options. Results will be sorted by net return which is the average value of the total rewards earned, plus annual credits, and minus annual fees. For any of the results listed, you can click on 'Rewards Calculator' to calculate more accurate results. You'll be able to enter spend for as many categories as you want, toggle annual fees, add authorized users, specific elite status and memberships, incorporate sign up and welcome bonus, view rewards as if you transferred them to partners, and much more.