Calculate 1.25% Cash Back For The AMEX SimplyCash Card

AMEX Cash Back Calculator
Calculate 1.25% back on all purchases made on the AMEX SimplyCash Card, review the card benefits, and compare side by side top rewards cards in Canada.
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Last Updated 2021-08-14
Earn unlimited 2% cash back on your choice of categories with Rewards Paid Monthly. For a limited time, earn 15% Back the first two months!

The SimplyCash™ Card from American Express is one of the best no fee credit cards in Canada.

It's a simple cash back card that earns a flat rate of 1.25% cash back on all purchases with no annual fee. If you're looking to earn some easy cash back and want to avoid worrying about bonus categories, this is the card you'll want to have.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Rewards Rate Details

The SimplyCash Card from American Express does not have any bonus categories. It earns 1.25% cash back on all purchases ran through the card. There's no limit to the amount of cash back you can earn with the AMEX SimplyCash Card overall.

  • 1.25x All Purchases

Perks & Benefits

The SimplyCash Card from American Express offers your standard AMEX benefits along with purchase insurance.

  • AMEX Benefits
    • AMEX Invites
      • Front Of The Line Advance Access
      • Front Of The Line Reserved Tickets
      • Front Of The Line E-Updates
  • Travel & Purchase Insurance
    • Travel Accident Insurance
    • Buyer's Assurance Protection Plan
    • Purchase Protection Plan

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The fee to add authorized users (supplementary cards).
$ 0
SUB Sign Up Bonus
If the card has a sign up bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
Compare A Card
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These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Search for credit cards by name, rewards program, or rewards currency.
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Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
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Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
Change Order
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Sign Up Bonuses (SUB) under the Credit Card section.
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This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
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Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
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Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
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Card 2
SimplyCash™ Card from American Express
SimplyCash™ Card from American Express
Intro Bonus
View Issuer's Website
Rewards Rate
Earn an unlimited 1.25% cash back on all purchases ran through the Card.
Main Card Highlights
  • As an eligible Basic Cardmember, you could earn up to a maximum annual referral bonus of $750 cash back for approved referrals.
  • Enjoy exclusive ticket access, virtual events, live performances and more with American Express® Experiences.
  • Make everyday purchases more rewarding with offers that are tailored to you for dining, shopping, and more through the Amex App or Online Services with AMEX Offers.
Annual Fee
Authorized User Fee
Foreign Transaction Fee
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