AMEX SimplyCash Preferred Card Calculator

Card Details & AMEX Cash Back Calculator
2% All Purchases
Travel & Purchase Insurance

AMEX cash back calculator for the AMEX SimplyCash Preferred Card. Calculate cash back and card value based on spend, benefits, and fees. Compare to top cards.


Bonus Categories

The AMEX SimplyCash Preferred Card does not have any bonus categories. The card earns cash back at a flat rate of 2% per $1 spent on the card for all purchases. There's no limit on the amount of cash back you can earn at this rate.

  • 2% All Purchases

Perks & Benefits

The AMEX SimplyCash Preferred Card offers your standard American Express benefits along with travel and shopping coverage.

Sign Up Bonus (SUB)

The sign up bonus for the AMEX SimplyCash Preferred Card is 10% cash back for the first 4 months, up to $400 cash back which is earned after $4,000 in spend.

Fees & Income Requirements

Annual Fee

The AMEX SimplyCash Preferred Card has an annual fee of $99. This card shines the best when you use it as your primary card and run heavy spend on it throughout the year.

Authorized User Fee

There is no fee to add authorized users to the AMEX SimplyCash Preferred Card. I highly recommend adding family and friend to this card to help earn cash back faster.

Foreign Transaction Fee

The foreign currency conversion rate for the AMEX SimplyCash Preferred is 2.5%

Income Requirements

There is no listed income requirement for the AMEX SimplyCash Preferred.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Categories
Order
Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
$0

Rakuten Rewards

Earn additional cash back when booking travel and shopping online using Rakuten. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
$0
Total Return
The percent you are earning based on spend, earnings, and fees.

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