BMO Cash Back Calculators

Calculate how much cash back you can earn with BMO Cash Back Credit Cards and compare the results side by side top rewards credit cards.

Program Details

Bank of Montreal, commonly known as BMO, is a Canadian multinational bank based out of Montreal, Quebec, Canada and Toronto, Ontario, Canada. They offer cash back and rewards points credit cards to those in Canada as well as rewards credit cards to select states in the United States..

Credit Card Rewards Calculators

The BMO Cash Back Calculators will calculate how much cash back you can earn based on your monthly/yearly spend across categories. Each calculator will also output the cash value of the card based on your spend, how much you value the benefits of each card, and any annual fees the card may have.

compare BMO credit cards side by side
Compare credit cards side by side based on spend, benefits and annual fees.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. All spend entered (primary/first column only) will carry over to all credit card calculators on the website.

BMO Cash Back Credit Card Calculators

BMO has three cash back credit cards ranging from the no-fee BMO CashBack Mastercard to the benefit filled BMO CashBack World Elite Mastercard. The World Elite Mastercard is for those who plan on running all spend through the card that wants access to extensive travel insurance. The BMO CashBack World Mastercard is a slight step down that earns a slightly less return at a lower annual fee. Lastly, the BMO CashBack Mastercard is best for those who spend $500 or less on grocery that wants to earn a very nice 3% cash back.


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