BMO CashBack World Elite Mastercard Calculator

Card Details & Cash Back Calculator
1.5% All Purchases
Mastercard Airport Experiences
DAA Membership & Benefits
Show Discounts
Travel & Purchase Protections

Calculate how much cash back you can earn with the BMO CashBack World Elite Mastercard based on your spend and compare the results side by side top cards.


Bonus Categories

The BMO CashBack World Elite Mastercard does not have any bonus categories. You'll earn 1.5% cash back per $1 spent on all eligible purchases ran through the card. There is no limit to the amount of cash back you can earn with the card overall.

  • 1.5% All Purchases

Perks & Benefits

The BMO CashBack World Elite Mastercard comes loaded with travel and purchase protections along with a few other small benefits as well.

Sign Up Bonus (SUB)

The sign up bonus for the BMO CashBack World Elite Mastercard is 10% cash back in the first three months of having the card and a waived annual fee the first year. This promotional bonus ends October 31, 2021. Cash back is up to a max of $2,000 spend ($200 cash back).

Fees & Income Requirements

Annual Fee

The annual fee for the BMO CashBack World Elite Mastercard is $120 per year.

Authorized User Fee

The authorized user fee for the BMO CashBack World Elite Mastercard is $50 per additional cardholder. I recommend adding cardholders only if they're going to be running some serious spend through the card.

Foreign Transaction Fee

The foreign conversion rate for the BMO CashBack World Elite Mastercard is 2.5%.

Income Requirements

The income requirements for the BMO CashBack World Elite Mastercard is $80,000 for individual or $150,000 for household.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Categories
Order
Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
$0
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
$0
Total Return
The percent you are earning based on spend, earnings, and fees.

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