CIBC Dividend Visa Infinite Card

Card Details & CIBC Cash Back Calculator
4% Gas
4% Grocery
2% Tim Horton's
2% TELUS
1% Everything Else
Visa Infinite Benefits
Savings On Gas
Travel & Purchase Insurance

CIBC Cash Back Calculator for the CIBC Dividend Visa Infinite Card. Calculate cash back and card value. Compare against top rewards cards.


Bonus Categories

The CIBC Dividend Visa Infinite Card has four bonus categories which are gas station, grocery, Tim Horton's, and TELUS. There's a combined spend cap of $80,000 in net annual card purchases or $20,000 on gas, grocery, Tim Horton's, or TELUS purchases, whichever comes first.

  • 4% Gas Station
  • 4% Grocery
  • 2% Tim Horton's
  • 2% TELUS
  • 1% Everything Else

The CIBC Cash Back Calculator for the CIBC Dividend Visa Infinite Card uses the cap of $20,000 per category.

Perks & Benefits

The CIBC Dividend Visa Infinite Card comes with Visa Infinite Benefits, savings on fuel, and solid travel insurance.

Sign Up Bonus (SUB)

There's no standard sign up bonus for the CIBC Dividend Visa Infinite Card. The card does offer a first-year annual fee rebate from time to time which is the best time to sign up for the card.

Fees & Income Requirements

Annual Fee

The annual fee for the CIBC Dividend Visa Infinite Card is $99 per year.

Authorized User Fee

The authorized user fee for adding additional users to the CIBC Dividend Visa Infinite Card is $30 per card per year. You can add up to 3 additional cards. I highly recommend adding additional users to help build cash back faster since this card offers such as great return.

Foreign Transaction Fee

The foreign currency conversion fee for the CIBC Dividend Visa Infinite Card is 2.5% of the converted amount.

Income Requirements

The CIBC Dividend Visa Infinite Card requires a minimum individual annual income of $60,000 or a minimum household annual income of $100,000.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Loading...
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Loading...
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Categories
Order
Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
$0

Rakuten Rewards

Earn additional cash back when booking travel and shopping online using Rakuten. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
Sign Up For Free
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
$0
Total Return
The percent you are earning based on spend, earnings, and fees.

Recommended Reads