CIBC Dividend Visa Platinum Card

Card Details & CIBC Cash Back Calculator
4% Gas
4% Grocery
2% Tim Hortons
1% Everything Else
Savings On Gas
Travel & Purchase Insurance

CIBC Cash Back Calculator for the CIBC Dividend Visa Platinum Card. Calculate cash back and card value. Compare against top rewards cards.

Bonus Categories

The CIBC Dividend Visa Platinum Card has four bonus categories which are gas station, grocery, Tim Hortons, and TELUS. There's a combined spend cap of $80,000 in net annual card purchases or $20,000 on gas, grocery, Tim Hortons, or TELUS purchases, whichever comes first.

  • 4% Gas Station
  • 4% Grocery
  • 2% Tim Hortons
  • 2% TELUS
  • 1% Everything Else

The CIBC Cash Back Calculator for the CIBC Dividend Visa Platinum Card uses the cap of $20,000 per category.

Perks & Benefits

The CIBC Dividend Visa Platinum Card comes savings on fuel and some travel and purchase insurance.

Sign Up Bonus (SUB)

The CIBC Divident Visa Platinum Card does not have a standard sign up bonus.

Fees & Income Requirements

Annual Fee

The annual fee for the CIBC Dividend Platinum Visa is $99. This fee is sometimes waived for the first year depending on the welcome offer at the time of applying for the card.

Authorized User Fee

The authorized user fee for the CIBC Dividend Platinum Visa is $30 per card, per year. If you have friends or family that spend across the categories on this card, it will not take much in spend to overcome that additional fee.

Foreign Transaction Fee

The foreign currency conversion fee for the CIBC Dividend Visa Platinum Card is 2.5% of the converted amount.

Income Requirements

The CIBC Dividend Visa Platinum Card requires a minimum household annual income of $15,000.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.

Rakuten Rewards

Earn additional cash back when booking travel and shopping online using Rakuten. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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