MBNA Smart Cash Platinum Plus Mastercard Calculator

Card Details & MBNA Cash Back Calculator
2% Gas Station
2% Grocery
0.5% Non-Category
Avis & Budget Savings
Purchase Protections

Calculate how much cash back you can earn with the MBNA Smart Cash World Mastercard based on your spend and compare the results side by side top cards.


Bonus Categories

The MBNA Smart Cash Platinum Plus Mastercard has two bonus categories which are grocery and gas. Both categories are capped at $500 in spend per month, for a total of $6,000 spend per year. Once you go over the cap in any given month, you'll earn at the non-category rate for the remainder of that month. There's no limit to the amount of cash back you can earn with the MBNA Smart Cash Platinum Plus Mastercard overall.

  • 2% Gas Station
  • 2% Grocery
  • 0.5% Non-Category

Perks & Benefits

The MBNA Smart Cash Platinum Plus Mastercard comes with a few purchase protections as well as savings with Avis and Budget.

  • Avis & Budget Savings
    • Save a minimum of 10% off base rates in Canada and the US and 5% off base rates internationally.
    • Avis: Book via www.avis.ca/mbna and use AWD #C078405.
    • Budget: Book via www.budget.ca/mbna and use BCD #A331704.
    • You must charge the entire rental to your MBNA credit card.
  • Purchase Protections
    • Purchase Assurance
    • Extended Warranty Benefits

Sign Up Bonus (SUB)

The sign up bonus for the MBNA Smart Cash Platinum Plus Mastercard is 5% cash back on gas and grocery purchases for the first 6 months on up to $500 per month. This is a great bonus that can earn you a great deal of additional cash back.

Fees & Income Requirements

Annual Fee

The annual fee for the MBNA Smart Cash Platinum Plus Mastercard is $0 which is great considering the nice return on gas and grocery purchases.

Authorized User Fee

There is no fee to add authorized users to the MBNA Smart Cash Platinum Plus Mastercard

Foreign Transaction Fee

The MBNA Smart Cash Platinum Plus Mastercard has a foreign currency conversion fee of 2.5%.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Categories
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Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
$0
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
$0
Total Return
The percent you are earning based on spend, earnings, and fees.

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