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Rewards Rate Details
The Scotia Momentum for business Visa Card has four bonus categories which are gas station, restaurant, office supply store, and recurring bill payments. All of the categories share a combined spend cap of $50,000 per year. Once you hit that cap, you will earn at the non-category rate for the remainder of the calendar year. There's no limit to the amount of cash back you can earn with the card overall.
- 3% Gas Station
- 3% Restaurant
- 3% Office Supply Stores
- 3% Recurring Bill Payments
- Includes bill payments such as insurance premiums, utilities, gym memberships, popular video or music streaming services, meal kit delivery, lifestyle boxes, and more.
- 1% Everything Else
Perks & Benefits
The Scotia Momentum for business Visa Card comes with Visa SavingsEdge and both travel and purchase protections.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.