Simplii Financial Cash Back Visa Card Calculator

Card Details & Simplii Cash Back Calculator
4% Restaurants
1.5% Gas
1.5% Groceries
1.5% Drugstores
1.5% Pre-Authorized Payments
0.5% Everything Else
Purchase Protection

Cash back calculator for the Simplii Financial Cash Back Visa. Calculate total cash back and compare against top rewards cards before you apply.

Bonus Categories

The Simplii Cash Back Visa Card has five bonus categories which are restaurant, gas, grocery, drugstore, and per-authorized payments. The restaurant category has a cap of $5,000 per year while the other four bonus categories have a combined cap of $15,000 per year. Once the cap is reached, you will earn at the non-category rate for those categories for the remainder of the year. There's no limit to the amount of cash back you can earn with the card overall.

  • 4% Restaurant
    • Includes bars and coffee shop purchases.
  • 1.5% Gas Station
  • 1.5% Grocery
  • 1.5% Drugstore
  • 1.5% Pre-Authorized Payments
    • These are recurring payments that are pre-authorized for your card (typically charges that are on autopay).
  • 0.5% Everything Else

Perks & Benefits

The Simplii Financial Cash Back Visa Card comes with purchase insurance.

Sign Up Bonus (SUB)

The Simplii Financial Cash Back Visa Card offers 10% bonus cash back at restaurants and bars on up to $500 in spend for the first four months. This can earn you an easy $50 cash back which is a solid sign up bonus.

Fees & Income Requirements

Annual Fee

The Simplii Financial Cash Back Visa Card does not have an annual fee. This makes it a great card for earning cash back across restaurant spend and the 1.5% cash back categories featured on the card.

Authorized User Fee

There is no fee to add additional cardholders to the Simplii Financial Cash Back Visa Card. You can add up to three additional users in which I recommend doing to help build your cash back faster.

Foreign Transaction Fee

The foreign currency conversion fee is 2.5% of the converted amount.

Income Requirements

The minimum annual household income required for the Simplii Financial Cash Back Visa Card is $15,000.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.

Rakuten Rewards

Earn additional cash back when booking travel and shopping online using Rakuten. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
Sign Up For Free
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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