TD Cash Back Visa Infinite Card Calculator

Card Details & TD Cash Back Calculator
3% Grocery
3% Gas Station
3% Recurring Bill Payments
1% Everything Else
Deluxe TD Auto Club Membership
Visa Infinite Benefits
Avis & Budget Discount
Travel & Purchase Protections

Calculate how much TD cash back you can earn with the TD Cash Back Visa Infinite Card based on your spend and compare it against top rewards cards.


Bonus Categories

The TD Cash Back Visa Infinite Card features three bonus categories which are grocery, gas station, and recurring bill payments. Each category has a spend cap on rewards of up to $15,000 per year. Once you reach the spend cap for a category, you'll earn at the non-category rate for the remainder of the calendar year. There's no limit to the amount of cash back you can earn with the card overall.

  • 3% Grocery
  • 3% Gas Station
  • 3% Recurring Bill Payments
    • These are payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees.
    • Commonly referred to as "Pre-Authorized Payments".
  • 1% Non-Category

Perks & Benefits

The TD Cash Back Visa Infinite Card comes packed with some great benefits including travel and purchase protections, discounts on car rentals, complimentary auto club membership, and Visa Infinite perks.

  • Free Deluxe TD Auto Club Membership
    • A $79.00 value.
  • Visa Infinite Benefits
    • Visa Infinite Concierge
    • Visa Infinite Food and Wine Experiences
    • Visa Infinite Luxury Hotel Collection
  • Avis & Budget Discounts
    • Save a minimum of 10% off the lowest base rates in Canada and the US.
    • Save a minimum of 5% off the lowest base rates internationally.
  • Travel & Purchase Protections
    • Travel Medical Insurance
    • Emergency Travel Assistance Services
    • Delayed and Lost Baggage Insurance
    • Auto Rental Collision/Loss Damage Insurance
    • Purchase Security
    • Extended Warranty Protection

Sign Up Bonus (SUB)

The sign up bonus for the TD Cash Back Visa Infinite Card is 10% cash back on all purchases for the first 3 months up to a total of $2,000. Plus, first year no annual fee for the primary and additional cardholders. This specific promotion lasts until September 8th. This can be an easy $200 if you're able to max out the bonus with $2,000 in spend.

Fees & Income Requirements

Annual Fee

The annual fee for the TD Cash Back Visa Infinite Card is $120.

Authorized User Fee

It will cost you $50 to add the first additional user to the TD Cash Back Visa Infinite Card. Additional users after the first are free.

Foreign Transaction Fee

The TD Cash Back Visa Infinite Card has a 2.5% foreign conversion fee.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Categories
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Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
$0
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
$0
Total Return
The percent you are earning based on spend, earnings, and fees.

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