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Rewards Rate Details
The TD Bank Cash Back Visa Infinite Card has three bonus categories. Those categories are grocery, gas stations, and recurring bill payments. Each of these categories have a spend cap on rewards of $15,000 per calendar year. Once you hit that cap for any given category, you'll earn at the non-category rate for the remainder of the year for that given category. There's no limit to the amount of cash back you can earn with the card overall.
- 3% Grocery
- 3% Gas Station
- 3% Recurring Bill Payments
- These are payments made on a monthly or other regularly recurring basis for merchant bills, including insurance premiums, magazine/newspaper/online streaming subscriptions, membership fees and telecommunication fees.
- Commonly referred to as "Pre-Authorized Payments".
- 1% Everything Else
Perks & Benefits
The TD Cash Back Visa Infinite Card has a good amount of benefits which includes discounts on car rentals, complimentary auto club membership, Visa Infinte Perks, and travel and purchase protection.
- Free Deluxe TD Auto Club Membership
- A $79.00 value.
- Visa Infinite Benefits
- Visa Infinite Concierge
- Visa Infinite Food and Wine Experiences
- Visa Infinite Luxury Hotel Collection
- Avis & Budget Discounts
- Save a minimum of 10% off the lowest base rates in Canada and the US.
- Save a minimum of 5% off the lowest base rates internationally.
- Travel & Purchase Protections
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.