RBC Credit Cards - Canada

Review the benefits of RBC credit cards, calculate rewards and cash value based on spend, and compare side by side top credit cards.

RBC offers RBC Rewards and RBC Avion Rewards credit cards for it's own rewards programs along with co-branded credit cards for WestJet, British Airways and Cathay Pacific. Review the details of RBC credit cards and calculate both total rewards and cash value of cards based on spend.


RBC Rewards Avion Credit Cards

RBC offers a handful of credit cards that earns RBC Avion Points. These points have a significantly higher value when redeemed towards travel when compared to standard RBC Rewards credit cards. If you're looking to earn rewards towards airfare or you want to be able to transfer points to top airlines such as British Airways, Cathay Pacific, and American Airlines, you'll want to consider picking up an RBC Avion credit card.

Earns 1.25X points on all purchases. Benefits include Petro-Canada savings, Visa Infinite Privilege benefits, and great travel/purchase insurance.
Earns 1.25X points on travel purchases and 1X on everything else. Benefits include Petro-Canada savings, Visa Infinite benefits, and great travel/purchase insurance.
Earns 1X points per $1 spent on all purchases. Benefits include Petro-Canada savings and great travel/purchase insurance.
Earns 1.25X points on the first $75,000 in purchases per calendar year, then 1X for the remainder of the year. Benefits include Petro-Canada savings, Visa Infinite Business benefits, Priority Pass membership, and great travel/purchase insurance.
Earns 1X points on all purchases. Benefits include Petro-Canada savings and great travel/purchase insurance.

RBC Rewards Credit Cards

RBC offers several credit cards that earn RBC Rewards Points. Points earned with these cards are worth up to 1 cent each and does not pack as much value as Avion Points. While that may be the case, these are still great cards to earn points and redeem them towards travel, gift cards, and more.

Earns 1X points on all purchases. Benefits include Petro-Canada savings and travel/purchase insurance.
Earns 1X points on all purchases. Card offers Petro-Canada savings.
Earns 1X points on gas station, grocery, and drugstore purchases. All other purchases earn 1X points per $2 spent. Benefits include gift card redemption discount and Petro-Canada savings. No annual fee.
Earns 1X points per $2 spent on all purchases. Card offers Petro-Canada savings. No annual fee.

RBC WestJet Credit Cards

WestJet offers two credit cards that allow you to earn WestJet Dollars on everyday purchases. The WestJet RBC World Elite Mastercard will typically be the best card in terms of overall return, especially if you fly WestJet often and/or pay for checked bags.

Earns 2% back on WestJet purchases and 1.5% back on everything else. Benefits include an annual companion voucher, a free checked bag, boingo Wi-Fi, Petro-Canada benefits, and travel/purchase protection.
Earns 1.5% back on WestJet purchases and 1% back on everything else. Benefits include an annual companion voucher, Petro-Canada benefits, and travel/purchase protection.

RBC British Airways Credit Cards

There's one Avios credit card available in Canada and that is the British Airways Visa Infinite Card offered by RBC. It's a solid option for earning Avios across British Airways purchases and grants a companion pass if you're willing to run heavy spend through the card. If you're looking to maximize your earnings, you'd be better off using transfer partner credit cards.

Earns 2X Avios with British Airways and 1X on everything else. Benefits include the ability to earn a companion pass running spend through the card, Visa Infinite benefits, and travel/purchase protection.

RBC Cathay Pacific Credit Cards

RBC holds the only Cathay Pacific credit card available in Canada. It earns a decent amount of miles spending with Cathay Pacific, but you can earn a higher amount of miles using transfer partner credit cards. Outside of the complimentary status offered the first year, there's not much to the card.

Earns 2X miles on cathaypacific.com, 1.25X per $1 CAD equivalent of foreign currency spend, and 1X on everything else. Benefits include Marco Polo Green Tier membership (first year only), Petro-Canada savings, and travel/purchase protection.

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