Scotiabank Credit Cards - Canada

Review the benefits of Scotiabank credit cards, calculate rewards and cash value based on spend, and compare side by side top credit cards.

Scotiabank offers credit cards for it's own cash back and Scotia Rewards programs. It also offers co-branded credit cards for SCENE and GM. Review the details of Scotiabank credit cards and calculate both total rewards and cash value of cards based on spend.


Scotiabank Cash Back Credit Cards

Scotiabank offers four cash back credit cards which consists of three personal cards and one business cards. These cards features great everyday categories such as gas station, drugstore, and recurring bill payments.

Earns 4% cash back on grocery and recurring payments, 2% back on gas station and daily transit purchases, and 1% back on everything else. Benefits include Avis & Budget discounts, Visa Infinite benefits, and great travel/purchase insurance.
Earns 2% cash back on gas station, grocery, drugstore, and recurring bill payments. All other purchases earn 1% back. Card offers discounts with Avis and Budget.
Earns 1% back on gas station, grocery, drugstore, and recurring bill payments. All other purchases earn 0.5% back. Card offers Avis and Budget discounts.
Earns 3% back on gas station, restaurant, office supply stores, and recurring bill payments. All other purchases earn 1% back. Benefits include access to Visa SavingsEdge, 25-day interest-free grace periods on new purchases, and some travel/purchase insurance.

Scotia Rewards Credit Cards

Scotiabank offers several Scotia Rewards credit cards. Of these credit cards, the Scotiabank Gold American Express Card is at the top of the list as one of the best rewards credit cards in Canada due to its high return across several categories and great benefits.

Scotiabank Gold American Express Card
Top-Notch Rewards Card
Earns 5 Scotia Rewards Points per $1 spent on grocery, restaurant, and entertainment purchases, 3 points per $1 spent on gas, transit, and streaming services, and 1 point per $1 spent on everything else. Benefits include Priority Pass membership, standard AMEX benefits, and great travel/purchase insurance.
Earns 4X points on gas, grocery, dining, and entertainment purchases. All other purchases earn 1X. Benefits include Hertz #1 Club Gold membership, Priority Pass membership, standard AMEX benefits, and great travel/purchase insurance.
Earns 2X points on grcoery, dining, entertainment, and transit purchases. All other purchases earn 1X points. Benefits include Priority Pass membership, Avis Preferred Plus membership, Visa Infinite Benefits, and great travel/purchase insurance.
Earns 1X points on all purchases. Benefits include 5% cash back on Scotia Rewards Travel purchases, Avis and Budget discounts, and travel/purchase insurance.
Earns 1X points on all purchases. Benefits include car rental discounts when booking with Avis and Budget, access to AMEX Invites, and travel insurance. No annual fee.
Earns 1X points per $2 spent on all purchases. The card offers car rental discounts when booking with Avis and Budget. No annual fee.
Earns 1.5X points on all purchases. Benefits include Priority Pass membership, Avis Preferred Plus membership, Visa Infinite benefits, Visa Business Card benefits, and great travel/purchase insurance.

Scotiabank SCENE Credit Cards

Scotiabank holds all available SCENE Rewards cards. If you frequently visit Cineplex to watch movies, the SCENE credit card is a great way to get a solid return on your spend.

Earns 5X points in-theatre and online with Cineplex and 1 point per $1 spent on everything else. The card offers discounts on rentals with Avis and Budget. No annual fee.

Scotiabank GM Credit Cards

Scotiabank offers the GM credit card if you're looking to earn rewards towards the purchases of a new GM vehicle.

Earns 5% GM Earnings on the first $5,000 in purchases annually, then 2% GM Earnings for the remainder of the calendar year. Offers discounts with Avis and budget.

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