Marriott Bonvoy Business AMEX Card Calculator

Card Details & Marriott Points Calculator
5x Marriott
3X Gas Station
3X Dining
3X Travel
15 Elite Night Credits
Annual Free Night Award
Marriott Silver Status
Spend To Marriott Gold Status

Calculate how many Marriott Bonvoy Points you can earn based on your spend using the Marriott Bonvoy Business AMEX Card (Canada). Compare against top cards!

The Marriott Bonvoy Business AMEX Card is a great option for any businesses (or individuals) that want to earn Marriott Bonvoy Points across food and travel. The card earns a great return on Marriott purchases along with bonus points on gas, dining, and general travel spend. You'll also receive annual elite nights towards status in the Marriott Bonvoy Program along with an annual free night. All in all, this card offers great value for those who enjoy Marriott.

Bonus Categories

The Marriott Bonvoy Business AMEX Card features 4 bonus categories which are Marriott, gas, dining, and travel. There's no limit to the amount of bonus Marriott Bonvoy Points you can earn spending in these categories and no limit to the amount of Marriott Bonvoy Points you can earn with the card overall.

Do note that the gas station and restaurant categories are specific to purchases in Canada. There is no region restrictions on the Marriott and travel categories.

  • 5x Marriott
    • Applies to paying for hotel stays directly with Marriott and making on-property/site purchases that are categorized as being Marriott (such as a Marriott owned coffee shop or general store).
  • 3x Gas Station
  • 3x Restaurant
  • 3x Travel
    • Includes travel services or travel bookings including air, water, rail and road transport.
    • Does not include local and commuter transportation or merchants where travel sales are not their primary business.
  • 2x Non-Category

Perks & Benefits

The Marriott Bonvoy Business AMEX Card comes with a handful of useful benefits. These include an annual free night and elite nights towards status.

  • 15 Elite Nights
  • Marriott Silver Elite Status
    • Granted automatically due to the 15 Elite Night credits offered on the card; Silver requires 10 elite nights.
  • Spend To Marriott Gold Status
  • Annual 35,000-Point Free Night Award
    • Received annually around card anniversary date.
    • Free night can be used at any hotel that costs 35,000 points or less at the time of booking.
    • Free nights can be stacked with free nights earned with other Marriott credit cards.
  • AMEX Invites
  • Travel and Purchase Coverage
    • Employee Card Misuse Protection
    • Buyer's Assurance Protection Plan
    • Purchase Protection Plan
    • Travel Emergency Assistance
    • Travel Accident Insurance
    • Car Rental Theft and Damage Insurance
    • Flight Delay Insurance
    • Baggage Delay Insurance
    • Lost or Stolen Baggage Insurance

Sign Up Bonus (SUB)

The standard sign up bonus for the Marriott Bonvoy Business AMEX Card is 50,000 bonus Marriott Bonvoy Points after you spend $1,500 on the card within the first three months of card membership.

Marriott Free Night Award Chart

In terms of free nights, this can earn you up anywhere from 10 nights at an off-peak Category 1 hotel up to 1 night at an off-peak Category 7 hotel. You can also squeeze some extra nights out of these points if you take advantage of Marriott's 5th Night Free benefit when booking 5-night consecutive stays on points.

Fees & Income Requirements

Annual Fee

The annual fee for the Marriott Bonvoy Business AMEX Card is $150 per year. The annual free night should take care of a good chunk if not all of the annual fee in terms of value. The great earning rates, elite nights, and good travel/purchase coverage also add some good value to the card.

Authorized User Fee

Each supplementary card for the Marriott Bonvoy Business AMEX Card will cost you $50. You'll want to make sure that authorized users run enough spend through the card to make up for that fee.

Foreign Transaction Fee

The foreign currency conversion fee is 2.5% for purchases that are in a currency other than Canadian dollars.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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