MBNA Amazon.ca Rewards Mastercard Calculator (Prime)

Card Details & Amazon Points Calculator
(Not Prime? Click Here.)
2.5% Amazon
2.5% Whole Foods Market
2.5% Foreign Currency Transactions
1% Everything Else
Avis & Budget Savings
Purchase Protections

Calculate how much cash back you can earn with the MBNA Amazon Rewards Mastercard as a Prime member based on your spend and compare against top cards.

Bonus Categories

The MBNA Amazon.ca Rewards Mastercard features three bonus categories which are Amazon, Whole Foods Market, and foreign currency transaction. There's no limit to the amount of cash back you can earn spending in these bonus categories and no limit to the amount of cash back you can earn with the card overall.

  • 2.5% Amazon.ca
  • 2.5% Whole Foods Market
  • 2.5% Foreign Currency Transactions
    • This counts as any transaction made that is not in Canadian Dollars (CAD).
  • 1% Everything Else
    • This includes all non-Amazon and -Whole Foods Market purchases in Canada as well as international purchases in which you choose to be charged in Canadian Dollars instead of the local currency.

Perks & Benefits

The MBNA Amazon.ca Rewards Mastercard offers savings with Avis and Budget as well as some purchase protections.

  • Avis & Budget Savings
    • Save a minimum of 10% off base rates in Canada and the US and 5% off base rates internationally.
    • Avis: Book via www.avis.ca/mbna and use AWD #C078405.
    • Budget: Book via www.budget.ca/mbna and use BCD #A331704.
    • You must charge the entire rental to your MBNA credit card.
  • Purchase Protections

Sign Up Bonus (SUB)

The sign up bonus for the MBNA Amazon.ca Rewards Mastercard is 5% back on eligible purchases at Amazon.ca, Whole Foods Market stores, grocery stores, and restaurants for 6 months after approval, up to the first $3,000 in purchases.

Fees & Income Requirements

Annual Fee

The MBNA Amazon.ca Rewards Mastercard does not have an annual fee. You'll earn at the rates listed above if you have Amazon Prime. If you don't have Prime, you'll earn rewards at a lower rate. You can calculate that rate with the MBNA Amazon.ca Rewards Mastercard Calculator.

Authorized User Fee

The MBNA Amazon.ca Rewards Mastercard does not charge an authorized user fee for additional cards.

Foreign Transaction Fee

The MBNA Amazon.ca Rewards Mastercard has a foreign currency conversion fee of 2.5%. The bonus category that focuses on foreign currency transactions makes this a good card for avoiding this fee on international spending and travel.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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