Triangle Mastercard Calculator

Card Details & Canadian Tire Money Calculator
4% Canadian Tire Stores
1.5% Grocery
Gas+ & Husky Station Bonus

Canadian Tire Money Calculator for the Triangle Mastercard. Calculate total cash back and card value based on spend and compare to top cards.

Bonus Categories

The Triangle Mastercard features two bonus categories which are Canadian Tire Stores and grocery. The grocery category is capped at $12,000 per year in which you'll earn at the non-category rate for the remainder of the year once this cap is hit. There's no limit to the amount of Canadian Tire Money you can earn with the card overall.

  • 4% Canadian Tire Stores
    • You'll earn 4% back when shopping at the following stores:
      • Canadian Tire
      • Sport Chek
      • Mark’s/L’Équipeur
      • Atmosphere
      • Sports Rousseau
      • Hockey Experts
      • L’Entrepôt du Hockey
      • (Participating) Sports Experts Stores
    • Do note that you will only earn 4% back on the pre-tax of your Canadian Tire Store purchase meaning you will earn slightly less than 4% overall.
  • 1.5% Grocery
    • This excludes Costco and Walmart.
  • 0.5% Everything Else

Perks & Benefits

The Triangle Mastercard offers bonus CT Money on gas spend as well as no-fee, no-interest financing.

  • Earn 5¢ Per Litre
    • Earn 5 cent per litre in Canadian Tire Money at Gas+ and participating Husky stations.
  • Finance Purchases
    • Receive no-fee, no-interest financing on qualifying purchases of $150 or more at Canadian Tire Stores and their partners (the same stores in the 4% category).

Sign Up Bonus (SUB)

The Triangle Mastercard has a signup bonus of 15% back in Canadian Tire Money on your first purchase. This is an additional 11% on top of the 4% you already earn when spending at Canadian Tire and their partners. You can earn up to a max of $50 in Canadian Tire Money with this sign up bonus.

Fees & Income Requirements

Annual Fee

The Triangle Mastercard does not have an annual fee which is great considering the good return this card offers.

Authorized User Fee

There is no fee to add additional users to the Triangle Mastercard. I highly recommend adding family and friends to help earn Canadian Tire Money faster.

Foreign Transaction Fee

The foreign transaction fee for the Triangle Mastercard is 2.5%.

Income Requirements

The Triangle Mastercard does not have an income requirement.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Compare A Card
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.

Rakuten Rewards

Earn additional cash back when booking travel and shopping online using Rakuten. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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