The PC Financial World Mastercard features two bonus categories which are Loblaw Companies and PC Travel. All other purchases made with the card are based on the non-category rate along with bonus points you would normally receive regardless of being a cardholder. There's no limit to the amount of PC Optimum Points you can earn with the PC Financial World Mastercard.
20x Loblaw Companies
Loblaw Companies counts as purchases made at the following markets/stores:
Loblaws
NoFrills
Valu-Mart
Zehrs
Real Canadian Superstore
Independent
Fortinos
Wholesale Club
Joe Fresh
NoFrills Won't Be Beat
Atlantic Superstore
Loblaws CityMarket
Shoppers Drug Mart
Beauty Boutique
Maxi
Pharmaprix
Provigo
Dominion
Galerie Beauté
20x PC Travel
10x Esso & Mobile*
10x Everything Else
*The PC Financial World Mastercard will earn you 10 points per $1 spent (non-category rate) along with additional points per litre. You can earn 10 points per litre when you pay with the PC Financial World Mastercard and 10 points per litre as a PC Optimum loyalty member. You can also earn an additional 10 points per litre when you buy premium gasoline.
The rewards that are based on litre are not included in the PC Financial calculators. The calculator will only calculate the points earned per $1 spent.
Perks & Benefits
The PC Financial World Mastercard comes with purchase protections.
There is no standard sign up bonus for the PC Financial World Mastercard.
Fees & Income Requirements
Annual Fee
The PC Financial World Mastercard does not have an annual fee.
Authorized User Fee
There is no fee to add additional users to the PC Financial World Mastercard.
Foreign Transaction Fee
The PC Financial World Mastercard has a 2.5% foreign currency conversion rate.
Income Requirements
The PC Financial World Mastercard requires an annual personal income of $60,000 or a household income of $100,000.
and Card Value Calculator
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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The currency the card earns and any other currencies on this side of the calculator. If the currency can be transferred to other programs, you can use 'View Rewards As...' to reflect as if you transferred it to a partner.
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Cash perks and bonuses associated with the selected card(s).
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Annual fee and authorized user fee (if applicable) details.
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Categories Spending
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When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
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Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
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Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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The sum of all spend and bonuses above this line and the cash value of it all.
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Cash Value
Cash value of total earnings based on currency worth.
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Rakuten Rewards
Earn additional cash back when booking travel and shopping online using Rakuten. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
