Store Rewards Card Calculators

Earning & Redeeming Points

Calculate total rewards with different store credit cards based on monthly/yearly spend, card benefits, and annual fees. Compare results!


Store Credit Cards can be very rewarding for those that spend a lot of money at a specific retailer. The plus to store cards usually comes in the form of high returns, lots of coupons, additional perks, special financing, early access to sales/events, and much more. The drawback to store cards is that they are unforgiving when it comes to interest rates. Store cards offer some of the highest rates this side of the galaxy and failing to pay your cards every month will eat away your rewards faster than you can earn them.

If you're not down with paying off your statement IN FULL every month, I do not recommend that you pick up a store card since the interest collected will cancel out your rewards.

Store Rewards Programs

Listed below are store rewards programs that are covered on the site. Store rewards programs are typically pretty simple and straightforward so most of these pages just cover earning and redeeming rewards as well as earning status in the program if possible. All available store rewards credit card calculators with the program will also be listed.

Amazon

Amazon has one credit card through MBNA which is called the Amazon.ca Rewards Mastercard which features Amazon.com and Whole Foods Market as bonus categories. Those with Amazon Prime will earn rewards at a higher rate on Amazon.ca and Whole Foods Market purchases and also earn 2.5% back on foreign currency purchases which negates the foreign currency conversion fee the card has making it a good option for international spending/travel.

Amazon Rewards
Amazon Point Calculators
Credit Cards
Amazon.ca Rewards Mastercard Amazon.ca Rewards Mastercard Calculator (Prime)
Amazon.ca Rewards Mastercard Amazon.ca Rewards Mastercard Calculator (non-Prime)

Costco

Costco has one credit card with Capital One merely called the Capital One Mastercard which earns a high return on dining and gas spending. It also grants increased earnings on non-category purchases after running $3,000 through the card within the calendar year.

Costco Rewards
Costco Rewards
Credit Cards
Costco Capital One Mastercard Costco Capital One Mastercard Calculator

Loblaw's / PC Optimum

PC Financial offers three Mastercards that you can use to earn PC Optimum points when spending at Loblaw Companies, Esso, and Mobil. All three cards have no annual fee and offers between 1% and 3% back on your spend.

PC Optimum
PC Optimum Points Calculators
Credit Cards
PC Financial World Elite Mastercard PC Financial World Elite Mastercard Calculator
PC Financial World Mastercard PC Financial World Mastercard Calculator
PC Financial Mastercard PC Financial Mastercard Calculator

Walmart

Walmart Financial offers a Walmart Rewards Mastercard and World Mastercard. Both cards are great options for anyone who frequently spends money at Walmart, but the World Mastercard is best option due to the 3% back at Walmart.ca along with the bonus earnings of 1.25% back on gas station spend.

Walmart Rewards
Walmart Rewards Dollars Calculators
Credit Cards
Walmart Rewards World Mastercard Walmart Rewards World Mastercard Calculator
Walmart Rewards Mastercard Walmart Rewards Mastercard Calculator

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