Scotiabank GM Visa Card Calculator
GM Earnings Calculator for the Scotiabank GM Visa Card. Calculate total GM Earnings based on spend and compare against top cards.
The Scotiabank GM Visa Card earns GM Earnings. $1 in GM Earnings is equal to $1 off the purchase price or lease of a new Chevorlet, Buick, GMC, or Cadillac. There's no earning caps or redemption limits for GM Earnings.
Bonus Categories
The Scotiabank GM Visa Card does not have any bonus categories. You'll earn GM Earnings at a rate of 5% back on the first $5,000 spent annually and then 2% back thereafter for the remainder of the calendar year. There's no limit to the amount of cash back you can earn overall.
- 5%/2% All Purchases
- Earn 5% back in GM Earnings on the first $5,000 in purchases annually.
- Earn 2% back in GM Earnings on all purchases over the first $5,000.
If you're able to hit the $5,000 cap on the 5% category, you'll end up earning $250 in GM Earnings. After that, you'll need to spend $12,500 on the card to earn another $250 at the 2% earning rate.
Perks & Benefits
The Scotiabank GM Visa Card comes with car rental savings and purchase protection.
- Avis & Budget
- Save up to 25% off base rates with Avis and Budget when you pay with your ScotiaGold Passport Visa Card.
- Be sure to use the following codes when booking your rental:
- avis.com bookings use Avis Worldwide Discount (AWD) Number: C030302
- budget.com bookings use Budget Corporate Discount (BCD) Number: A363311
- Purchase Protections
Sign Up Bonus (SUB)
The Scotiabank GM Visa Card does not have a standard sign up bonus.
The Scotiabank GM Visa Card does not have a standard sign up bonus.
Fees & Income Requirements
Annual Fee
The Scotiabank GM Visa Card does not have an annual fee. This means you'll always be earnings a 2%-5% return on your spending.
Authorized User Fee
There's no fee to add authorized users to the Scotiabank GM Visa Card. Adding additional users can help you build your GM Earnings faster.
Foreign Transaction Fee
The foreign currency conversion fee for the Scotiabank GM Visa Card is 2.5%.
Income Requirements
There is no listed income requirements for the Scotiabank GM Visa Card.
and Card Value Calculator
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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