Scotiabank GM Visa Card

Benefits & GM Earnings Calculator
GM Earnings Calculator for the Scotiabank GM Visa Card. Calculate total GM Earnings based on spend and compare against top cards.
Last Updated 2022-06-20

The Scotiabank GM Visa Card earns GM Earnings. $1 in GM Earnings is equal to $1 off the purchase price or lease of a new Chevorlet, Buick, GMC, or Cadillac. There's no earning caps or redemption limits for GM Earnings.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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GM Visa Card earning rates

The Scotiabank GM Visa Card earns 5% back in GM Earnings on the first $5,000 spent annually and then 2% back in GM Earnings thereafter for the remainder of the calendar year. There's no limit to the amount of cash back you can earn overall.

If you're able to hit the $5,000 cap on the 5% category, you'll end up earning $250 in GM Earnings. After that, you'll need to spend $12,500 on the card to earn another $250 at the 2% earning rate.

GM Visa Card benefits

Avis and Budget Discounts

As a Scotiabank cardholder, you will save up to 25% off base rates at participating Avis and Budget locations in Canada and the U.S. when you pay with your Scotiabank credit card.

When booking through avis.com use Avis Worldwide Discount (AWD) number C030302 and when booking through budget.com use Budget Corporate Discount (BCD) number A363311.

Shopping Insurance

GM Earnings calculator

Input your monthly and yearly spend amounts to calculate how much you can earn with the Scotiabank GM Visa Card. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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