RBC Rewards Plus Visa Card

Benefits & RBC Points Calculator
Review the benefits of the RBC Rewards Plus Visa and calculate how many RBC Rewards points you can earn based on the spend amounts you enter.
Last Updated 2022-06-08
This card is no longer available and has been replaced with the RBC ION Visa.

The RBC Rewards+ Visa is a no-annual fee rewards card that earns 1 RBC Rewards point per $1 spent on gas, grocery, and drug store purchases. The card also offers your standard RBC benefits which includes bonuses and savings with Petro-Canada, Rexall, and DoorDash.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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RBC Rewards+ Visa rewards rate

1X Gas Station

The RBC Rewards+ Visa Card earns 1 RBC Rewards point per $1 spent at gas stations. This includes service stations and automated fuel dispensers.

1X Grocery

The RBC Rewards+ Visa Card earns 1 RBC Rewards point per $1 spent at grocery stores.

1X Drug Store

The RBC Rewards+ Visa Card earns 1 RBC Rewards point per $1 spent at drug stores which also includes pharmacies.

1X/$2 Everything Else

All other purchases with the RBC Rewards+ Visa Card will earn 1 RBC Rewards point per $2 spent. This is the same as earning 0.5 points per $1 spent.

RBC Rewards+ Visa benefits

Gift Card Redemption Discount

As an RBC Rewards+ Visa cardholder, you will be able to redeem 2,500 points for a $25 gift card with select retailers. Those retailers are:

  • Amazon
  • Apple iTunes
  • Cineplex
  • Indigo
  • Marshalls
  • McDonald's
  • Starbucks
  • This redemption gives your points a value of 1 cent each and is a savings of 1,000 points when compared to other RBC Rewards cards.
  • Petro-Canada Savings

    RBC credit card holders save 3 cents per litre on fuel with Petro-Canada. You'll also earn 20% more Petro-Points when fueling up.

    Additional Be Well Points

    As a cardholder, you can link your RBC Rewards+ Visa Card to your Be Well card to earn 50 Be Well points for every $1 spent on eligible products at Rexall. You'll also be able redeem points faster for savings on store purchases at a rate of 25,000 Be Well Points for $10 in credit.

    DoorDash Benefit

    You can link your RBC Rewards+ Visa Card to your DoorDash account to get a 12-month complimentary DashPass subscription (about $120 in value) and to enjoy unlimited deliveries with $0 delivery fees on orders of $12 or more when you pay with your RBC credit card.

    The DoorDash benefit is temporary/promotional and currently lasts until July 5th, 2023.

    Shopping Insurance

    RBC Rewards+ Visa points value

    Redemption option Redemption value in cents
    General travel redemptions through RBC Travel portal 1
    Charitable donations 1
    Gift card redemptions as an RBC Rewards+ Visa cardholder 1
    Using points for merchandise 0.75 - 0.85
    Redeeming points for statement credits 0.58

    RBC Rewards points earned with the RBC Rewards+ Visa Card are worth 1 cent each when redeemed for general travel. This means 10,000 points will have an average value of $100.

    RBC Rewards+ Visa points transfer

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    RBC Rewards points can be transferred to WestJet Dollars and Hudson's Bay Rewards which will give your points a value of 1 cent each. That makes both of these transfer partners great options if you don't want to redeem points for travel.

    Only Avion cardmembers can transfer points to British Airways, American Airlines, and Cathay Pacific.

    RBC Rewards points calculator

    Input your monthly and yearly spend amounts into our RBC Rewards calculator to find out how much you can earn with the RBC Rewards+ Visa. Compare the results side by side up to two credit cards to find out which cards are best for you.

    Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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