BMO AIR MILES World Elite Mastercard (Canada) Calculator

BMO AIR MILES World Elite Mastercard

1x Per $10 All Purchases
15% Flight Discount
Mastercard LoungeKey
2x Per $10 At Alamo and National
Out of Country Emergency Medical Coverage

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The BMO AIR MILES World Elite Mastercard is a solid choice for those looking to earn AIR MILES Reward Miles at a steady rate and pick up some additional travel benefits. Cardholders will earn double miles when renting cars with National and Alamo, receive concierge service, have access to travel and medical protection, and more.

Bonus Categories

The Bank of Montreal AIR MILES World Elite Mastercard (Canada) earns miles at a flat rate with the chance to earn bonus miles when shopping with certain partners. Miles earned are per $10 spent on the card. There is no limit to the amount of AIR MILES you can accumulate using this Mastercard. The number of AIR MILES Reward Miles will be rounded down to the nearest whole number. Fractions of Reward Miles will not be awarded.

1x All Purchases

BMO AIR MILES World Elite Mastercard holders will earn 1 AIR MILES Reward Mile per $10 spent on all purchases.

+1x National & Alamo

BMO AIR MILES World Elite Mastercard holders will earn an additional AIR MILES Reward Mile per $10 spent at both National Car Rental and Alamo Car Rental. This means cardholders will earn a total of 2 AIR MILES Reward Miles per $10 spent.

Perks and Benefits

The BMO AIR MILES World Elite Mastercard features a few useful benefits for those who travel during the year. This includes savings on car rentals, lounge access, and travel & medical protection.

15% Flight Discount

BMO AIR MILES World Elite Cardholders will receive an exclusive 15% discount on all AIR MILES flights in North America with no blackout periods. North America includes flight travel within Canada, from Canada to the United States of America, including Hawaii and Alaska, excluding Puerto Rico and flight travel within the United States, and flight travel to and from Mexico.

Mastercard Airport Experiences

BMO AIR MILES World Elite Cardholders will have access to Mastercard Airport Experiences by LoungeKey. Cardholders can sign up on airport.mastercard.com or use the Mastercard Airport Experence mobile application.

Travel Protection

BMO AIR MILES World Elite Cardholders will receive several benefits dealing with travel protection. This includes, but is not limited to:

  • Trip Cancellation
  • Collision Damage Waiver
  • Car Rental Accidental Death and Dismemberment
  • Trip Assistance Services
  • Trip Interruption/Trip Delay

Medical Protection

BMO AIR MILES World Elite Cardholders will receive Out-of-province/Out-of-country Emergency Medical Benefits.

Sign Up Bonus

The standard sign up bonus for the BMO AIR MILES World Elite Card is 3,000. New cardholders will receive 1,000 AIR MILES Reward Miles after the first purchases with the card and an additional 2,000 AIR MILES Reward Miles after spending a minimum of $3,000 on the card.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The annual fee for the BMO AIR MILES World Elite Mastercard is $120 per year. If you make use of the point discount, lounge access, and other features of the card, it can be worth the price tag.

Authorized User Fee

The authorized user fee for the BMO AIR MILES World Elite Mastercard is $50 per additional card. Adding family or friends can help build your AIR MILES faster while also granting them great card benefits.

Foreign Transaction Fee

Cardholders will be charged for the conversion to Canadian Dollars based on Mastercard International on the date the transaction is posted to your account plus 2.50% for purchases.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
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0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
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Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
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Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
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Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.
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Page Last Updated: 2019-07-11

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.


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