AMEX Business Gold Card Canada Cash Value Calculator

AMEX Business Gold Card (Canada)

+1x Three Suppliers From List
AMEX Business Card Benefits
Hertz Car Rental Benefit
The Hotel Collection

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The American Express Business Gold Card (Canada) is a great business card for earning Membership Reward Points on business purchases. The Business Cardholder will be able to select 3 suppliers from a list of more than 40 in which they can earn 1 additional Membership Rewards Point per $1 spent for a total of 2 points. On top of that, it offers all the great perks of being an American Express Card including travel and purchase protection.

Bonus Categories

The AMEX Business Gold Card earns a flat rate of Membership Rewards Points on all purchases, but it gives you the chance to choose three suppliers from a list in which you can earn an additional point per $1 spent.

+1x Suppliers

The available suppliers to choose from is broken down by category. You can choose three suppliers from the list below. AMEX Business Gold Cardholders can earn up to 250,000 additional Membership Rewards Points spending through their selected suppliers.


  • Pattison Outdoor Advertising
  • ReachLocal Canada
  • Yellow Pages


  • Acklands Grainger
  • Castle Building Centres
  • CDMV Inc.
  • Coopervision
  • Dixon Electric
  • Gescan Ontario
  • Goodyear Canada Inc.
  • Hiossen Implant Canada Inc.
  • K Dental Inc.
  • KAL Tire
  • Lowe's Canada
  • Nobel Biocare Canada
  • PNEUS Andre Touchette Distribution
  • Rotsaert Dental Laboratory Services
  • SESCO/OSSO Electric Supplies
  • Sescolite
  • Texcan Ontario
  • The Argen Corporation Kastle Mills

Everyday B2B

  • 407 ETR
  • Atlas Van Lines
  • Canada Linen & Uniform Service
  • Halpern Enterprises
  • MVR Cash and Carry
  • Petro-Canada
  • Plastiq
  • Sameday Worldwide
  • The Insurebc Group
  • The Medcan Clinic
  • Unisource Canada
  • Vector Energy


  • Best Buy Company Inc, Future Shop
  • CDW Canada
  • Microsoft
  • Quickbooks Canada
  • Sage
  • Shaw Communications
  • Wolters Kluwer CCH

1x Non-Category

All purchases on the AMEX Business Gold (Canada) will earn 1 Membership Reward Point per $1 spent.

Perks and Benefits

AMEX Business Solutions

AMEX Business Gold Cardholders will have access to extensive business management tools. This includes cash flow management, expense management reports, and business servicing.

No Preset Spending Limit

The AMEX Business Gold Card (Canada) is a charge card that has no pre-set spending limit (NPSL). This does not mean infinite spending, but it does allow flexibility. As the company uses the card, the amount that can be spent on it will adjust. Do note that charge cards require the full balance to be paid every month.

The Hotel Collection

AMEX Business Gold Cardholders will receive access to The Hotel Collection from American Express. This offers a $100 USD hotel credit on charges to the room such as dining, spa, and golf as well as complimentary room upgrades at check-in when available. A minimum of two consecutive nights must be booked on the American Express Travel using an American Express card.

Hertz Car Rental Benefit

AMEX Business Gold Cardholders will have special privileges when renting with Hertz. Once enrolled into the Hertz Gold Plus Rewards Program, cardholders will receive one car class upgrades on rentals of 5 or more consecutive days and the fee will be waived for one additional driver.

AMEX Business Benefits

The AMEX Business Gold Card features a long list of additional coverage. This includes, but is not limited to:

  • Employee Card Misuse Protection
  • Disability Plan for Small Business
  • Car Rental Theft and Damage Insurance
  • Lost of Stolen Baggage Insurance
  • Hotel/Motel Burglary Insurance
  • Flight Delay Insurance
  • Baggage Delay Insurance
  • Travel Emergency Assistance
  • $100,000 Travel Accident Insurance
  • Purchase Protection Plan
  • Buyer Assurance Protection Plan

Sign Up Bonus

The sign up bonus for the American Express Business Gold (Canada) is 30,000 points after charging $5,000 in purchases on the card within the first three months of card membership. This is worth an easy $300, but can be worth more when transferred to airline partners.

Credit Card Fees

Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The AMEX Business Gold Card has an annual fee of $250.

Authorized User Fee

There is no authorized user fee for adding additional users to the Business Gold Card. I recommend adding employees in order to earn more points with the selected suppliers.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

Recent News/Articles

Page Last Updated: 2019-07-09

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

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