AMEX Business Platinum
The American Express Business Platinum Card (Canada) is a great card for businesses who want their employees to have access to elite travel benefits. While you will not earn that many points running spend through the Business Platinum, cardholders will have extensive lounge access, hotel status, travel insurance, and purchase protection.
The American Express Business Platinum (Canada) does not feature any bonus categories and earns Membership Reward Points at a flat rate. There is no limit on the amount of points you can earn using this card.
1.25x All Purchases
The AMEX Business Platinum Card earns 1.25 Membership Rewards Points per $1 spent on all purchases. This is a better rate than the other AMEX Canada Membership Rewards Point earning cards which makes it a solid choice for anyone looking to maximize their points on non-category spend.
Perks and Benefits
Where the AMEX Business Platinum (Canada) lacks in earn points, it more than makes up for it with the benefits and perks the card offers. If you're looking for elite travel benefits for yourself and/or your employees, this is a card you will definitely want to consider picking up.
One of the primary perks of the American Express Business Platinum is the lounge access you will receive as a cardholder. This includes access to:
- Centurion Lounges
- International American Express Lounges
- Plaza Premium Lounges
- Delta Sky Club
- Priority Pass
- Airspace Lounges
- Escape Lounges
- Executive Lounges by Swissport
- Québec City ’s Jean Lesage International Airport VIP Lounge
Fine Hotels & Resorts
AMEX Business Platinum Cardholders will have access to the Fine Hotels & Resorts collection. This includes benefits such as complimentary breakfast for two, 4pm late checkout, and more.
The Hotel Collection
AMEX Business Platinum Cardholders will be able to book hotels through The Hotel Collection. When booking at least a two day consecutive stay, cardholders will receive up to $100 USD hotel credit on hotel amenities charged to the room and complimentary room upgrade (when available).
Marriott Bonvoy Gold Status
AMEX Business Platinum Cardholders will receive Marriott Bonvoy Elite Gold Status. This comes with benefits such as late check-out, welcome gifts, room upgrades, and bonus Marriott Bonvoy Points per $1 spent.
Toronto Airport Benefits
AMEX Business Platinum Cardholders will receive several benefits when in Toronto Pearson Airport. This includes complimentary valet service, a 15% discount on parking rates at Express Park in Terminal 1 and Daily Park in Terminals 1 & 3, and access to Pearson Priority Lane in Terminal 1 & 3. These benefits apply to the primary cardholder and additional/authorized cardholders that have a valid Business Platinum Card.
Hertz Car Rental Benefits
AMEX Business Platinum Cardholders will receive Hertz Gold Plus Rewards Five Star Tier Membership. Cardholders will need to use Corporate/Customer Discount Partner (CDP) code 633306 when making a reservation with Hertz. Five Star Tier Club can receive a one-car class upgrade at participating locations at time of rental.
Avis Car Rental Benefits
AMEX Business Platinum Cardholders will receive discounts between 5% and 25% off the lowest available discounted rate are available on qualifying rentals in Canada and the the contiguous United States. Members can also receive up to a 20% discount on international rentals. Cardholders will need to use Avis Worldwide Discount (AWD) code C076700 at the time of reservation.
AMEX Business Platinum Cardholders will receive a 10% discount when booking a ride with Carey Limo Service.
AMEX Business Platinum Cardholders will have access to the AMEX Platinum Concierge. The Concierge provides personal assistance day and night, whenever and wherever you are. They can help recommend restaurants, get tickets to exclusive events, and a lot more.
AMEX Invites offers several benefits when it comes to the world of entertainment. This includes Front Of The Line Advanced Access and Reserved Tickets, special offers and experiences for cardmembers, and more. It's a great way to obtain tickets to great, exclusive events.
No Preset Spending Limit
The AMEX Business Platinum Card (Canada) is a charge card that has no pre-set spending limit (NPSL). This does not mean infinite spending, but it does allow flexibility. As you use the card, the amount you can spend on it will adjust. Do note that charge cards require the full balance to be paid every month.
The AMEX Business Platinum Card comes with the many benefits you expect from the American Express name. This includes, but is not limited to:
- Employee Card Misuse Protection
- Disability Plan for Small Business
- Trip Cancellation Insurance
- Trip Interruption Insurance
- $500,000 Travel Accident Insurance
- Fraud Protection Guarantee
- Purchase Protection Plan
- Buyer's Assurance Protection Plan
- Emergency Medical Insurance
- StandbyMD Travel Medical Concierge
- Travel Emergency Assistance
- Baggage Delay Insurance
- Flight Delay Insurance
- Hotel/Motel Burglary Insurance
- Car Rental Theft and Damage Insurance
- Lost or Stolen Baggage Insurance
Sign Up Bonus
The standard signup bonus for the American Express Business Platinum Canada Card is 40,000 Membership Rewards Points after charging $5,000 on the card within the first 3 months. This is easily worth at least $400, but can be worth more when transferred to airline partners.
Credit Card Fees
|Authorized User Fee|
|Foreign Transaction Fee|
The annual fee for the AMEX Business Platinum (Canada) is $499 per year. Depending on how much you value the perks & benefits of the card, this can easily be worth the price tag.
Authorized User Fee
The fee to add additional Business Platinum Cards is $199 per card. The primary cardholder can also add additional Business Gold Cards to the account for $50 per card.
Foreign Transaction Fee
Purchases made outside of Canada will be subjected to a 2.5% additional conversion fee. If need be, purchases will be converted to U.S. Dollars and then to Canadian Dollars.
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
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