AMEX Gold Card (Canada) | The Point Calculator

AMEX Gold Card

Canada
2x Gas Station
2x Grocery
2x Drugstore
2x Travel
+1x AMEX Travel

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The AMEX Gold Card (Canada) is a straightforward card that earns some decent Membership Rewards Points on everyday spend and travel. It overlaps with a lot of the same categories that are featured on the AMEX Cobalt Card, but at a lower or even earning rate. Learn the details of the card and compare it side-by-side against top reward cards.

Bonus Categories

The AMEX Gold Card (Canada) features four bonus categories which are gas stations, grocery stores, drug stores, and travel purchases. There is no bonus cap on any of these categories and no limit to the amount of Membership Reward Points you can earn spending across these categories.

2x Travel

The AMEX Gold Card (Canada) earns 2 Membership Reward Points per $1 spent on travel purchases. This includes flights, hotels, car rentals, cruises, and anything else related to travel.

2x Gas Stations

Gas station spend ran across the AMEX Gold Card (Canada) will earn 2 Membership Reward Points per $1 spent. This applies to stand-alone automobile gasoline stations in Canada.

2x Grocery

The AMEX Gold Card (Canada) earns 2 Membership Reward Points per $1 spent on grocery spending in Canada.

2x Drugstore

Using the AMEX Gold Card (Canada) at drugstores in Canada will earn 2 Membership Reward Points per $1 spent.

1x Non-Category

Spending on the AMEX Gold Card (Canada) outside of the categories listed above will earn 1 Membership Reward Point per $1 spent.

Perks and Benefits

The AMEX Gold Card (Canada) features a few useful benefits that can be good for those who travel.

AMEX Travel

AMEX Gold Card (Canada) Cardholders that use their card to make eligible hotel or car rental bookings on the American Express Travel Portal will earn one additional Membership Rewards Point per $1 spent.

The Hotel Collection

AMEX Gold Cardholders will receive access to The Hotel Collection from American Express. This offers a $100 USD hotel credit on charges to the room such as dining, spa, and golf as well as complimentary room upgrades at check-in when available. A minimum of two consecutive nights must be booked on the American Express Travel using an American Express card.

Hertz Car Rental Benefit

AMEX Gold Cardholders will have special privileges when renting with Hertz. Once enrolled into the Hertz Gold Plus Rewards Program, cardholders will receive one car class upgrades on rentals of 5 or more consecutive days and the fee will be waived for one additional driver.

AMEX Invites

AMEX Invites offers several benefits when it comes to the world of entertainment. This includes Front Of The Line Advanced Access and Reserved Tickets, special offers and experiences for cardmembers, and more. It's a great way to obtain tickets to great, exclusive events.

No Preset Spending Limit

The AMEX Gold Card (Canada) is a charge card that has no pre-set spending limit (NPSL). This does not mean infinite spending, but it does allow flexability. As you use the card, the amount you can spend on it will adjust. Do note that charge cards require the full balance to be paid every month.

Standard AMEX Benefits

The AMEX Gold Card also comes with the standard AMEX benefits including, but not limited to:

  • Flight Delay Insurance
  • Baggage Delta Insurance
  • Lost of Stolen Baggage Insurance
  • Car Rental Theft & Damage
  • $500,000 Travel Accident Insurance
  • Purchase Protection Plan
  • Buyer's Assurance Protection Plan
  • Hotel/Motel Burglary Insurance

Sign Up Bonus

The standard sign up bonus for new AMEX Gold Cardholders is 25,000 Membership Reward Points after spending $1,500 across the card within the first 3 months of cardmembership.

Credit Card Fees

Fees
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The annual fee for the AMEX Gold (Canada) is $150 per year.

Authorized User Fee

The first authorized user on the AMEX Gold (Canada) is no charge. Additional AMEX Gold Cards after the first one will cost $50 per card.

Foreign Transaction Fee

Foreign transactions ran across the AMEX Gold (Canada) will incur an additional 2.5% for each charge.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
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0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
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Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Options
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
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Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
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Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
$0
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
$0
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
$0
Total Return
The percent you are earning per dollar spent on this card.
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Page Last Updated: 2019-07-09

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