AMEX Platinum (Canada) Card Point Calculator

AMEX Platinum Card

3x Dining
2x Travel
+1x AMEX Travel
CAD$ 200 Annual Travel Credit
Lounge Access
Elite Hotel Status

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The Platinum Card (Canada) offers a solid return across multiple categories, but the card really shines for those that travel. It offers annual travel credits, access to thousands of lounges, elite status with several hotel brands, and much more. It's a card you will want to consider if you're looking for superb travel benefits.

Bonus Categories

The Platinum Card (Canada) features two bonus categories which are dining and travel. There is no cap on these bonus categories and their is no limit to the amount of Membership Rewards Points you can earn spending on the card in general.

3x Dining

The Platinum Card (Canada) earns 3 Membership Rewards Points per $1 spent on dining purchases. This includes restaurants, fast food, cafés, bars, and anything else labeled as dining in Canada.

2x Travel

The Platinum Card (Canada) earns 2 Membership Rewards Points per $1 spent on travel purchases in Canada. This includes airfare, hotel, cruises, rail and road transportation, and lodging and tour operator sales. Do note that this categories does not include local and commuter transportation.

1x Non-Category

All purchases on the Platinum Card outside of dining and travel will earn 1 Membership Reward Point per $1 spent.

Perks and Benefits

The Platinum Card (Canada) comes stacked with many elite benefits that can be useful for anyone traveling the world.

CAD$ 200 Travel Credit

Platinum Cardholders will receive a CAD$200 annual travel credit good towards any single travel booking of $200 or more charged to the Platinum Card through the American Express Travel Portal or through Platinum Card Services.

Lounge Access

AMEX Platinum Cardholders will receive an extensive amount of lounge benefits. Members will have access to the following lounges:

  • Centurion Lounges
  • International American Express Lounges
  • Plaza Premium Lounges
  • Delta Sky Club
  • Airspace Lounges
  • Escape Lounges
  • Priority Pass
  • Executive Lounges by Swissport
  • Québec City ’s Jean Lesage International Airport VIP Lounge

Fine Hotels & Resorts

AMEX Platinum Cardholders will have access to the Fine Hotels & Resorts collection. Cardholders will receive 4pm late checkout, complimentary daily breakfast for two, and more.

Hilton Honors Gold Status

Complimentary Hilton Honors Gold will be given to AMEX Platinum Cardholders. Hilton Gold comes with benefits such as 80% bonus points, complimentary breakfast, and room upgrades.

Shangri-La Golden Circle Jade Membership

Complimentary Golden Circle Jade Membership will be given to AMEX Platinum Cardholders. Jade Membership comes with priority check-in and check-out, room upgrades, early check-in / late check-out, and bonus Golden Circle points.

Marriott Bonvoy Gold Status

Platinum Cardholders will receive complimentary Marriott Bonvoy Gold Elite Status. Marriott Gold offers perks like late check-out, welcome gifts, bonus points, and room upgrades.

Radisson Rewards Gold Status

Platinum Cardholders will be given complimentary Radisson Rewards Gold Status. When staying at Radisson Hotels, this offers 25x Radisson Points per $1 spent, a 15% food and drink discount, a welcome gift, and access to their 72-hour guarantee on bookings made through the exclusive Elite Member Services Line.

Toronto Airport Benefits

Platinum Cardholders will be given access to Pearson Priority Security Lane during peak operating times, complimentary valet service at the Express Park and Daily Park, and a 15% discount on parking rates at the Express Park and Daily Park.

Platinum Concierge

Platinum Cardholders will have access to the AMEX Platinum Concierge. The Concierge provides personal assistance day and night, whenever and wherever you are. They can help recommend restaurants, get tickets to exclusive events, and a lot more.

AMEX Invites

AMEX Invites offers several benefits when it comes to the world of entertainment. This includes Front Of The Line Advanced Access and Reserved Tickets, special offers and experiences for cardmembers, and more. It's a great way to obtain tickets to great, exclusive events.

No Preset Spending Limit

The AMEX Platinum Card (Canada) is a charge card that has no pre-set spending limit (NPSL). This does not mean infinite spending, but it does allow flexibility. As you use the card, the amount you can spend on it will adjust. Do note that charge cards require the full balance to be paid every month.

AMEX Benefits

The AMEX Platinum Card comes with the many benefits you expect from the American Express name. This includes:

  • Trip Cancellation Insurance
  • Trip Interruption Insurance
  • $500,000 Travel Accident Insurance
  • Fraud Protection Guarantee
  • Purchase Protection Plan
  • Buyer's Assurance Protection Plan

Sign Up Bonus

The standard sign up bonus for the AMEX Platinum Card is 50,000 Membership Rewards Point after spending $3,000 in purchases in the first 3 months of Cardmembership. This is worth an easy $500 but can be worth more when transferred to airline partners.

Credit Card Fees

Annual Fee
Authorized User Fee
Foreign Transaction Fee

Annual Fee

The annual fee for the AMEX Platinum Card (Canada) is CAD $699. With all the benefits offered, this can easily be worth the fee if you take advantage of the annual travel credit and the lounge access.

Authorized User Fee

The authorized user fee to add additional Platinum Cards will cost you CAD $175 each. Cardholders can also add additional Gold Cards for CAD $50 each. If you have friends and family that travel just as much as you, adding them as users can help build points faster and save money on lounge fees.

Foreign Transaction Fee

Foreign purchases made on the AMEX Platinum Card will cost 2.5% per charge. This is on top of the conversion rate based on interbank rates selected from customary industry sources.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any another rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Compare A Card
Select a card from the list below to compare it side by side against this card. You can search by card name (e.g. chase sapphire reserve, uber visa) or by rewards program (e.g. thankyou points, membership rewards points).
Currency Worth
This is the cash value of points and miles used in these calculations. You can click on the amount to change the value or you can select View Rewards As to calculate your rewards when transferred to partners.
View Rewards As...
0 Cent(s)
View Rewards As...
This section allows you to view your rewards as if you transferred them to a partner. Select a transfer partner below and the calculator will alter the calculator to reflect the transfer ratio and the reward currency of the receiving program. This only applies to the currency of the selected card. Not all programs have transfer partners. I also do not have the cash value of points and miles for all transfer partners.
Edit Value
Enter the cash value of these rewards in cents per point/mile. You can enter the value as X.XX cents or 0.0XXX cents. The maximum value allowed is 15 cents ($0.15) and the minimal value is 0.1 cents ($0.001).
Loyalty/Rewards Programs
Covers hotel loyalty status, status with bank rewards programs, and few others. These are added automatically based on card selection, but can be manually added as well.
/ Loyalty Programs
Add/Remove Loyalty Programs
Select which loyalty programs you want to include in the calculations. You will be able to select your status with the program and it will calculate additional points/bonuses based on what you enter in the calculator.
Loyalty Programs
Other Bonuses
All card card specific bonuses will be listed here. These are added automatically based on the selected card(s).
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value. You can use +/- Categories to add and remove categories from the list and Options to copy spend between columns and clear all spend.
/ Categories
Add/Remove Categories
Select which categories you want to appear in this calculator. You can search categories by typing in a keyword below. De-selecting categories will remove them from this calculator. Categories are changed once you hit 'Update'.
Currently Selected:
Deselect All
Clear Spend
This will clear the spend in all of the categories in both columns. This will also clear all saved values.
Copy Spend
Copy Right will take the spend from the left column and copy it to the right column. Copy Left will take the spend from the right column and copy it to the left column. The spend amount ($) and unit of time (month, day, quarter) will be copied over.
Reward Bonuses
This section holds sign up bonuses, loyalty bonuses, and bonus bonuses. Most bonuses here will be listed automatically based on certain criteria. You can click 'Extra Bonus' if you wish to enter your own bonus amount.
Extra Bonus
Any additional bonuses you wish to add such as a sign up bonus or point bonus for adding authorized users
Total Earnings
Sum of all rewards above this line.
Cash Value of Earnings
Based off of currency worth.
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Calculator Continues Below
Monetary Bonuses/Perks
This is a list of cash perks and bonuses associated with the selected card(s). Some perks will be listed here automatically. You can click on 'Perk Bonus' if you want to add additional value for the card.
Perk Bonus
Enter how much you value any unmentioned perks this card offers.
Annual Fees
This section contains the annual fee and authorized user fee (if applicable) to hold on to the listed card(s).
Edit Fees
Edit the annual fee and authorized user fee of the Card (if applicable).
Annual Fee: -
Auth Fee: -
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card when everything is taken into account.
Total Return
The percent you are earning per dollar spent on this card.

Recent News/Articles

Page Last Updated: 2019-07-09

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About These Calculators: These calculators are provided to help you estimate the value of points, miles, and cash back you can earn with various rewards programs and using reward earning credit cards. These calculators are meant to provide an estimate of rewards earned and are not meant to reflect the exact amount of points you may receive. Be sure to read the terms and conditions of any credit card before you apply as benefit and perk changes may not be reflected immediately on this website.

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