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Array
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            [name] => Blue Cash Preferred® Card from American Express
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            [worthDaFeature] => 1
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            [sub] => Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
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    [2] => Array
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            [name] => Capital One Spark Cash Plus
            [abbr] => SPRK
            [region] => us
            [program] => Capital One Cash Back
            [category] => Cash Back,Rewards
            [currVal] => 0.0100
            [currFolder] => https://www.thepointcalculator.com/data/img/cash/capitalone/
            [currID] => 167
            [currName] => Cash Back
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/cash/capitalone/capital-one-cash-back-calculators
            [currValPage] => 
            [holder] => Capital One
            [issuer] => VISA
            [rewardtype] => Cash Back
            [cardtype] => Cash
            [OGafee] => 150
            [fyfcal] => 0
            [afeeD] => $150
            [authfeeD] => $0
            [ftf] => 0.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/cash/capitalone/capital-one-spark-cash-plus-card-calculator
            [prsnbiz] => Business
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => CCDC
            [cardbestfor] => Best For Heavy Business Spend
            [apply] => /go/credit-cards/capital-one-spark-cash-plus
            [applyRef] => 
            [applyTermsLink] => 
            [applyLinkType] => Learn More
            [applyCategory] => Business
            [cardfeatured] => 1
            [worthDaFeature] => 1
            [disclaimer] => 0
            [sub] => Earn $2,000 cash back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year.
            [subamt] => $2,000 cash bonus + unlimited $2K bonuses
            [multiDesc] => 
            [unit] => $
            [rates] => 2% - 5%
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 168000
                            [rmin] => 336000
                            [rmax] => 336000
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Supermarket / Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 2
                            [rmax] => 2
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 336002
                    [max] => 336002
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 2000
            [reward] => Array
                (
                    [min] => 536002
                    [max] => 536002
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 5360.02
                    [max] => 5360.02
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 150
                    [max] => 150
                )

            [afee] => 150
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 5360.02
                    [max] => 5360.02
                )

            [creturnaf] => Array
                (
                    [min] => 3.19
                    [max] => 3.19
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                    [0] => Array
                        (
                            [bid] => 349
                            [cardabbr] => SPRK
                            [bonustitle] => $150 Annual Fee Rebate
                            [bonusdesc] => Receive a $150 annual fee rebate every year you spend at least $150,000 on the card.
                            [earn] => 150
                            [earnmax] => 150
                            [subbonus] => 0
                        )

                )

        )

    [3] => Array
        (
            [id] => 130
            [name] => Capital One Savor Cash Rewards Credit Card
            [abbr] => SAVOR
            [region] => us
            [program] => Capital One Cash Back
            [category] => Cash Back,Rewards
            [currVal] => 0.0100
            [currFolder] => https://www.thepointcalculator.com/data/img/cash/capitalone/
            [currID] => 167
            [currName] => Cash Back
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/cash/capitalone/capital-one-cash-back-calculators
            [currValPage] => 
            [holder] => Capital One
            [issuer] => MASTERCARD
            [rewardtype] => Cash Back
            [cardtype] => Cash
            [OGafee] => 0
            [fyfcal] => 0
            [afeeD] => $0
            [authfeeD] => $0
            [ftf] => 0.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/cash/capitalone/capital-one-savor-card-calculator
            [prsnbiz] => Personal
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => CCDC
            [cardbestfor] => Best For Dining & Entertainment Spend
            [apply] => /go/credit-cards/capital-one-savor-cash-rewards-credit-card
            [applyRef] => 
            [applyTermsLink] => 
            [applyLinkType] => Learn More
            [applyCategory] => Cash Back
            [cardfeatured] => 1
            [worthDaFeature] => 1
            [disclaimer] => 0
            [sub] => Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
            [subamt] => $200 cash bonus
            [multiDesc] => 
            [unit] => $
            [rates] => 1% - 8%
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Grocery Stores
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 3
                            [rmax] => 3
                            [mmin] => 3
                            [mmax] => 3
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 0
                            [rmin] => 0
                            [rmax] => 0
                            [mmin] => 1
                            [mmax] => 1
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 3
                    [max] => 3
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 0
            [reward] => Array
                (
                    [min] => 3
                    [max] => 3
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 0.03
                    [max] => 0.03
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [afee] => 0
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 0.03
                    [max] => 0.03
                )

            [creturnaf] => Array
                (
                    [min] => 3
                    [max] => 3
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                )

        )

    [4] => Array
        (
            [id] => 342
            [name] => One Key™+ Card
            [abbr] => OKPLUSMC
            [region] => us
            [program] => OneKey
            [category] => Rewards,Travel
            [currVal] => 0.0100
            [currFolder] => https://www.thepointcalculator.com/data/img/travel/onekey/
            [currID] => 265
            [currName] => OneKeyCash
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/travel/onekey/onekeycash-calculator
            [currValPage] => 
            [holder] => Wells Fargo
            [issuer] => MASTERCARD
            [rewardtype] => Cash Back
            [cardtype] => 
            [OGafee] => 99
            [fyfcal] => 0
            [afeeD] => $99
            [authfeeD] => $0
            [ftf] => 0.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/travel/onekey/one-key-plus-card
            [prsnbiz] => Personal
            [siteAvail] => 0
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => 
            [cardbestfor] => 
            [apply] => 
            [applyRef] => 
            [applyTermsLink] => 
            [applyLinkType] => None
            [applyCategory] => 
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => 
            [subamt] => 
            [multiDesc] => 
            [unit] => $
            [rates] => 2% - 5%
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 3
                            [rmax] => 3
                            [mmin] => 3
                            [mmax] => 3
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 0
                            [rmin] => 0
                            [rmax] => 0
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 3
                    [max] => 3
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 100
                    [max] => 100
                )

            [subbonus] => 0
            [reward] => Array
                (
                    [min] => 103
                    [max] => 103
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 1.03
                    [max] => 1.03
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 120
                    [max] => 120
                )

            [afee] => 99
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 22.03
                    [max] => 22.03
                )

            [creturnaf] => Array
                (
                    [min] => 2203
                    [max] => 2203
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                    [0] => Array
                        (
                            [bid] => 394
                            [cardabbr] => OKPLUSMC
                            [bonustitle] => Anniversary Bonus
                            [bonusdesc] => Receive $100 in OneKeyCash every card anniversary.
                            [earn] => 100
                            [earnmax] => 100
                            [subbonus] => 0
                        )

                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                    [0] => Array
                        (
                            [bid] => 393
                            [cardabbr] => OKPLUSMC
                            [bonustitle] => Global Entry/TSA Precheck Credit
                            [bonusdesc] => Receive up to a $120 credit towards Global Entry or TSA PreCheck®  when you use the card to pay for the application fee.
                            [earn] => 120
                            [earnmax] => 120
                            [subbonus] => 0
                        )

                )

        )

    [5] => Array
        (
            [id] => 294
            [name] => Citi Custom Cash Card
            [abbr] => CCC
            [region] => us
            [program] => Citi ThankYou Rewards
            [category] => Cash Back,Rewards
            [currVal] => 0.0130
            [currFolder] => https://www.thepointcalculator.com/data/img/travel/thankyourewards/
            [currID] => 19
            [currName] => ThankYou Rewards Points
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/travel/thankyourewards/citi-points-calculators
            [currValPage] => https://www.thepointcalculator.com/us/travel/thankyourewards/citi-points-value-calculator
            [holder] => Citi
            [issuer] => MASTERCARD
            [rewardtype] => Points
            [cardtype] => Cash
            [OGafee] => 0
            [fyfcal] => 0
            [afeeD] => $0
            [authfeeD] => $0
            [ftf] => 3.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/cash/citi/citi-custom-cash-card-calculator
            [prsnbiz] => Personal
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => 
            [cardbestfor] => Best For Automatically Maximizing Cash Back
            [apply] => /go/credit-cards/citi-custom-cash-card
            [applyRef] => 
            [applyTermsLink] => 
            [applyLinkType] => None
            [applyCategory] => Cash Back
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.
            [subamt] => $200 Cash Back
            [multiDesc] => 5% On Category With Highest Spend 
            [unit] => $
            [rates] => 1X - 5X
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Supermarket / Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 5
                            [rmax] => 5
                            [mmin] => 5
                            [mmax] => 5
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 0
                            [rmin] => 0
                            [rmax] => 0
                            [mmin] => 1
                            [mmax] => 1
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 5
                    [max] => 5
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 0
            [reward] => Array
                (
                    [min] => 5
                    [max] => 5
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 0.05
                    [max] => 0.05
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [afee] => 0
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 0.05
                    [max] => 0.05
                )

            [creturnaf] => Array
                (
                    [min] => 5
                    [max] => 5
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                )

        )

    [6] => Array
        (
            [id] => 89
            [name] => Capital One Spark Miles for Business
            [abbr] => SPRKM
            [region] => us
            [program] => Capital One Venture and Spark Rewards
            [category] => Airline,Hotel,Rewards,Travel
            [currVal] => 0.0130
            [currFolder] => https://www.thepointcalculator.com/data/img/travel/capitalonemiles/
            [currID] => 259
            [currName] => Capital One Miles
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/travel/capitalonemiles/capital-one-miles-calculators
            [currValPage] => https://www.thepointcalculator.com/us/travel/capitalonemiles/capital-one-miles-value-calculator
            [holder] => Capital One
            [issuer] => VISA
            [rewardtype] => Miles
            [cardtype] => Bank
            [OGafee] => 95
            [fyfcal] => 1
            [afeeD] => $0 intro for the first year, $95 thereafter
            [authfeeD] => $0
            [ftf] => 0.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/travel/capitalonemiles/capital-one-spark-miles-card-calculator
            [prsnbiz] => Business
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => CCDC
            [cardbestfor] => Best For Earning Flat-Rate Business Rewards
            [apply] => /go/credit-cards/capital-one-spark-miles-for-business
            [applyRef] => 
            [applyTermsLink] => 
            [applyLinkType] => Learn More
            [applyCategory] => Business
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening
            [subamt] => 50,000 Miles
            [multiDesc] => 
            [unit] => $
            [rates] => 2X - 5X
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 168000
                            [rmin] => 336000
                            [rmax] => 336000
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Supermarket / Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 2
                            [rmax] => 2
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 336002
                    [max] => 336002
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 50000
            [reward] => Array
                (
                    [min] => 386002
                    [max] => 386002
                )

            [value] => 0.013
            [ptval] => Array
                (
                    [min] => 5018.026
                    [max] => 5018.026
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 120
                    [max] => 120
                )

            [afee] => 0
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 5138.026
                    [max] => 5138.026
                )

            [creturnaf] => Array
                (
                    [min] => 3.06
                    [max] => 3.06
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                    [0] => Array
                        (
                            [bid] => 187
                            [cardabbr] => SPRKM
                            [bonustitle] => Global Entry/TSA Precheck Credit
                            [bonusdesc] => Receive up to a $120 statement credit towards Global Entry or TSA Precheck  when you use the card to pay for the application fee.
                            [earn] => 120
                            [earnmax] => 120
                            [subbonus] => 0
                        )

                )

        )

    [7] => Array
        (
            [id] => 10
            [name] => Blue Cash Everyday® Card from American Express
            [abbr] => BCE
            [region] => us
            [program] => AMEX Cash Back
            [category] => Cash Back,Rewards
            [currVal] => 0.0100
            [currFolder] => https://www.thepointcalculator.com/data/img/cash/amex/
            [currID] => 161
            [currName] => Cash Back
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/cash/amex/amex-cash-back-calculators
            [currValPage] => 
            [holder] => American Express
            [issuer] => AMEX
            [rewardtype] => Cash Back
            [cardtype] => Cash
            [OGafee] => 0
            [fyfcal] => 0
            [afeeD] => $0
            [authfeeD] => $0
            [ftf] => 2.70
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/cash/amex/amex-blue-cash-everyday-card-calculator
            [prsnbiz] => Personal
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => CCDC
            [cardbestfor] => Best For Cash Back at No Annual Fee
            [apply] => /go/credit-cards/blue-cash-everyday-card
            [applyRef] => /go/referral/amex-blue-cash-everyday-card
            [applyTermsLink] => https://oc.brcclx.com/t/?lid=26676814&cr=18376&last_updated=1441999439
            [applyLinkType] => Learn More
            [applyCategory] => Cash Back
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
            [subamt] => $200 Statement Credit
            [multiDesc] => 
            [unit] => $
            [rates] => 1% - 3%
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Supermarkets
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 3
                            [rmax] => 3
                            [mmin] => 3
                            [mmax] => 3
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 0
                            [rmin] => 0
                            [rmax] => 0
                            [mmin] => 1
                            [mmax] => 1
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 3
                    [max] => 3
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 0
            [reward] => Array
                (
                    [min] => 3
                    [max] => 3
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 0.03
                    [max] => 0.03
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [afee] => 0
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 0.03
                    [max] => 0.03
                )

            [creturnaf] => Array
                (
                    [min] => 3
                    [max] => 3
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                )

        )

    [8] => Array
        (
            [id] => 26
            [name] => Discover it® Miles
            [abbr] => DITM
            [region] => us
            [program] => Discover Miles
            [category] => Cash Back,Rewards
            [currVal] => 0.0100
            [currFolder] => https://www.thepointcalculator.com/data/img/travel/discovermiles/
            [currID] => 14
            [currName] => Discover Miles
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/travel/discovermiles/discover-miles-calculators
            [currValPage] => https://www.thepointcalculator.com/us/travel/discovermiles/discover-miles-value-calculator
            [holder] => Discover
            [issuer] => DISCOVER
            [rewardtype] => Miles
            [cardtype] => Bank
            [OGafee] => 0
            [fyfcal] => 0
            [afeeD] => $0
            [authfeeD] => $0
            [ftf] => 0.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/travel/discovermiles/discover-it-miles-card-calculator
            [prsnbiz] => Personal
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => 
            [cardbestfor] => 
            [apply] => 
            [applyRef] => 
            [applyTermsLink] => 
            [applyLinkType] => None
            [applyCategory] => 
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => Discover will automatically match all the miles you've earned at the end of your first year.
            [subamt] => Unlimited Cashback Match
            [multiDesc] => 
            [unit] => $
            [rates] => 1.5X
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 0
                            [rmin] => 0
                            [rmax] => 0
                            [mmin] => 1.5
                            [mmax] => 1.5
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Supermarket / Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 1.5
                            [rmax] => 1.5
                            [mmin] => 1.5
                            [mmax] => 1.5
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 1.5
                    [max] => 1.5
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 1.5
                    [max] => 1.5
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 0
            [reward] => Array
                (
                    [min] => 3
                    [max] => 3
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 0.03
                    [max] => 0.03
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [afee] => 0
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 0.03
                    [max] => 0.03
                )

            [creturnaf] => Array
                (
                    [min] => 3
                    [max] => 3
                )

            [topSubBonusesEarned] => Array
                (
                    [0] => Array
                        (
                            [bid] => 22
                            [cardabbr] => DITM
                            [bonustitle] => First Year Match
                            [bonusdesc] => Discover will match your earned miles during your first year of having the card.
                            [earn] => 1.5
                            [earnmax] => 1.5
                            [subbonus] => 1
                        )

                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                )

        )

    [9] => Array
        (
            [id] => 341
            [name] => One Key™ Card
            [abbr] => OKMC
            [region] => us
            [program] => OneKey
            [category] => Rewards,Travel
            [currVal] => 0.0100
            [currFolder] => https://www.thepointcalculator.com/data/img/travel/onekey/
            [currID] => 265
            [currName] => OneKeyCash
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/travel/onekey/onekeycash-calculator
            [currValPage] => 
            [holder] => Wells Fargo
            [issuer] => MASTERCARD
            [rewardtype] => Cash Back
            [cardtype] => 
            [OGafee] => 0
            [fyfcal] => 0
            [afeeD] => $0
            [authfeeD] => $0
            [ftf] => 0.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/travel/onekey/one-key-card
            [prsnbiz] => Personal
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => 
            [cardbestfor] => 
            [apply] => 
            [applyRef] => 
            [applyTermsLink] => 
            [applyLinkType] => None
            [applyCategory] => 
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => 
            [subamt] => 
            [multiDesc] => 
            [unit] => $
            [rates] => 1.5% - 5%
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 3
                            [rmax] => 3
                            [mmin] => 3
                            [mmax] => 3
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 0
                            [rmin] => 0
                            [rmax] => 0
                            [mmin] => 1.5
                            [mmax] => 1.5
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 3
                    [max] => 3
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 0
            [reward] => Array
                (
                    [min] => 3
                    [max] => 3
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 0.03
                    [max] => 0.03
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [afee] => 0
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 0.03
                    [max] => 0.03
                )

            [creturnaf] => Array
                (
                    [min] => 3
                    [max] => 3
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                )

        )

    [10] => Array
        (
            [id] => 343
            [name] => Capital One Spark Cash
            [abbr] => SPRK2
            [region] => us
            [program] => Capital One Cash Back
            [category] => Cash Back,Rewards
            [currVal] => 0.0100
            [currFolder] => https://www.thepointcalculator.com/data/img/cash/capitalone/
            [currID] => 167
            [currName] => Cash Back
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/cash/capitalone/capital-one-cash-back-calculators
            [currValPage] => 
            [holder] => Capital One
            [issuer] => VISA
            [rewardtype] => Cash Back
            [cardtype] => Cash
            [OGafee] => 95
            [fyfcal] => 1
            [afeeD] => Enjoy a $0 annual fee for the first year, and then $95 after that.
            [authfeeD] => $0
            [ftf] => 0.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/cash/capitalone/capital-one-spark-cash-card-calculator
            [prsnbiz] => Business
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => CCDC
            [cardbestfor] => Best For Unlimited 2% Back
            [apply] => /go/credit-cards/capital-one-spark-cash
            [applyRef] => 
            [applyTermsLink] => 
            [applyLinkType] => Learn More
            [applyCategory] => Business
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => Limited-time offer: Double your cash bonus from $750 to $1,500 once you spend $15,000 within 3 months of account opening.
            [subamt] => $1,500 Cash Bonus
            [multiDesc] => 
            [unit] => $
            [rates] => 2% - 5%
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 168000
                            [rmin] => 336000
                            [rmax] => 336000
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Supermarket / Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 2
                            [rmax] => 2
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 336002
                    [max] => 336002
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 1500
            [reward] => Array
                (
                    [min] => 486002
                    [max] => 486002
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 4860.02
                    [max] => 4860.02
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [afee] => 0
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 4860.02
                    [max] => 4860.02
                )

            [creturnaf] => Array
                (
                    [min] => 2.89
                    [max] => 2.89
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                )

        )

    [11] => Array
        (
            [id] => 311
            [name] => Ink Business Premier® Credit Card
            [abbr] => BINKPREM
            [region] => us
            [program] => Chase Ultimate Rewards
            [category] => Cash Back,Rewards
            [currVal] => 0.0125
            [currFolder] => https://www.thepointcalculator.com/data/img/travel/ultimaterewards/
            [currID] => 16
            [currName] => Ultimate Rewards Points
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-calculators
            [currValPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-value-calculator
            [holder] => Chase
            [issuer] => VISA
            [rewardtype] => Points
            [cardtype] => Cash
            [OGafee] => 199
            [fyfcal] => 0
            [afeeD] => $199
            [authfeeD] => $0
            [ftf] => 0.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/cash/chase/
            [prsnbiz] => Business
            [siteAvail] => 0
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => 
            [cardbestfor] => 
            [apply] => /go/credit-cards/ink-business-premier-credit-card
            [applyRef] => /go/referral/ink-business-premier
            [applyTermsLink] => 
            [applyLinkType] => None
            [applyCategory] => Business
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months after account opening
            [subamt] => $1,000 bonus cash back
            [multiDesc] => 
            [unit] => $
            [rates] => 2X
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 168000
                            [rmin] => 336000
                            [rmax] => 336000
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Supermarket / Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 2
                            [rmax] => 2
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 336002
                    [max] => 336002
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 100000
            [reward] => Array
                (
                    [min] => 436002
                    [max] => 436002
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 4360.02
                    [max] => 4360.02
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [afee] => 199
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 4161.02
                    [max] => 4161.02
                )

            [creturnaf] => Array
                (
                    [min] => 2.48
                    [max] => 2.48
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                )

        )

    [12] => Array
        (
            [id] => 25
            [name] => Discover it® Cash Back
            [abbr] => DIT
            [region] => us
            [program] => Discover Cash Back
            [category] => Cash Back,Rewards
            [currVal] => 0.0100
            [currFolder] => https://www.thepointcalculator.com/data/img/cash/discover/
            [currID] => 171
            [currName] => Cash Back
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => 
            [currValPage] => 
            [holder] => Discover
            [issuer] => DISCOVER
            [rewardtype] => Cash Back
            [cardtype] => Cash
            [OGafee] => 0
            [fyfcal] => 0
            [afeeD] => $0
            [authfeeD] => $0
            [ftf] => 0.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/cash/discover/discover-it-cash-credit-card-calculator
            [prsnbiz] => Personal
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => Referral
            [cardbestfor] => Best For 3% Return The First Year
            [apply] => 
            [applyRef] => /go/referral/discover-card
            [applyTermsLink] => 
            [applyLinkType] => Referral Link
            [applyCategory] => Cash Back
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => Receive a $100 statement credit after making a purchase within three months of account opening. Plus, Discover will automatically match all the cash back you've earned at the end of your first year.
            [subamt] => $100 Statement Credit + Unlimited Cashback Match
            [multiDesc] => 5% Rotating Quarterly Categories
            [unit] => $
            [rates] => 1% - 5%
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 0
                            [rmin] => 0
                            [rmax] => 0
                            [mmin] => 1
                            [mmax] => 1
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Supermarket / Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 1
                            [rmax] => 1
                            [mmin] => 1
                            [mmax] => 1
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 1
                    [max] => 1
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 1
                    [max] => 1
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 0
            [reward] => Array
                (
                    [min] => 2
                    [max] => 2
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 0.02
                    [max] => 0.02
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [afee] => 0
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 0.02
                    [max] => 0.02
                )

            [creturnaf] => Array
                (
                    [min] => 2
                    [max] => 2
                )

            [topSubBonusesEarned] => Array
                (
                    [0] => Array
                        (
                            [bid] => 382
                            [cardabbr] => DIT
                            [bonustitle] => First Year Match
                            [bonusdesc] => Discover will match your earned cash back during your first year of having the card.
                            [earn] => 1
                            [earnmax] => 1
                            [subbonus] => 1
                        )

                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                )

        )

    [13] => Array
        (
            [id] => 27
            [name] => Discover it® chrome
            [abbr] => DITC
            [region] => us
            [program] => Discover Cash Back
            [category] => Cash Back,Rewards
            [currVal] => 0.0100
            [currFolder] => https://www.thepointcalculator.com/data/img/cash/discover/
            [currID] => 171
            [currName] => Cash Back
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => 
            [currValPage] => 
            [holder] => Discover
            [issuer] => DISCOVER
            [rewardtype] => Cash Back
            [cardtype] => Cash
            [OGafee] => 0
            [fyfcal] => 0
            [afeeD] => $0
            [authfeeD] => $0
            [ftf] => 0.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/cash/discover/discover-it-gas-restaurant-chome-card-calculator
            [prsnbiz] => Personal
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => 
            [cardbestfor] => 
            [apply] => 
            [applyRef] => 
            [applyTermsLink] => 
            [applyLinkType] => None
            [applyCategory] => 
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => Discover will automatically match all the cash back you've earned at the end of your first year.
            [subamt] => Unlimited Cashback Match
            [multiDesc] => 
            [unit] => $
            [rates] => 1% - 2%
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 0
                            [rmin] => 0
                            [rmax] => 0
                            [mmin] => 1
                            [mmax] => 1
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Supermarket / Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 1
                            [rmax] => 1
                            [mmin] => 1
                            [mmax] => 1
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 1
                    [max] => 1
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 1
                    [max] => 1
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 0
            [reward] => Array
                (
                    [min] => 2
                    [max] => 2
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 0.02
                    [max] => 0.02
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [afee] => 0
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 0.02
                    [max] => 0.02
                )

            [creturnaf] => Array
                (
                    [min] => 2
                    [max] => 2
                )

            [topSubBonusesEarned] => Array
                (
                    [0] => Array
                        (
                            [bid] => 167
                            [cardabbr] => DITC
                            [bonustitle] => Discover Cashback Match
                            [bonusdesc] => Discover will match your earned cash back during your first year of having the card.
                            [earn] => 1
                            [earnmax] => 1
                            [subbonus] => 1
                        )

                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                )

        )

    [14] => Array
        (
            [id] => 55
            [name] => Citi® Double Cash Card
            [abbr] => CDC
            [region] => us
            [program] => Citi ThankYou Rewards
            [category] => Cash Back,Rewards
            [currVal] => 0.0130
            [currFolder] => https://www.thepointcalculator.com/data/img/travel/thankyourewards/
            [currID] => 19
            [currName] => ThankYou Rewards Points
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/travel/thankyourewards/citi-points-calculators
            [currValPage] => https://www.thepointcalculator.com/us/travel/thankyourewards/citi-points-value-calculator
            [holder] => Citi
            [issuer] => MASTERCARD
            [rewardtype] => Points
            [cardtype] => Cash
            [OGafee] => 0
            [fyfcal] => 0
            [afeeD] => $0
            [authfeeD] => $0
            [ftf] => 3.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/cash/citi/citi-double-cash-card-calculator
            [prsnbiz] => Personal
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => 
            [cardbestfor] => 
            [apply] => 
            [applyRef] => 
            [applyTermsLink] => 
            [applyLinkType] => None
            [applyCategory] => Cash Back
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.
            [subamt] => $200 cash back
            [multiDesc] => 
            [unit] => $
            [rates] => 2X
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 0
                            [rmin] => 0
                            [rmax] => 0
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Supermarket / Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 2
                            [rmax] => 2
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 2
                    [max] => 2
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 0
            [reward] => Array
                (
                    [min] => 2
                    [max] => 2
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 0.02
                    [max] => 0.02
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [afee] => 0
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 0.02
                    [max] => 0.02
                )

            [creturnaf] => Array
                (
                    [min] => 2
                    [max] => 2
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                )

        )

    [15] => Array
        (
            [id] => 183
            [name] => American Express Blue Business Cash™ Card
            [abbr] => BBC
            [region] => us
            [program] => AMEX Cash Back
            [category] => Cash Back,Rewards
            [currVal] => 0.0100
            [currFolder] => https://www.thepointcalculator.com/data/img/cash/amex/
            [currID] => 161
            [currName] => Cash Back
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/cash/amex/amex-cash-back-calculators
            [currValPage] => 
            [holder] => American Express
            [issuer] => AMEX
            [rewardtype] => Cash Back
            [cardtype] => Cash
            [OGafee] => 0
            [fyfcal] => 0
            [afeeD] => $0
            [authfeeD] => $0
            [ftf] => 2.70
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/cash/amex/amex-blue-business-cash-card-calculator
            [prsnbiz] => Business
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => CCDC
            [cardbestfor] => Best Small Business Cash Back Card
            [apply] => /go/credit-cards/american-express-blue-business-cash-card
            [applyRef] => /go/referral/amex-blue-business-cash-card
            [applyTermsLink] => https://oc.brcclx.com/t/?lid=26678148&cr=28293&last_updated=1598577381
            [applyLinkType] => Learn More
            [applyCategory] => Business
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
            [subamt] => $250 Statement Credit
            [multiDesc] => 
            [unit] => $
            [rates] => 2%
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 0
                            [rmin] => 0
                            [rmax] => 0
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Supermarket / Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 2
                            [rmax] => 2
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 2
                    [max] => 2
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 0
            [reward] => Array
                (
                    [min] => 2
                    [max] => 2
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 0.02
                    [max] => 0.02
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [afee] => 0
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 0.02
                    [max] => 0.02
                )

            [creturnaf] => Array
                (
                    [min] => 2
                    [max] => 2
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                )

        )

    [16] => Array
        (
            [id] => 295
            [name] => Wells Fargo Active Cash® Card
            [abbr] => WFACC
            [region] => us
            [program] => Wells Fargo Cash Back
            [category] => Cash Back,Rewards
            [currVal] => 0.0100
            [currFolder] => https://www.thepointcalculator.com/data/img/cash/wellsfargo/
            [currID] => 186
            [currName] => Cash Back
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => 
            [currValPage] => 
            [holder] => Wells Fargo
            [issuer] => VISA
            [rewardtype] => Cash Back
            [cardtype] => Cash
            [OGafee] => 0
            [fyfcal] => 0
            [afeeD] => $0
            [authfeeD] => $0
            [ftf] => 3.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/cash/wellsfargo/wells-fargo-active-cash-card-calculator
            [prsnbiz] => Personal
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => 
            [cardbestfor] => 
            [apply] => 
            [applyRef] => 
            [applyTermsLink] => 
            [applyLinkType] => None
            [applyCategory] => Cash Back
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => 
            [subamt] => 
            [multiDesc] => 
            [unit] => $
            [rates] => 2%
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 168000
                            [rmin] => 336000
                            [rmax] => 336000
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Supermarket / Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 2
                            [rmax] => 2
                            [mmin] => 2
                            [mmax] => 2
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 336002
                    [max] => 336002
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 0
            [reward] => Array
                (
                    [min] => 336002
                    [max] => 336002
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 3360.02
                    [max] => 3360.02
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [afee] => 0
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 3360.02
                    [max] => 3360.02
                )

            [creturnaf] => Array
                (
                    [min] => 2
                    [max] => 2
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                )

        )

    [17] => Array
        (
            [id] => 121
            [name] => Chase Ink Business Unlimited® Credit Card
            [abbr] => BINKU
            [region] => us
            [program] => Chase Ultimate Rewards
            [category] => Cash Back,Rewards
            [currVal] => 0.0125
            [currFolder] => https://www.thepointcalculator.com/data/img/travel/ultimaterewards/
            [currID] => 16
            [currName] => Ultimate Rewards Points
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-calculators
            [currValPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-value-calculator
            [holder] => Chase
            [issuer] => VISA
            [rewardtype] => Points
            [cardtype] => Cash
            [OGafee] => 0
            [fyfcal] => 0
            [afeeD] => $0
            [authfeeD] => $0
            [ftf] => 3.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/cash/chase/chase-ink-business-unlimited-visa-card-calculator
            [prsnbiz] => Business
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => 
            [cardbestfor] => 
            [apply] => /go/credit-cards/ink-business-unlimited-credit-card
            [applyRef] => /go/referral/ink-business-unlimited
            [applyTermsLink] => 
            [applyLinkType] => None
            [applyCategory] => Business
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
            [subamt] => Earn $750 Bonus Cash Back
            [multiDesc] => 
            [unit] => $
            [rates] => 1.5X - 5X
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 168000
                            [rmin] => 252000
                            [rmax] => 252000
                            [mmin] => 1.5
                            [mmax] => 1.5
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Supermarket / Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 1.5
                            [rmax] => 1.5
                            [mmin] => 1.5
                            [mmax] => 1.5
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 252001.5
                    [max] => 252001.5
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 75000
            [reward] => Array
                (
                    [min] => 327001.5
                    [max] => 327001.5
                )

            [value] => 0.01
            [ptval] => Array
                (
                    [min] => 3270.015
                    [max] => 3270.015
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [afee] => 0
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 3270.015
                    [max] => 3270.015
                )

            [creturnaf] => Array
                (
                    [min] => 1.95
                    [max] => 1.95
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                )

        )

    [18] => Array
        (
            [id] => 47
            [name] => Chase Sapphire Preferred® Card
            [abbr] => CSP
            [region] => us
            [program] => Chase Ultimate Rewards
            [category] => Airline,Hotel,Rewards,Travel
            [currVal] => 0.0125
            [currFolder] => https://www.thepointcalculator.com/data/img/travel/ultimaterewards/
            [currID] => 16
            [currName] => Ultimate Rewards Points
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-calculators
            [currValPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-value-calculator
            [holder] => Chase
            [issuer] => VISA
            [rewardtype] => Points
            [cardtype] => Bank
            [OGafee] => 95
            [fyfcal] => 0
            [afeeD] => $95
            [authfeeD] => $0
            [ftf] => 0.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-sapphire-preferred-card-calculator
            [prsnbiz] => Personal
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => 
            [cardbestfor] => Best Flexible Travel Rewards Card
            [apply] => /go/credit-cards/chase-sapphire-preferred-card
            [applyRef] => 
            [applyTermsLink] => 
            [applyLinkType] => None
            [applyCategory] => Travel
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
            [subamt] => 75,000 Bonus Points
            [multiDesc] => 
            [unit] => $
            [rates] => 1X - 5X
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 168000
                            [rmin] => 168000
                            [rmax] => 168000
                            [mmin] => 1
                            [mmax] => 1
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Supermarket / Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 1
                            [rmax] => 1
                            [mmin] => 1
                            [mmax] => 1
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 168001
                    [max] => 168001
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 16800.1
                    [max] => 16800.1
                )

            [subbonus] => 75000
            [reward] => Array
                (
                    [min] => 259801.1
                    [max] => 259801.1
                )

            [value] => 0.0125
            [ptval] => Array
                (
                    [min] => 3247.51375
                    [max] => 3247.51375
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 50
                    [max] => 50
                )

            [afee] => 95
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 3202.51375
                    [max] => 3202.51375
                )

            [creturnaf] => Array
                (
                    [min] => 1.91
                    [max] => 1.91
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                    [0] => Array
                        (
                            [bid] => 345
                            [cardabbr] => CSP
                            [bonustitle] => Chase Sapphire Preferred Anniversary Bonus
                            [bonusdesc] => Earn a 10% point bonus each year based on how much you spent on your card during the cardmember year
                            [earn] => 16800.1
                            [earnmax] => 16800.1
                            [subbonus] => 0
                        )

                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                    [0] => Array
                        (
                            [bid] => 346
                            [cardabbr] => CSP
                            [bonustitle] => $50 Hotel Credit
                            [bonusdesc] => Annual $50 hotel credit that can be used towards hotel stays booked through the Chase Ultimate Rewards Travel portal
                            [earn] => 50
                            [earnmax] => 50
                            [subbonus] => 0
                        )

                )

        )

    [19] => Array
        (
            [id] => 49
            [name] => Chase Ink Business Preferred® Credit Card
            [abbr] => BINKP
            [region] => us
            [program] => Chase Ultimate Rewards
            [category] => Airline,Hotel,Rewards,Travel
            [currVal] => 0.0125
            [currFolder] => https://www.thepointcalculator.com/data/img/travel/ultimaterewards/
            [currID] => 16
            [currName] => Ultimate Rewards Points
            [cashunit] => USD
            [spendunit] => USD
            [currPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-calculators
            [currValPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-value-calculator
            [holder] => Chase
            [issuer] => VISA
            [rewardtype] => Points
            [cardtype] => Bank
            [OGafee] => 95
            [fyfcal] => 0
            [afeeD] => $95
            [authfeeD] => $0
            [ftf] => 0.00
            [foreignSpend] => 0
            [site] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-ink-business-preferred-card-calculator
            [prsnbiz] => Business
            [siteAvail] => 1
            [cardAvail] => 1
            [income] => 0
            [incomehh] => 0
            [affiliate] => 
            [cardbestfor] => Best Flexible Travel Rewards Business Card
            [apply] => /go/credit-cards/ink-business-preferred-credit-card
            [applyRef] => /go/referral/ink-business-preferred
            [applyTermsLink] => 
            [applyLinkType] => None
            [applyCategory] => Business
            [cardfeatured] => 0
            [worthDaFeature] => 0
            [disclaimer] => 0
            [sub] => Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel.
            [subamt] => 90K Bonus Points
            [multiDesc] => 
            [unit] => $
            [rates] => 1X - 5X
            [catSpecificText] => 
            [earns] => Array
                (
                    [0] => Array
                        (
                            [catname] => Costco
                            [abbr] => costco
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 168000
                            [rmin] => 168000
                            [rmax] => 168000
                            [mmin] => 1
                            [mmax] => 1
                            [caphit] => 0
                        )

                    [1] => Array
                        (
                            [catname] => Supermarket / Grocery
                            [abbr] => sm
                            [idb] => USD
                            [mobile] => 1
                            [parent] => 
                            [spend] => 1
                            [rmin] => 1
                            [rmax] => 1
                            [mmin] => 1
                            [mmax] => 1
                            [caphit] => 0
                        )

                )

            [totalearn] => Array
                (
                    [min] => 168001
                    [max] => 168001
                )

            [topSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [topBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [subbonus] => 90000
            [reward] => Array
                (
                    [min] => 258001
                    [max] => 258001
                )

            [value] => 0.0125
            [ptval] => Array
                (
                    [min] => 3225.0125
                    [max] => 3225.0125
                )

            [btmSubBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [btmBonusTotal] => Array
                (
                    [min] => 0
                    [max] => 0
                )

            [afee] => 95
            [authfee] => 0
            [foreignFee] => 0
            [finalvalue] => Array
                (
                    [min] => 3130.0125
                    [max] => 3130.0125
                )

            [creturnaf] => Array
                (
                    [min] => 1.86
                    [max] => 1.86
                )

            [topSubBonusesEarned] => Array
                (
                )

            [topBonusesEarned] => Array
                (
                )

            [btmSubBonusesEarned] => Array
                (
                )

            [btmBonusesEarned] => Array
                (
                )

        )

)