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Earn an additional $2,000 cash bonus for every $500K spent during the first year. [subamt] => $2,000 cash bonus + unlimited $2K bonuses [multiDesc] => [unit] => $ [rates] => 2% - 5% [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 168000 [rmin] => 336000 [rmax] => 336000 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) [1] => Array ( [catname] => Supermarket / Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 2 [rmax] => 2 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 336002 [max] => 336002 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 2000 [reward] => Array ( [min] => 536002 [max] => 536002 ) [value] => 0.01 [ptval] => Array ( [min] => 5360.02 [max] => 5360.02 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 150 [max] => 150 ) [afee] => 150 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 5360.02 [max] => 5360.02 ) [creturnaf] => Array ( [min] => 3.19 [max] => 3.19 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( [0] => Array ( [bid] => 349 [cardabbr] => SPRK [bonustitle] => $150 Annual Fee Rebate [bonusdesc] => Receive a $150 annual fee rebate every year you spend at least $150,000 on the card. [earn] => 150 [earnmax] => 150 [subbonus] => 0 ) ) ) [3] => Array ( [id] => 130 [name] => Capital One Savor Cash Rewards Credit Card [abbr] => SAVOR [region] => us [program] => Capital One Cash Back [category] => Cash Back,Rewards [currVal] => 0.0100 [currFolder] => https://www.thepointcalculator.com/data/img/cash/capitalone/ [currID] => 167 [currName] => Cash Back [cashunit] => USD [spendunit] => USD [currPage] => https://www.thepointcalculator.com/us/cash/capitalone/capital-one-cash-back-calculators [currValPage] => [holder] => Capital One [issuer] => MASTERCARD [rewardtype] => Cash Back [cardtype] => Cash [OGafee] => 0 [fyfcal] => 0 [afeeD] => $0 [authfeeD] => $0 [ftf] => 0.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/cash/capitalone/capital-one-savor-card-calculator [prsnbiz] => Personal [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => CCDC [cardbestfor] => Best For Dining & Entertainment Spend [apply] => /go/credit-cards/capital-one-savor-cash-rewards-credit-card [applyRef] => [applyTermsLink] => [applyLinkType] => Learn More [applyCategory] => Cash Back [cardfeatured] => 1 [worthDaFeature] => 1 [disclaimer] => 0 [sub] => Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening [subamt] => $200 cash bonus [multiDesc] => [unit] => $ [rates] => 1% - 8% [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Grocery Stores [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 3 [rmax] => 3 [mmin] => 3 [mmax] => 3 [caphit] => 0 ) [1] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 0 [rmin] => 0 [rmax] => 0 [mmin] => 1 [mmax] => 1 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 3 [max] => 3 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 0 [reward] => Array ( [min] => 3 [max] => 3 ) [value] => 0.01 [ptval] => Array ( [min] => 0.03 [max] => 0.03 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 0 [max] => 0 ) [afee] => 0 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 0.03 [max] => 0.03 ) [creturnaf] => Array ( [min] => 3 [max] => 3 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( ) ) [4] => Array ( [id] => 342 [name] => One Key™+ Card [abbr] => OKPLUSMC [region] => us [program] => OneKey [category] => Rewards,Travel [currVal] => 0.0100 [currFolder] => https://www.thepointcalculator.com/data/img/travel/onekey/ [currID] => 265 [currName] => OneKeyCash [cashunit] => USD [spendunit] => USD [currPage] => https://www.thepointcalculator.com/us/travel/onekey/onekeycash-calculator [currValPage] => [holder] => Wells Fargo [issuer] => MASTERCARD [rewardtype] => Cash Back [cardtype] => [OGafee] => 99 [fyfcal] => 0 [afeeD] => $99 [authfeeD] => $0 [ftf] => 0.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/travel/onekey/one-key-plus-card [prsnbiz] => Personal [siteAvail] => 0 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => [cardbestfor] => [apply] => [applyRef] => [applyTermsLink] => [applyLinkType] => None [applyCategory] => [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => [subamt] => [multiDesc] => [unit] => $ [rates] => 2% - 5% [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 3 [rmax] => 3 [mmin] => 3 [mmax] => 3 [caphit] => 0 ) [1] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 0 [rmin] => 0 [rmax] => 0 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 3 [max] => 3 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 100 [max] => 100 ) [subbonus] => 0 [reward] => Array ( [min] => 103 [max] => 103 ) [value] => 0.01 [ptval] => Array ( [min] => 1.03 [max] => 1.03 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 120 [max] => 120 ) [afee] => 99 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 22.03 [max] => 22.03 ) [creturnaf] => Array ( [min] => 2203 [max] => 2203 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( [0] => Array ( [bid] => 394 [cardabbr] => OKPLUSMC [bonustitle] => Anniversary Bonus [bonusdesc] => Receive $100 in OneKeyCash every card anniversary. [earn] => 100 [earnmax] => 100 [subbonus] => 0 ) ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( [0] => Array ( [bid] => 393 [cardabbr] => OKPLUSMC [bonustitle] => Global Entry/TSA Precheck Credit [bonusdesc] => Receive up to a $120 credit towards Global Entry or TSA PreCheck® when you use the card to pay for the application fee. [earn] => 120 [earnmax] => 120 [subbonus] => 0 ) ) ) [5] => Array ( [id] => 294 [name] => Citi Custom Cash Card [abbr] => CCC [region] => us [program] => Citi ThankYou Rewards [category] => Cash Back,Rewards [currVal] => 0.0130 [currFolder] => https://www.thepointcalculator.com/data/img/travel/thankyourewards/ [currID] => 19 [currName] => ThankYou Rewards Points [cashunit] => USD [spendunit] => USD [currPage] => https://www.thepointcalculator.com/us/travel/thankyourewards/citi-points-calculators [currValPage] => https://www.thepointcalculator.com/us/travel/thankyourewards/citi-points-value-calculator [holder] => Citi [issuer] => MASTERCARD [rewardtype] => Points [cardtype] => Cash [OGafee] => 0 [fyfcal] => 0 [afeeD] => $0 [authfeeD] => $0 [ftf] => 3.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/cash/citi/citi-custom-cash-card-calculator [prsnbiz] => Personal [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => [cardbestfor] => Best For Automatically Maximizing Cash Back [apply] => /go/credit-cards/citi-custom-cash-card [applyRef] => [applyTermsLink] => [applyLinkType] => None [applyCategory] => Cash Back [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. [subamt] => $200 Cash Back [multiDesc] => 5% On Category With Highest Spend [unit] => $ [rates] => 1X - 5X [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Supermarket / Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 5 [rmax] => 5 [mmin] => 5 [mmax] => 5 [caphit] => 0 ) [1] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 0 [rmin] => 0 [rmax] => 0 [mmin] => 1 [mmax] => 1 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 5 [max] => 5 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 0 [reward] => Array ( [min] => 5 [max] => 5 ) [value] => 0.01 [ptval] => Array ( [min] => 0.05 [max] => 0.05 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 0 [max] => 0 ) [afee] => 0 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 0.05 [max] => 0.05 ) [creturnaf] => Array ( [min] => 5 [max] => 5 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( ) ) [6] => Array ( [id] => 89 [name] => Capital One Spark Miles for Business [abbr] => SPRKM [region] => us [program] => Capital One Venture and Spark Rewards [category] => Airline,Hotel,Rewards,Travel [currVal] => 0.0130 [currFolder] => https://www.thepointcalculator.com/data/img/travel/capitalonemiles/ [currID] => 259 [currName] => Capital One Miles [cashunit] => USD [spendunit] => USD [currPage] => https://www.thepointcalculator.com/us/travel/capitalonemiles/capital-one-miles-calculators [currValPage] => https://www.thepointcalculator.com/us/travel/capitalonemiles/capital-one-miles-value-calculator [holder] => Capital One [issuer] => VISA [rewardtype] => Miles [cardtype] => Bank [OGafee] => 95 [fyfcal] => 1 [afeeD] => $0 intro for the first year, $95 thereafter [authfeeD] => $0 [ftf] => 0.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/travel/capitalonemiles/capital-one-spark-miles-card-calculator [prsnbiz] => Business [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => CCDC [cardbestfor] => Best For Earning Flat-Rate Business Rewards [apply] => /go/credit-cards/capital-one-spark-miles-for-business [applyRef] => [applyTermsLink] => [applyLinkType] => Learn More [applyCategory] => Business [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => Earn a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening [subamt] => 50,000 Miles [multiDesc] => [unit] => $ [rates] => 2X - 5X [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 168000 [rmin] => 336000 [rmax] => 336000 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) [1] => Array ( [catname] => Supermarket / Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 2 [rmax] => 2 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 336002 [max] => 336002 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 50000 [reward] => Array ( [min] => 386002 [max] => 386002 ) [value] => 0.013 [ptval] => Array ( [min] => 5018.026 [max] => 5018.026 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 120 [max] => 120 ) [afee] => 0 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 5138.026 [max] => 5138.026 ) [creturnaf] => Array ( [min] => 3.06 [max] => 3.06 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( [0] => Array ( [bid] => 187 [cardabbr] => SPRKM [bonustitle] => Global Entry/TSA Precheck Credit [bonusdesc] => Receive up to a $120 statement credit towards Global Entry or TSA Precheck when you use the card to pay for the application fee. [earn] => 120 [earnmax] => 120 [subbonus] => 0 ) ) ) [7] => Array ( [id] => 10 [name] => Blue Cash Everyday® Card from American Express [abbr] => BCE [region] => us [program] => AMEX Cash Back [category] => Cash Back,Rewards [currVal] => 0.0100 [currFolder] => https://www.thepointcalculator.com/data/img/cash/amex/ [currID] => 161 [currName] => Cash Back [cashunit] => USD [spendunit] => USD [currPage] => https://www.thepointcalculator.com/us/cash/amex/amex-cash-back-calculators [currValPage] => [holder] => American Express [issuer] => AMEX [rewardtype] => Cash Back [cardtype] => Cash [OGafee] => 0 [fyfcal] => 0 [afeeD] => $0 [authfeeD] => $0 [ftf] => 2.70 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/cash/amex/amex-blue-cash-everyday-card-calculator [prsnbiz] => Personal [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => CCDC [cardbestfor] => Best For Cash Back at No Annual Fee [apply] => /go/credit-cards/blue-cash-everyday-card [applyRef] => /go/referral/amex-blue-cash-everyday-card [applyTermsLink] => https://oc.brcclx.com/t/?lid=26676814&cr=18376&last_updated=1441999439 [applyLinkType] => Learn More [applyCategory] => Cash Back [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. [subamt] => $200 Statement Credit [multiDesc] => [unit] => $ [rates] => 1% - 3% [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Supermarkets [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 3 [rmax] => 3 [mmin] => 3 [mmax] => 3 [caphit] => 0 ) [1] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 0 [rmin] => 0 [rmax] => 0 [mmin] => 1 [mmax] => 1 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 3 [max] => 3 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 0 [reward] => Array ( [min] => 3 [max] => 3 ) [value] => 0.01 [ptval] => Array ( [min] => 0.03 [max] => 0.03 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 0 [max] => 0 ) [afee] => 0 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 0.03 [max] => 0.03 ) [creturnaf] => Array ( [min] => 3 [max] => 3 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( ) ) [8] => Array ( [id] => 26 [name] => Discover it® Miles [abbr] => DITM [region] => us [program] => Discover Miles [category] => Cash Back,Rewards [currVal] => 0.0100 [currFolder] => https://www.thepointcalculator.com/data/img/travel/discovermiles/ [currID] => 14 [currName] => Discover Miles [cashunit] => USD [spendunit] => USD [currPage] => https://www.thepointcalculator.com/us/travel/discovermiles/discover-miles-calculators [currValPage] => https://www.thepointcalculator.com/us/travel/discovermiles/discover-miles-value-calculator [holder] => Discover [issuer] => DISCOVER [rewardtype] => Miles [cardtype] => Bank [OGafee] => 0 [fyfcal] => 0 [afeeD] => $0 [authfeeD] => $0 [ftf] => 0.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/travel/discovermiles/discover-it-miles-card-calculator [prsnbiz] => Personal [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => [cardbestfor] => [apply] => [applyRef] => [applyTermsLink] => [applyLinkType] => None [applyCategory] => [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => Discover will automatically match all the miles you've earned at the end of your first year. [subamt] => Unlimited Cashback Match [multiDesc] => [unit] => $ [rates] => 1.5X [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 0 [rmin] => 0 [rmax] => 0 [mmin] => 1.5 [mmax] => 1.5 [caphit] => 0 ) [1] => Array ( [catname] => Supermarket / Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 1.5 [rmax] => 1.5 [mmin] => 1.5 [mmax] => 1.5 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 1.5 [max] => 1.5 ) [topSubBonusTotal] => Array ( [min] => 1.5 [max] => 1.5 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 0 [reward] => Array ( [min] => 3 [max] => 3 ) [value] => 0.01 [ptval] => Array ( [min] => 0.03 [max] => 0.03 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 0 [max] => 0 ) [afee] => 0 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 0.03 [max] => 0.03 ) [creturnaf] => Array ( [min] => 3 [max] => 3 ) [topSubBonusesEarned] => Array ( [0] => Array ( [bid] => 22 [cardabbr] => DITM [bonustitle] => First Year Match [bonusdesc] => Discover will match your earned miles during your first year of having the card. [earn] => 1.5 [earnmax] => 1.5 [subbonus] => 1 ) ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( ) ) [9] => Array ( [id] => 341 [name] => One Key™ Card [abbr] => OKMC [region] => us [program] => OneKey [category] => Rewards,Travel [currVal] => 0.0100 [currFolder] => https://www.thepointcalculator.com/data/img/travel/onekey/ [currID] => 265 [currName] => OneKeyCash [cashunit] => USD [spendunit] => USD [currPage] => https://www.thepointcalculator.com/us/travel/onekey/onekeycash-calculator [currValPage] => [holder] => Wells Fargo [issuer] => MASTERCARD [rewardtype] => Cash Back [cardtype] => [OGafee] => 0 [fyfcal] => 0 [afeeD] => $0 [authfeeD] => $0 [ftf] => 0.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/travel/onekey/one-key-card [prsnbiz] => Personal [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => [cardbestfor] => [apply] => [applyRef] => [applyTermsLink] => [applyLinkType] => None [applyCategory] => [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => [subamt] => [multiDesc] => [unit] => $ [rates] => 1.5% - 5% [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 3 [rmax] => 3 [mmin] => 3 [mmax] => 3 [caphit] => 0 ) [1] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 0 [rmin] => 0 [rmax] => 0 [mmin] => 1.5 [mmax] => 1.5 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 3 [max] => 3 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 0 [reward] => Array ( [min] => 3 [max] => 3 ) [value] => 0.01 [ptval] => Array ( [min] => 0.03 [max] => 0.03 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 0 [max] => 0 ) [afee] => 0 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 0.03 [max] => 0.03 ) [creturnaf] => Array ( [min] => 3 [max] => 3 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( ) ) [10] => Array ( [id] => 343 [name] => Capital One Spark Cash [abbr] => SPRK2 [region] => us [program] => Capital One Cash Back [category] => Cash Back,Rewards [currVal] => 0.0100 [currFolder] => https://www.thepointcalculator.com/data/img/cash/capitalone/ [currID] => 167 [currName] => Cash Back [cashunit] => USD [spendunit] => USD [currPage] => https://www.thepointcalculator.com/us/cash/capitalone/capital-one-cash-back-calculators [currValPage] => [holder] => Capital One [issuer] => VISA [rewardtype] => Cash Back [cardtype] => Cash [OGafee] => 95 [fyfcal] => 1 [afeeD] => Enjoy a $0 annual fee for the first year, and then $95 after that. [authfeeD] => $0 [ftf] => 0.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/cash/capitalone/capital-one-spark-cash-card-calculator [prsnbiz] => Business [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => CCDC [cardbestfor] => Best For Unlimited 2% Back [apply] => /go/credit-cards/capital-one-spark-cash [applyRef] => [applyTermsLink] => [applyLinkType] => Learn More [applyCategory] => Business [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => Limited-time offer: Double your cash bonus from $750 to $1,500 once you spend $15,000 within 3 months of account opening. [subamt] => $1,500 Cash Bonus [multiDesc] => [unit] => $ [rates] => 2% - 5% [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 168000 [rmin] => 336000 [rmax] => 336000 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) [1] => Array ( [catname] => Supermarket / Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 2 [rmax] => 2 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 336002 [max] => 336002 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 1500 [reward] => Array ( [min] => 486002 [max] => 486002 ) [value] => 0.01 [ptval] => Array ( [min] => 4860.02 [max] => 4860.02 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 0 [max] => 0 ) [afee] => 0 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 4860.02 [max] => 4860.02 ) [creturnaf] => Array ( [min] => 2.89 [max] => 2.89 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( ) ) [11] => Array ( [id] => 311 [name] => Ink Business Premier® Credit Card [abbr] => BINKPREM [region] => us [program] => Chase Ultimate Rewards [category] => Cash Back,Rewards [currVal] => 0.0125 [currFolder] => https://www.thepointcalculator.com/data/img/travel/ultimaterewards/ [currID] => 16 [currName] => Ultimate Rewards Points [cashunit] => USD [spendunit] => USD [currPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-calculators [currValPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-value-calculator [holder] => Chase [issuer] => VISA [rewardtype] => Points [cardtype] => Cash [OGafee] => 199 [fyfcal] => 0 [afeeD] => $199 [authfeeD] => $0 [ftf] => 0.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/cash/chase/ [prsnbiz] => Business [siteAvail] => 0 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => [cardbestfor] => [apply] => /go/credit-cards/ink-business-premier-credit-card [applyRef] => /go/referral/ink-business-premier [applyTermsLink] => [applyLinkType] => None [applyCategory] => Business [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months after account opening [subamt] => $1,000 bonus cash back [multiDesc] => [unit] => $ [rates] => 2X [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 168000 [rmin] => 336000 [rmax] => 336000 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) [1] => Array ( [catname] => Supermarket / Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 2 [rmax] => 2 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 336002 [max] => 336002 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 100000 [reward] => Array ( [min] => 436002 [max] => 436002 ) [value] => 0.01 [ptval] => Array ( [min] => 4360.02 [max] => 4360.02 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 0 [max] => 0 ) [afee] => 199 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 4161.02 [max] => 4161.02 ) [creturnaf] => Array ( [min] => 2.48 [max] => 2.48 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( ) ) [12] => Array ( [id] => 25 [name] => Discover it® Cash Back [abbr] => DIT [region] => us [program] => Discover Cash Back [category] => Cash Back,Rewards [currVal] => 0.0100 [currFolder] => https://www.thepointcalculator.com/data/img/cash/discover/ [currID] => 171 [currName] => Cash Back [cashunit] => USD [spendunit] => USD [currPage] => [currValPage] => [holder] => Discover [issuer] => DISCOVER [rewardtype] => Cash Back [cardtype] => Cash [OGafee] => 0 [fyfcal] => 0 [afeeD] => $0 [authfeeD] => $0 [ftf] => 0.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/cash/discover/discover-it-cash-credit-card-calculator [prsnbiz] => Personal [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => Referral [cardbestfor] => Best For 3% Return The First Year [apply] => [applyRef] => /go/referral/discover-card [applyTermsLink] => [applyLinkType] => Referral Link [applyCategory] => Cash Back [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => Receive a $100 statement credit after making a purchase within three months of account opening. Plus, Discover will automatically match all the cash back you've earned at the end of your first year. [subamt] => $100 Statement Credit + Unlimited Cashback Match [multiDesc] => 5% Rotating Quarterly Categories [unit] => $ [rates] => 1% - 5% [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 0 [rmin] => 0 [rmax] => 0 [mmin] => 1 [mmax] => 1 [caphit] => 0 ) [1] => Array ( [catname] => Supermarket / Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 1 [rmax] => 1 [mmin] => 1 [mmax] => 1 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 1 [max] => 1 ) [topSubBonusTotal] => Array ( [min] => 1 [max] => 1 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 0 [reward] => Array ( [min] => 2 [max] => 2 ) [value] => 0.01 [ptval] => Array ( [min] => 0.02 [max] => 0.02 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 0 [max] => 0 ) [afee] => 0 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 0.02 [max] => 0.02 ) [creturnaf] => Array ( [min] => 2 [max] => 2 ) [topSubBonusesEarned] => Array ( [0] => Array ( [bid] => 382 [cardabbr] => DIT [bonustitle] => First Year Match [bonusdesc] => Discover will match your earned cash back during your first year of having the card. [earn] => 1 [earnmax] => 1 [subbonus] => 1 ) ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( ) ) [13] => Array ( [id] => 27 [name] => Discover it® chrome [abbr] => DITC [region] => us [program] => Discover Cash Back [category] => Cash Back,Rewards [currVal] => 0.0100 [currFolder] => https://www.thepointcalculator.com/data/img/cash/discover/ [currID] => 171 [currName] => Cash Back [cashunit] => USD [spendunit] => USD [currPage] => [currValPage] => [holder] => Discover [issuer] => DISCOVER [rewardtype] => Cash Back [cardtype] => Cash [OGafee] => 0 [fyfcal] => 0 [afeeD] => $0 [authfeeD] => $0 [ftf] => 0.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/cash/discover/discover-it-gas-restaurant-chome-card-calculator [prsnbiz] => Personal [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => [cardbestfor] => [apply] => [applyRef] => [applyTermsLink] => [applyLinkType] => None [applyCategory] => [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => Discover will automatically match all the cash back you've earned at the end of your first year. [subamt] => Unlimited Cashback Match [multiDesc] => [unit] => $ [rates] => 1% - 2% [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 0 [rmin] => 0 [rmax] => 0 [mmin] => 1 [mmax] => 1 [caphit] => 0 ) [1] => Array ( [catname] => Supermarket / Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 1 [rmax] => 1 [mmin] => 1 [mmax] => 1 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 1 [max] => 1 ) [topSubBonusTotal] => Array ( [min] => 1 [max] => 1 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 0 [reward] => Array ( [min] => 2 [max] => 2 ) [value] => 0.01 [ptval] => Array ( [min] => 0.02 [max] => 0.02 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 0 [max] => 0 ) [afee] => 0 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 0.02 [max] => 0.02 ) [creturnaf] => Array ( [min] => 2 [max] => 2 ) [topSubBonusesEarned] => Array ( [0] => Array ( [bid] => 167 [cardabbr] => DITC [bonustitle] => Discover Cashback Match [bonusdesc] => Discover will match your earned cash back during your first year of having the card. [earn] => 1 [earnmax] => 1 [subbonus] => 1 ) ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( ) ) [14] => Array ( [id] => 55 [name] => Citi® Double Cash Card [abbr] => CDC [region] => us [program] => Citi ThankYou Rewards [category] => Cash Back,Rewards [currVal] => 0.0130 [currFolder] => https://www.thepointcalculator.com/data/img/travel/thankyourewards/ [currID] => 19 [currName] => ThankYou Rewards Points [cashunit] => USD [spendunit] => USD [currPage] => https://www.thepointcalculator.com/us/travel/thankyourewards/citi-points-calculators [currValPage] => https://www.thepointcalculator.com/us/travel/thankyourewards/citi-points-value-calculator [holder] => Citi [issuer] => MASTERCARD [rewardtype] => Points [cardtype] => Cash [OGafee] => 0 [fyfcal] => 0 [afeeD] => $0 [authfeeD] => $0 [ftf] => 3.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/cash/citi/citi-double-cash-card-calculator [prsnbiz] => Personal [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => [cardbestfor] => [apply] => [applyRef] => [applyTermsLink] => [applyLinkType] => None [applyCategory] => Cash Back [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. [subamt] => $200 cash back [multiDesc] => [unit] => $ [rates] => 2X [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 0 [rmin] => 0 [rmax] => 0 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) [1] => Array ( [catname] => Supermarket / Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 2 [rmax] => 2 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 2 [max] => 2 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 0 [reward] => Array ( [min] => 2 [max] => 2 ) [value] => 0.01 [ptval] => Array ( [min] => 0.02 [max] => 0.02 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 0 [max] => 0 ) [afee] => 0 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 0.02 [max] => 0.02 ) [creturnaf] => Array ( [min] => 2 [max] => 2 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( ) ) [15] => Array ( [id] => 183 [name] => American Express Blue Business Cash™ Card [abbr] => BBC [region] => us [program] => AMEX Cash Back [category] => Cash Back,Rewards [currVal] => 0.0100 [currFolder] => https://www.thepointcalculator.com/data/img/cash/amex/ [currID] => 161 [currName] => Cash Back [cashunit] => USD [spendunit] => USD [currPage] => https://www.thepointcalculator.com/us/cash/amex/amex-cash-back-calculators [currValPage] => [holder] => American Express [issuer] => AMEX [rewardtype] => Cash Back [cardtype] => Cash [OGafee] => 0 [fyfcal] => 0 [afeeD] => $0 [authfeeD] => $0 [ftf] => 2.70 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/cash/amex/amex-blue-business-cash-card-calculator [prsnbiz] => Business [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => CCDC [cardbestfor] => Best Small Business Cash Back Card [apply] => /go/credit-cards/american-express-blue-business-cash-card [applyRef] => /go/referral/amex-blue-business-cash-card [applyTermsLink] => https://oc.brcclx.com/t/?lid=26678148&cr=28293&last_updated=1598577381 [applyLinkType] => Learn More [applyCategory] => Business [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. [subamt] => $250 Statement Credit [multiDesc] => [unit] => $ [rates] => 2% [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 0 [rmin] => 0 [rmax] => 0 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) [1] => Array ( [catname] => Supermarket / Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 2 [rmax] => 2 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 2 [max] => 2 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 0 [reward] => Array ( [min] => 2 [max] => 2 ) [value] => 0.01 [ptval] => Array ( [min] => 0.02 [max] => 0.02 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 0 [max] => 0 ) [afee] => 0 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 0.02 [max] => 0.02 ) [creturnaf] => Array ( [min] => 2 [max] => 2 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( ) ) [16] => Array ( [id] => 295 [name] => Wells Fargo Active Cash® Card [abbr] => WFACC [region] => us [program] => Wells Fargo Cash Back [category] => Cash Back,Rewards [currVal] => 0.0100 [currFolder] => https://www.thepointcalculator.com/data/img/cash/wellsfargo/ [currID] => 186 [currName] => Cash Back [cashunit] => USD [spendunit] => USD [currPage] => [currValPage] => [holder] => Wells Fargo [issuer] => VISA [rewardtype] => Cash Back [cardtype] => Cash [OGafee] => 0 [fyfcal] => 0 [afeeD] => $0 [authfeeD] => $0 [ftf] => 3.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/cash/wellsfargo/wells-fargo-active-cash-card-calculator [prsnbiz] => Personal [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => [cardbestfor] => [apply] => [applyRef] => [applyTermsLink] => [applyLinkType] => None [applyCategory] => Cash Back [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => [subamt] => [multiDesc] => [unit] => $ [rates] => 2% [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 168000 [rmin] => 336000 [rmax] => 336000 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) [1] => Array ( [catname] => Supermarket / Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 2 [rmax] => 2 [mmin] => 2 [mmax] => 2 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 336002 [max] => 336002 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 0 [reward] => Array ( [min] => 336002 [max] => 336002 ) [value] => 0.01 [ptval] => Array ( [min] => 3360.02 [max] => 3360.02 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 0 [max] => 0 ) [afee] => 0 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 3360.02 [max] => 3360.02 ) [creturnaf] => Array ( [min] => 2 [max] => 2 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( ) ) [17] => Array ( [id] => 121 [name] => Chase Ink Business Unlimited® Credit Card [abbr] => BINKU [region] => us [program] => Chase Ultimate Rewards [category] => Cash Back,Rewards [currVal] => 0.0125 [currFolder] => https://www.thepointcalculator.com/data/img/travel/ultimaterewards/ [currID] => 16 [currName] => Ultimate Rewards Points [cashunit] => USD [spendunit] => USD [currPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-calculators [currValPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-value-calculator [holder] => Chase [issuer] => VISA [rewardtype] => Points [cardtype] => Cash [OGafee] => 0 [fyfcal] => 0 [afeeD] => $0 [authfeeD] => $0 [ftf] => 3.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/cash/chase/chase-ink-business-unlimited-visa-card-calculator [prsnbiz] => Business [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => [cardbestfor] => [apply] => /go/credit-cards/ink-business-unlimited-credit-card [applyRef] => /go/referral/ink-business-unlimited [applyTermsLink] => [applyLinkType] => None [applyCategory] => Business [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. [subamt] => Earn $750 Bonus Cash Back [multiDesc] => [unit] => $ [rates] => 1.5X - 5X [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 168000 [rmin] => 252000 [rmax] => 252000 [mmin] => 1.5 [mmax] => 1.5 [caphit] => 0 ) [1] => Array ( [catname] => Supermarket / Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 1.5 [rmax] => 1.5 [mmin] => 1.5 [mmax] => 1.5 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 252001.5 [max] => 252001.5 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 75000 [reward] => Array ( [min] => 327001.5 [max] => 327001.5 ) [value] => 0.01 [ptval] => Array ( [min] => 3270.015 [max] => 3270.015 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 0 [max] => 0 ) [afee] => 0 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 3270.015 [max] => 3270.015 ) [creturnaf] => Array ( [min] => 1.95 [max] => 1.95 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( ) ) [18] => Array ( [id] => 47 [name] => Chase Sapphire Preferred® Card [abbr] => CSP [region] => us [program] => Chase Ultimate Rewards [category] => Airline,Hotel,Rewards,Travel [currVal] => 0.0125 [currFolder] => https://www.thepointcalculator.com/data/img/travel/ultimaterewards/ [currID] => 16 [currName] => Ultimate Rewards Points [cashunit] => USD [spendunit] => USD [currPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-calculators [currValPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-value-calculator [holder] => Chase [issuer] => VISA [rewardtype] => Points [cardtype] => Bank [OGafee] => 95 [fyfcal] => 0 [afeeD] => $95 [authfeeD] => $0 [ftf] => 0.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-sapphire-preferred-card-calculator [prsnbiz] => Personal [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => [cardbestfor] => Best Flexible Travel Rewards Card [apply] => /go/credit-cards/chase-sapphire-preferred-card [applyRef] => [applyTermsLink] => [applyLinkType] => None [applyCategory] => Travel [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. [subamt] => 75,000 Bonus Points [multiDesc] => [unit] => $ [rates] => 1X - 5X [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 168000 [rmin] => 168000 [rmax] => 168000 [mmin] => 1 [mmax] => 1 [caphit] => 0 ) [1] => Array ( [catname] => Supermarket / Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 1 [rmax] => 1 [mmin] => 1 [mmax] => 1 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 168001 [max] => 168001 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 16800.1 [max] => 16800.1 ) [subbonus] => 75000 [reward] => Array ( [min] => 259801.1 [max] => 259801.1 ) [value] => 0.0125 [ptval] => Array ( [min] => 3247.51375 [max] => 3247.51375 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 50 [max] => 50 ) [afee] => 95 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 3202.51375 [max] => 3202.51375 ) [creturnaf] => Array ( [min] => 1.91 [max] => 1.91 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( [0] => Array ( [bid] => 345 [cardabbr] => CSP [bonustitle] => Chase Sapphire Preferred Anniversary Bonus [bonusdesc] => Earn a 10% point bonus each year based on how much you spent on your card during the cardmember year [earn] => 16800.1 [earnmax] => 16800.1 [subbonus] => 0 ) ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( [0] => Array ( [bid] => 346 [cardabbr] => CSP [bonustitle] => $50 Hotel Credit [bonusdesc] => Annual $50 hotel credit that can be used towards hotel stays booked through the Chase Ultimate Rewards Travel portal [earn] => 50 [earnmax] => 50 [subbonus] => 0 ) ) ) [19] => Array ( [id] => 49 [name] => Chase Ink Business Preferred® Credit Card [abbr] => BINKP [region] => us [program] => Chase Ultimate Rewards [category] => Airline,Hotel,Rewards,Travel [currVal] => 0.0125 [currFolder] => https://www.thepointcalculator.com/data/img/travel/ultimaterewards/ [currID] => 16 [currName] => Ultimate Rewards Points [cashunit] => USD [spendunit] => USD [currPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-calculators [currValPage] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-points-value-calculator [holder] => Chase [issuer] => VISA [rewardtype] => Points [cardtype] => Bank [OGafee] => 95 [fyfcal] => 0 [afeeD] => $95 [authfeeD] => $0 [ftf] => 0.00 [foreignSpend] => 0 [site] => https://www.thepointcalculator.com/us/travel/ultimaterewards/chase-ink-business-preferred-card-calculator [prsnbiz] => Business [siteAvail] => 1 [cardAvail] => 1 [income] => 0 [incomehh] => 0 [affiliate] => [cardbestfor] => Best Flexible Travel Rewards Business Card [apply] => /go/credit-cards/ink-business-preferred-credit-card [applyRef] => /go/referral/ink-business-preferred [applyTermsLink] => [applyLinkType] => None [applyCategory] => Business [cardfeatured] => 0 [worthDaFeature] => 0 [disclaimer] => 0 [sub] => Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel. [subamt] => 90K Bonus Points [multiDesc] => [unit] => $ [rates] => 1X - 5X [catSpecificText] => [earns] => Array ( [0] => Array ( [catname] => Costco [abbr] => costco [idb] => USD [mobile] => 1 [parent] => [spend] => 168000 [rmin] => 168000 [rmax] => 168000 [mmin] => 1 [mmax] => 1 [caphit] => 0 ) [1] => Array ( [catname] => Supermarket / Grocery [abbr] => sm [idb] => USD [mobile] => 1 [parent] => [spend] => 1 [rmin] => 1 [rmax] => 1 [mmin] => 1 [mmax] => 1 [caphit] => 0 ) ) [totalearn] => Array ( [min] => 168001 [max] => 168001 ) [topSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [topBonusTotal] => Array ( [min] => 0 [max] => 0 ) [subbonus] => 90000 [reward] => Array ( [min] => 258001 [max] => 258001 ) [value] => 0.0125 [ptval] => Array ( [min] => 3225.0125 [max] => 3225.0125 ) [btmSubBonusTotal] => Array ( [min] => 0 [max] => 0 ) [btmBonusTotal] => Array ( [min] => 0 [max] => 0 ) [afee] => 95 [authfee] => 0 [foreignFee] => 0 [finalvalue] => Array ( [min] => 3130.0125 [max] => 3130.0125 ) [creturnaf] => Array ( [min] => 1.86 [max] => 1.86 ) [topSubBonusesEarned] => Array ( ) [topBonusesEarned] => Array ( ) [btmSubBonusesEarned] => Array ( ) [btmBonusesEarned] => Array ( ) ) )