British Airways American Express Credit Card Calculator

Card Details & Avios Calculator
United Kingdom
1x All Purchases
Travel with a Companion Voucher
Travel & Purchase Insurance/Protections

Calculate how many Avios you can earn with the British Airways AMEX Credit Card based on your monthly/yearly spend and compare against top rewards cards.

The British Airways American Express Credit Card is a straightforward and basic credit card for earning Avios. You'll earn Avios at a flat rate for all purchases ran across the card while receiving various travel and purchase protection/insurance benefits at no annual fee. The British Airways American Express Credit Card also offers a companion voucher for those who are able to run a large amount of spend through the card during the card membership year.

Bonus Categories

The British Airways American Express Card does not feature any bonus categories. You'll instead earn 1 Avios for every £1 ran across the card for all purchases. There's no limit to the amount of Avios you can earn running spend through the card.

  • 1x All Purchases

Perks & Benefits

The British Airways American Express Card comes with a good handful of travel insurance and purchase protection benefits. You can also earn a companion voucher annually with heavy spend.

  • Travel with a Companion Voucher
    • Offered annually after you spend £20,000 during the cardmembership year.
    • Take a companion with you in the same flight and cabin when you redeem Avios for an award flight on British Airways.
    • You will still need to pay taxes, fees, and carrier charges.
  • American Express Experiences
    • Get access to special events, often before they go on general sale.
  • Travel and Purchase Protections
    • Travel Accident Insurance
    • Refund Protection
    • Purchase Protection

Sign Up Bonus (SUB)

The standard sign up bonus for the British Airways American Express Card is 5,000 bonus Avios after you spend £1,000 in the first six months of card membership.


Annual Fee

The British Airways AMEX Credit Card has an annual fee of $0.

Authorized User Fee

There's no fee to add authorized users to the British Airways AMEX Credit Card. If you're looking to build up your Avios with this card, I recommend adding family/friends so that you can do so.

Non-Sterling Transaction Fee

The British Airways AMEX Credit Card has a 2.99% non-sterling transaction fee.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
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Compare A Card
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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