British Airways American Express Premium Plus Card Calculator

Card Details & Avios Calculator
United Kingdom
3x British Airways
3x BA Holidays
1.5x Everything Else
Annual Companion Voucher w/ Spend
Travel and Purchase Insurance/Protections

Calculate how many Avios you can earn with the British Airways American Express Premium Plus Card based on your spend. Compare the results to top cards.


The British Airways American Express Premium Plus Card is a step up from the basic annual fee-less version as you'll earn bonus Avios when spending with British Airways and BA Holidays. Benefits include a high multiplier of Avios on all non-category purchases, an annual companion voucher, and the normal suite of great travel and purchase protection that most AMEX cards offer.

Bonus Categories

The British Airways American Express Premium Plus Card features two bonus categories which is British Airways and BA Holidays spending. There's no limit to the amount of bonus Avios you can earn spending across both bonus categories and no limit to the amount of Avios you can earn with the card overall.

  • 3x British Airways
    • Must be purchased directly via the British Airways website.
  • 3x BA Holidays
    • Must be purchased directly via the British Airways website.
  • 1.5x Non-Category

Perks & Benefits

The British Airways American Express Premium Plus Card offers an annual companion pass that you can earn annually with half the required spend of the annual fee-less version as well as travel and purchase insurance/protections.

  • Travel with a Companion Voucher
    • Offered annually after you spend £10,000 during the cardmembership year.
    • Take a companion with you in the same flight and cabin when you redeem Avios for an award flight on British Airways.
    • You will still need to pay taxes, fees, and carrier charges.
  • American Express Experiences
    • Get access to special events, often before they go on general sale.
  • Travel and Purchase Protections
    • Travel Inconvenience Insurance
      • Flight Delay
      • Overbooking
      • Missed Connection
      • Baggage Delay
    • Travel Accident Insurance
    • Refund Protection
    • Purchase Protection

Sign Up Bonus (SUB)

The British Airways American Express Premium Plus Card has a standard sign up bonus of 25,000 Avios after you spend £3,000 in your first six months of card membership.

Fees

Annual Fee

The British Airways American Express Premium Plus Card has an annual fee of £195. If you're able to earn the companion voucher annually and make use of the 3x Avios categories, this card could easily be worth the fee.

Authorized User Fee

There's no authorized user fee to add additional users to the British Airways American Express Premium Plus Card. I recommend adding family/friends to the card to help build Avios faster since you'll be earning at a 1.5x-3x rate on purchases.

Non-Sterling Transaction Fee

The British Airways American Express Premium Plus Card has a non-sterling transaction fee of 2.99%.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
$0
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
$0
Total Return
The percent you are earning based on spend, earnings, and fees.

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