Quick Overview

  • Extensive Transfer Options: British Airways partners with 7 travel rewards programs in the UK for Avios transfers.
  • Wide Selection of Credit Cards: Earn Avios with over 15 partner credit cards, offering diverse earning opportunities.
  • Top Transfer Partners: Key British Airways credit card partners include AMEX Membership Rewards, Nectar Rewards, HSBC UK Premier Rewards, and Marriott Bonvoy.
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British Airways credit card transfer partners

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Use Reward Flight Finder To Find The Best Value

Looking for an easy way to find the best award flights for British Airways? Check out Reward Flight Finder!

It shows the next 355 days of British Airways Avios reward flight availability in one view, for every route. If you're an RFF member, you can also receive alerts when new reward seats become available.

Find The Best BA Avios Redemptions

AMEX Membership Rewards credit cards

American Express Membership Rewards is one of the best programs for earning British Airways Avios in the UK. Points earned with Membership Rewards credit cards can be transferred to British Airways Executive Club at rate of 1,000 AMEX points for 1,000 Avios. This allows you to easily earn 1 to 2 Avios per £1 spend.

Here are the credit cards that AMEX offers:

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HSBC UK Premier Rewards credit cards

HSBC Premier Rewards Points can be transferred to British Airways Avios at a 2:1 ratio. Every 2,000 HSBC Points you convert will give you 1,000 Avios.

HSBC offers a small handful of credit cards that can earn you a decent amount of Avios on your day-to-day purchases. Here are those cards:

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Marriott Bonvoy credit cards

Marriott Bonvoy Points can be transferred to British Airways Avios at a 3:1 ratio meaning that every 3,000 Marriott Bonvoy Points you transfer will earn you 1,000 Avios.

On top of the good transfer ratio, Marriott also throws in a bonus 15,000 points every time you transfer 60,000 points to an airline partners. At a 3:1 transfer ratio, this gives you a bonus 5,000 Avios.

If you frequently stay at Marriott brand hotels, this is an easy way to build the equivalent of 3.3 Avios per US$1 spent at Marriott hotels since you'll earn 10 points per US$1 spent. If you have status or use a Marriott credit card, you'll be able to earn additional points and thus be able to earn at an even higher rate.

Here are the credit cards that Marriott offers:

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NatWest & RBS Rewards credit cards

NatWest Rewards and RBS Rewards can be converted into British Airways Avios using the Trade Up option. Every £1 you earn in Rewards can be converted into 90 Avios. If you have a value British Airways Avios at higher-than-average value, these cards can easily be worth considering.

Here are the credit cards that NatWest and RBS offers:

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Nectar Rewards credit cards

Nectar Rewards points can be transferred to British Airways Executive Club at a rate of 400 Nectar points for 250 Avios. With so many ways to earn Nectar rewards points, this can be worth considering if you need to top off your British Airways account.

Here are the credit cards that you can use to earn Nectar Rewards points:

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What's the best credit card for Avios?

Input your monthly and yearly spend amounts into our credit card finder tool to find out which credit cards will earn you the most British Airways Avios and best return per £1 spent.

Results will include all co-branded British Airways credit cards and all British Airways credit card transfer partners. Results will show up to the top 20 cards.

Want More Customization?

This calculator uses our valuations, the intro bonuses we have in the database (if applicable), and includes the maximum (calculable) bonuses for each card.

If you want to have control over these options and much more when calculating rewards, check out our Rewards Credit Card Directory & Calculator.

Rewards Credit Card Directory & Calculator: British Airways Avios
Currency Codes

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

Currency Controls

Currencies

Sections of the calculator allows you to choose a currency. You will be able to choose from the options below. If you want more options, add them!

Currency Conversions

This site's currency rates update once per hour. If you have a different exchange rate in mind for any of the added currencies, you can change the rate here.

Calculator Options

Year 1 or Year 2+?

Year 1 - Calculate how much you will earn in your first year of being a cardmember. Includes Intro Bonuses (if toggled on) and will use the free or reduced first year annual fees for any cards that have them.

Year 2+ - Calculate how much the card will be worth the 2nd year and onward. Automatically turns off intro bonuses and will ignore first year free/reduced annual fees.

Include Intro Bonuses?

If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.

Note: We do not have intro bonuses for all credit cards (mainly partners and popular credit cards), and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.

Authorized Users

Some banks charge an additional fee to add family, friends, or employees to the credit card account. If you plan on adding authorized users to your credit card(s), you can enter that amount here.

Note: Some credit cards have a cap on how many authorized users you can add. While we do keep track of the fee structures, we do not keep track of caps. So be sure to check the rates and fees before applying.

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Max of 100.
Calculate Foreign Transaction Fees?

Many cards will charge you a foreign transaction fee when making purchases in a foreign currency. This is typically between 2.5% and 3% for most credit cards.

If set to yes, we will calculate the estimated fee for any spend entered into the calculator that is considered foreign. This amount will appear in the calculations as well.

Note: We do not have the foreign transaction fee rates for all credit cards.

Monthly/Yearly Spending

Add Categories
Search for categories and click 'Add Category' to add selected categories to the calculator.
When On, only shows currently selected categories.
When On, shows the descriptions for each of the categories.
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Selected Categories
Results Will Appear Here

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

Listed below are the results based on what you entered into the tool above. These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card.

You can click on "Show Calculations" to see a breakdown of how the rewards were calculated or click on any of the other links to learn more about the card and it's rewards.

Do note that some of the calculations are rounded so it is possible that the estimated values may be off by a point or two when added up.

Remember that this particular tool uses our point/mile valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, slide over to the Rewards Credit Card Directory & Calculator.

These calculations should be used for illustrative purposes only.