Quick Overview

  • Multiple Credit Card Partners: Earn Virgin Atlantic points through over five partner credit cards across three rewards programs.
  • Major UK Transfer Partner: American Express Membership Rewards is Virgin Atlantic’s primary UK credit card partner, offering a 1:1 transfer rate.
  • Co-Branded Cards: Marriott co-branded credit cards and Hilton Honors co-branded debit cards also allow you to top off your Virgin Atlantic Flying Club account.

This page outlines the earning rates in Virgin points for all major Virgin Atlantic credit card transfer partners and includes a calculator to help you determine which partner cards will earn you the most points based on your spending.

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Virgin Atlantic credit card transfer partners

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AMEX Membership Rewards credit cards

If you're looking to maximize your Virgin Atlantic points, the American Express Membership Rewards program will be the best option. AMEX points can be transferred to Virgin Atlantic Flying Club at a 1:1 rate meaning that every 1,000 AMEX points you convert will give you 1,000 Virgin points.

With AMEX's credit card line-up, you'll be able to earn the equivalent of 1 to 3 Virgin points per per £1 spent which is pretty solid.

Here are the credit cards you can use to earn Membership Rewards points transferable to Virgin Atlantic:

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Marriott Bonvoy credit cards

Marriott Bonvoy points can be transferred to Virgin Atlantic Flying Club at a 3:1 rate. Every 3,000 Marriott Bonvoy points you convert will give you 1,000 Virgin Atlantic points.

On top of that, you'll also receive a bonus 15,000 Marriott Bonvoy points for every 60,000-block of points you transfer which is equal to an additional 5,000 Virgin points. So a 60,000-point transfer would net you 25,000 Virgin Atlantic points which is really good!

If you frequent Marriott Bonvoy properties, you can easily rake up lots of points using Marriott's credit cards to pay for your stay and this can be useful if you need to top off your Virgin Atlantic account or any of Marriott's other 35+ airline partners.

Here are the credit cards you can use to earn Marriott Bonvoy points:

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Hilton Honors debit cards

Hilton Honors points can be transferred to Virgin Atlantic Flying Club at a 10:1 rate. Every 10,000 Hilton Honors points you convert will give you 1,000 Virgin Atlantic points.

Hilton offers two debit cards that you can use to earn points at Hilton properties and on everyday spending. If you frequent Hilton properties, they will earn you a solid amount of additional points — especially thanks to the complimentary elite status they offer.

Here are the debit cards you can use to earn Hilton Honors points:

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Virgin Atlantic credit cards

If you fly Virgin Atlantic often, you'll want to consider their co-branded credit cards as they are solid options for earning Virgin points on everyday spending. They also offer a small handful of benefits that can be useful to any Virgin Atlantic travelers.

Here are the credit cards they offer:

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What's the best credit card for Virgin points?

Input your monthly and yearly spend amounts into our credit card finder tool to find out which credit cards will earn you the most Virgin points and best return per £1 spent.

Results will include all co-branded Virgin Atlantic credit cards and all Virgin Atlantic Flying Club credit card transfer partners. Results will show up to the top 20 cards.

Want More Customization?

This calculator uses our valuations, the intro bonuses we have in the database (if applicable), and includes the maximum (calculable) bonuses for each card.

If you want to have control over these options and much more when calculating rewards, check out our Rewards Credit Card Directory & Calculator.

Rewards Credit Card Directory & Calculator: Virgin Points
Currency Codes

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

Currency Controls

Currencies

Sections of the calculator allows you to choose a currency. You will be able to choose from the options below. If you want more options, add them!

Currency Conversions

This site's currency rates update once per hour. If you have a different exchange rate in mind for any of the added currencies, you can change the rate here.

Calculator Options

Year 1 or Year 2+?

Year 1 - Calculate how much you will earn in your first year of being a cardmember. Includes Intro Bonuses (if toggled on) and will use the free or reduced first year annual fees for any cards that have them.

Year 2+ - Calculate how much the card will be worth the 2nd year and onward. Automatically turns off intro bonuses and will ignore first year free/reduced annual fees.

Include Intro Bonuses?

If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.

Note: We do not have intro bonuses for all credit cards (mainly partners and popular credit cards), and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.

Authorized Users

Some banks charge an additional fee to add family, friends, or employees to the credit card account. If you plan on adding authorized users to your credit card(s), you can enter that amount here.

Note: Some credit cards have a cap on how many authorized users you can add. While we do keep track of the fee structures, we do not keep track of caps. So be sure to check the rates and fees before applying.

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Max of 100.
Calculate Foreign Transaction Fees?

Many cards will charge you a foreign transaction fee when making purchases in a foreign currency. This is typically between 2.5% and 3% for most credit cards.

If set to yes, we will calculate the estimated fee for any spend entered into the calculator that is considered foreign. This amount will appear in the calculations as well.

Note: We do not have the foreign transaction fee rates for all credit cards.

Monthly/Yearly Spending

Add Categories
Search for categories and click 'Add Category' to add selected categories to the calculator.
When On, only shows currently selected categories.
When On, shows the descriptions for each of the categories.
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Selected Categories
Results Will Appear Here

No Results. This is usually due to:

  • There's no good card options based on the spend entered.
  • The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

Listed below are the results based on what you entered into the tool above. These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card.

You can click on "Show Calculations" to see a breakdown of how the rewards were calculated or click on any of the other links to learn more about the card and it's rewards.

Do note that some of the calculations are rounded so it is possible that the estimated values may be off by a point or two when added up.

Remember that this particular tool uses our point/mile valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, slide over to the Rewards Credit Card Directory & Calculator.

These calculations should be used for illustrative purposes only.