Earning Rates

The Virgin Atlantic Reward Credit Card earns Virgin Atlantic points at the following rates:

  • 1.5 Virgin Points for every £1 spent direct with Virgin Atlantic or Virgin Holidays.
  • 0.75 Virgin Points for every £1 spent on everyday purchases.

The points you can earn each month are capped based on your credit limit.

If your credit limit is £5,000, you'll earn points on the first £5,000 of card purchases in a month. If you spend more than that, then you won't earn points on any additional spending.

The counter is reset every month on the date of your credit card statement.

Rewards Value & Calculator

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Key Benefits

Here are the main benefits of the Virgin Atlantic Reward Credit Card:

  • Special Benefits: Unlock unforgettable upgrades to Premium or Companion tickets when you spend £20,000 in a year.

Fees

Annual Fee

The Virgin Atlantic Reward Credit Card has a £0 annual fee.

Authorized User Fee

There is no fee to add authorized users to the Virgin Atlantic Reward Credit Card.

Non-sterling Purchase Fee

The Virgin Atlantic Reward Credit Card has a non-sterling purchase fee of 2.99%. This means that you will be penalized when using this card to make purchases that are not in Pound sterling.