HSBC Premier World Elite Mastercard Calculator

Card Details & HSBC Points Calculator
4x Foreign Currencies
2x Non-Category (Sterling)
Transfer Points To Partners
Mastercard Benefits
Complimentary Lounge Access
Expedia & Discounts
Complimentary Global iPass WiFi Access
Anniversary Points Boost w/ Spend

Calculate how many HSBC Premier Points you can earn with the HSBC Premier World Elite Mastercard based on your spend and compare results against top cards.

Bonus Categories

The HSBC Premier World Elite Mastercard has one bonus category which is purchases made in a foreign currency (as in non-Sterling purchases). There's no limit to the amount of bonus HSBC Points you can earn from spending in foreign currency and no limit to the amount of points you can earn with the card overall.

  • 4x Foreign Currencies
  • 2x Non-Category
    • This includes transactions made in the UK, Jersey, Guernsey, and Isle of Man as well as transactions made overseas where you choose to pay in Sterling rather than local currency.

Perks & Benefits

The HSBC Premier World Elite Mastercard comes stacked with Mastercard benefits as well as complimentary lounge access, global Wi-Fi access, and more.

  • Anniversary Points Boost
    • Earn 40,000 reward points when you spend £12,000 or more on your card within your first 12 months of membership.
  • Complimentary Lounge Access via LoungeKey
  • Complimentary Global Wi-Fi access via iPass
  • Hotel Discounts
    • 10% discount with Expedia and
    • 12 month complimentary Expedia+ Gold Membership.
  • Mastercard Travel Rewards

Sign Up Bonus (SUB)

The sign up bonus for the Premier World Elite Mastercard is 40,000 points after you spend £2,000 on your card in the first 90 days of card membership. This can be transferred to HSBC's airline partners for 20,000 airline miles or be redeemed for about £133 in vouchers with top retailer such as M&S, Amazon, and Sainsbury's.


Annual Fee

The HSBC Premier World Elite Mastercard has an annual fee of £195.

Authorized User Fee

You can an additional card to the HSBC Premier World Elite Mastercard for an annual fee of £60. Do note that this fee does not apply to Jade customers.

Foreign Transaction Fee

The HSBC Premier World Elite Mastercard has a Non-Sterling Transaction Fee of 2.99%.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Compare A Card
Family Cards
These cards are part of the same family.
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.


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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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