HSBC Rewards Credit Card Calculator

Card Details & Cash Back Calculator
1x / £5 Non-Category
10,000 Bonus Points w/ Spend

Calculate how many HSBC Points you can earn with the HSBC Rewards Credit Card based on your spend. Compare the results side by side top cards.

Bonus Categories

The HSBC Rewards Credit Card does not feature any bonus categories. You'll instead earn 1 HSBC Rewards Point per £5 spent. There's no limit to the amount of points you can earn with the HSBC Rewards Credit Card overall.

  • 1x/£5 All Purchases

Do note that some retailers may offer bonus points on purchases.

Perks & Benefits

The HSBC Rewards Credit Card offers bonus points for running heavy spend through the card.

  • 2,500 Bonus Points w/ Spend
    • Running £10,000 through the card in a 12-month period will earn you 2,500 bonus points.
    • The period starts from the date you received your card.
    • This bonus is only for the first five years of having the card.

Sign Up Bonus (SUB)

The standard sign up bonus for the HSBC Rewards Credit Card is 2,500 welcome HSBC Points when you make your first transaction. This is worth £25.

This card also offers 0% interest on purchases for 6 months and 0% interest for 6 months on balance transfers made within the first 60 days of account opening.


Annual Fee

The HSBC Rewards Credit Card does not have an annual fee.

Authorized User Fee

There is no fee to add an additional card to your HSBC Rewards Credit Card account.

Foreign Transaction Fee

The HSBC Rewards Credit Card has a 2.99% Non-Sterling Transaction Fee.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.


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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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