AMEX Business Gold Card Calculator

Card Details & AMEX Points Calculator
1x All Purchases
No Pre-set Spending Limit (NPSL)
AMEX Business Benefits
Travel & Purchase Protections

Get the list of benefits offered on the AMEX Business Gold Card, calculate how many AMEX Points you can earn based on spend, and compare against top cards.

Bonus Categories

The American Express Business Gold Card does not feature any bonus categories. It earns 1 Membership Rewards Point per £1 spent on the card for all eligible purchases.

  • 1x All Purchases

Perks & Benefits

The American Express Business Gold has a handful of useful business benefits as well as your standard AMEX benefits.

  • No Pre-set Spending Limit (NPSL)
  • Pay With Points
    • Redeem your points for a statement credit against charges on your account.
  • Tripflex
    • Redeem your points to offset eligible business travel expenses directly on your statement.
  • Foreign Exchange (FX) International Payments
  • AMEX Benefits
    • American Express Experiences
    • Exclusive Cardmember Offers
  • Travel & Purchase Protections
    • Travel Accident Insurance
    • Global Assist
    • Purchase Protection
    • Refund Protection
    • Emergency Business Card Replacement

Sign Up Bonus (SUB)

The standard sign up bonus for The American Express Business Gold Card is 20,000 bonus Membership Rewards Points after you spend £3,000 in the first six months of Cardmembership. This bonus can be transferred to AMEX's hotel and airline partners to obtain 20,000 airline miles or hotel rewards points with most programs.


Annual Fee

The annual fee for The American Express Business Gold Card is £0 the first year, then £125 annually.

Authorized User Fee

There is no charge for additional Supplementary Cards added to The American Express Business Gold Card.

Foreign Transaction Fee

The non-sterling transaction fee for The American Express Business Gold Card is 2.99%.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

Recommended Reads