AMEX Business Platinum Card Calculator

Card Details & AMEX Points Calculator

Get the list of benefits offered on the AMEX Business Platinum Card, calculate how many AMEX Points you can earn based on spend, and compare to top cards.

Bonus Categories

The AMEX Business Platinum Card does not feature any bonus categories. It earns 1 Membership Rewards Point per £1 spent on all eligible purchases.

  • 1x All Purchases

The AMEX Business Platinum Card is primarily for it's benefits. You will generally not make up for the cost of the annual fee based on spend alone. You will need to take into account the many benefits the card offers.

Perks & Benefits

The AMEX Business Platinum Card features a bunch of elite travel perks and benefits that closely mirrors it's personal counterpart.

  • Lounge Access
    • Priority Pass Lounges
    • Plaza Premium Airport Lounges
    • Delta SkyClub Lounges
    • American Express Lounges (including Centurion Lounges)
    • Eurostar Business Premier Lounges
  • Complimentary Hotel Elite Status
    • Hilton Honors Elite Gold Status
    • MeliáRewards Gold
    • Radisson Rewards Gold Status
    • Shangri-La Golden Circle Jade Membership
    • Marriott Bonvoy Gold Status
  • Fine Hotels & Resorts
    • Benefits include room upgrade (if available), daily breakfast for two, in-room Wi-Fi, noon check-in (when available), guaranteed 4pm late check-out, and unique property benefit (such as a $100 credit or massage for two).
  • The Hotel Collection
    • Includes US$100 hotel credit and complimentary room upgrade at check-in (when available).
  • $150 onefinestay Credit
    • Must book through AMEX Travel or directly through onefinestay.
  • AMEX Benefits
    • American Express Experiences
    • American Express Offers
  • Business Payment Terms (54 Days)
  • Platinum Business Concierge
  • Times and The Sunday Times Digital Subscription
  • No Pre-set Spending Limit
  • Travel & Purchase Protections
    • Medical Assistance and Expenses
    • Canceling, Postponing and Abandoning Your Trip
    • Personal Belongings, Money, and Travel Documents
    • Car Rental Benefits - Theft, Damage, and Liability
    • Travel Inconvenience
    • Personal Accident Whilst On A Trip
    • Legal Assistance and Compensation
    • Purchase Protection
    • Refund Protection
    • Emergency Business Card Replacement
    • Global Assist

Sign Up Bonus (SUB)

The standard sign up bonus for the AMEX Business Platinum Card is 40,000 bonus Membership Rewards Points after spending £6,000 in the first six months of Card membership. This bonus can be transferred to AMEX's airline and hotel partners for 40,000 miles or points with most programs.


Annual Fee

The annual fee for the AMEX Business Platinum Card is £595.

Authorized User Fee

You can have up to one supplementary Business Platinum Cardmember and an unlimited number of Business Gold Cardmembers with no fee. Additional Business Platinum supplementary cards will cost you £295.

Foreign Transaction Fee

The non-sterling transaction fee for the AMEX Business Platinum Card is 2.99%.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
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Compare A Card
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These cards are part of the same family.
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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