The AMEX Platinum Card UK - Rewards Calculator & Benefits

The AMEX Platinum Card offers a bunch of benefits including lounge access, complimentary status, and more. Review benefits and calculate points.

The Platinum Card® by American Express is a premium travel card that's well known around the world. It offers extensive travel benefits including access to more than 1,200 airport lounge worldwide, complimentary elite status across several hotel programs, car rental benefits, and much more. It's a great card to have if you're big on travel.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Non-Sterling Transaction Fee

Rewards Rate Details

The Platinum Card earns 1 Membership Rewards Point per £1 spent on the card on all purchases. You can earn an additional 1 bonus point for a total of 2 Membership Rewards Points per £1 spent at American Express Travel Online.

  • 2x American Express Travel Online
    • Applies to hotel, car hire, and experiences booked through the portal.
  • 1x Everything Else

The Platinum Card is primarily for it's benefits. You will generally not make up for the cost of the annual fee based on spend alone. You will need to take into account the many benefits the card offers.

Perks & Benefits

The Platinum Card is a premium travel card which means it is packed with great benefits.

  • Lounge Access
    • Priority Pass Lounges
    • Plaza Premium Airport Lounges
    • Delta SkyClub Lounges
    • American Express Lounges (including Centurion Lounges)
    • Eurostar Business Premier Lounges
  • Centurion Lounge Access
  • Fine Hotels & Resorts
    • Benefits include room upgrade (if available), daily breakfast for two, in-room Wi-Fi, noon check-in (when available), guaranteed 4pm late check-out, and unique property benefit (such as a $100 credit or massage for two).
  • The Hotel Collection
    • Includes US$100 hotel credit and complimentary room upgrade at check-in (when available).
  • The Vacation Collection
    • Benefits include complimentary room upgrade (if available) and early check-in and late check-out.
    • Bookings of 2+ nights grants extra benefits.
  • Crafted Journeys
  • Complimentary Hotel Elite Status
    • Hilton Honors Elite Gold Status
    • MeliáRewards Gold
    • Radisson Rewards Gold Status
    • Marriott Bonvoy Gold Status
  • $200 onefinestay Credit
    • Must book through AMEX Travel or directly through onefinestay.
  • International Airline Program
  • Addison Lee
    • Receive up to £10 of statement credits every month for trips booked with Addison Lee and Tristar car services in the UK.
  • Platinum Cruise Benefits
    • Up to $300 in onboard credit when you book through the Platinum Travel service.
  • Car Rental Benefits
    • Complimentary Avis Preferred Status
    • Complimentary Hertz Gold Plus Rewards Five Star Status
    • Car rental discounts
  • Global Dining Collection
  • Platinum Concierge
  • AMEX Benefits
    • American Express Experiences
    • American Express Offers
  • No Pre-set Spending Limit
  • Travel & Purchase Protections
    • Medical Assistance and Expenses
    • Canceling, Postponing and Abandoning Your Trip
    • Personal Belongings, Money, and Travel Documents
    • Car Rental Benefits - Theft, Damage, and Liability
    • Travel Inconvenience
    • Personal Accident Whilst On A Trip
    • Legal Assistance and Compensation
    • Purchase Protection
    • Refund Protection

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

Credit Card

This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card
FEE Annual Fee
The annual fee of the selected credit card.
AU Auth Fee
The cost to add supplementary cards to the account.
£ 0
SUB Sign Up Bonus
If the card has a sign up bonus, you can enter it here. If you're unsure of the bonus, you can click the Learn More link by the card image to be taken to the issuer's website (in a new tab).
EV Extra Cash Value
Enter any additional cash value you want to give the card such as the value of unaccounted for perks and benefits.
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here

Currency Worth

The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
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Loyalty & Memberships

Hotel elite status, loyalty program status, and memberships. These are typically calculated based on a selection though some are calculated automatically. Most cards will not have anything in this section.
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Category Spending

Click on a category to enter how much you plan on spending. You can add or remove categories, change the order of the categories, or view additional options.
Change Order
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
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Reward Bonuses

Any extra bonuses to do with a specific card will be listed here. You can edit/add the Sign Up Bonuses (SUB) under the Credit Card section.
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This is the sum of all rewards earned from Category Spending and Reward Bonuses along with the cash value of it all based on Currency Worth.
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Monetary Bonuses

This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Annual Fees

This is the sum of annual fees and authorized user fees associated with the credit card(s). You can edit the annual fee as well as change the number of authorized users by clicking on the card under the Credit Card section at the top of this calculator.
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Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
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The Platinum Card®
The Platinum Card®
Intro Bonus
View Issuer's Website
Rewards Rate
Earn 1 point for every £1 spent on all card purchases.
Earn 1 additional point for every £1 spent at American Express Travel Online.
Main Card Highlights
  • Get points for every pound you spend and redeem with a range of shopping, travel and lifestyle partners.
  • Complimentary access to over 1,200 airport lounges across more than 130 countries worldwide.
  • Enjoy comprehensive worldwide protection for you, your family and your Supplementary Cardmembers.
  • Access extra value and exclusive benefits all around the world including complimentary room upgrades upon arrival (when available) and a late check-out with Fine Hotels & Resorts.
  • Get elevated to the higher tiers of our leading hotel loyalty partner programmes, including Hilton Honors and Marriot Bonvoy Gold Elite Status. Platinum Cardmembers also receive a $200 statement credit for every booking with
  • Enjoy access to the higher tiers of our travel partners’ loyalty programmes including Avis Preferred and Hertz Gold Plus Rewards® with benefits including a discount of up to 15%.
  • Receive a £10 statement credit every month when you book a trip with Addison Lee and Tristar car services in the UK using your Platinum Card. Terms apply.
  • As a Platinum Cardmember you and your Platinum Supplementary Cardmember can enjoy up to 20% off airfares on some of the world’s finest airlines, when booking through Platinum Concierge or at American Express Travel Online.
  • Purchase Protection and Refund Protection covers eligible items purchased using the Card.
Annual Fee
Supplementary Cards
First Platinum supplementary card is £0, additional cards are £285 each.
Non-Sterling Transaction Fee
Updated 2021-08-20 By Robert Flowers III
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