AMEX Points Value Calculator UK

Rewards Value Calculator
SCalculate the cash value of American Express Membership Rewards Points earned in the UK when redeemed for travel, gift cards, purchases, and more.
Advertiser Disclosure
Last Updated 2021-11-17
AMEX Points Value UK
Redemption Point Value
Transfer To Partners 1p - 3p+
Use Points For Charges 0.4p
Gift Cards 0.5p
Shop With Points 0.45p
Amazon.co.uk 0.45p

Membership Rewards Points earned with AMEX UK can be redeemed towards travel, card purchases, gift cards, and select retailers. Out of these redemptions, transferring points to partners will give your AMEX Points the most value due to the great value you can typically squeeze out of airline miles and hotel rewards points.

Use Points For Charges

American Express Membership Rewards Points can be used to pay for eligible purchases made to an AMEX credit card. This pretty much behaves like a 'cash back' option in which you'll get £0.004 per point.

This is one of the worst uses of Membership Rewards Points. If you're looking for cash back, I'd suggest considering American Express Cash Back credit cards as you'll get a better return on your spend in most cases.

Redeem Membership Rewards Points For Gift Cards

American Express Membership Rewards Points can be redeemed for gift cards at a handful of retailers. This give your AMEX Points a value of £0.005 each with redemptions starting as low as 2,000 points for a £10 gift card.

Available gift card options as of November 2021 includes:

  • Costco
  • Curry's
  • Harrods
  • iTunes
  • Laithwaite's Wine
  • Laithwaite's
  • Marks & Spencer
  • Mr & Mrs Smith
  • Selfridges & Co
  • Waterstones

Shop With Membership Rewards Points

American Express Membership Rewards Points can be used to pay for purchases at over 50 brands in which most will give your points a value of £0.0045 each. Available brands include but are not limited to:

  • Aldi
  • Allbeauty
  • Amazon.co.uk
  • AO.com
  • Argos
  • Boots
  • British Airways
  • Costco
  • Domino's
  • Enterprise Rent-A-Car
  • Eurostar
  • Gatwich Airport
  • IKEA
  • John Lewis
  • Sainsbury's
  • Swiss International Airlines
  • TKMaxx
  • Travelodge
  • Wine Direct

You can get the complete list by visiting the AEMX Pay With Points landing page.

Transfer Membership Rewards Points

American Express Membership Rewards Points can be transferred to 12 airline partners, 3 hotel partners, 1 rail partner, and 1 retail rewards partner. This makes the Membership Rewards program one of the most flexible rewards programs available in the UK.

AMEX UK Transfer Partners
Transfer Partner Transfer Ratio
British Airways Executive Club 1:1
Cathay Pacific Asia Miles 1:1
Delta SkyMiles 1:1
Emirates Skywards 1:1
Etihad Guest 1:1
Finnair Plus 1:1
Air France-KLM Flying Blue 1:1
Iberia Plus 1:1
Qantas Frequent Flyer 1:1
Scandinavian Airlines EuroBonus 1:1
Singapore Airlines KrisFlyer 3:2
Virgin Atlantic Flying Club 1:1
Hilton Honors 1:2
Marriott Bonvoy 2:3
Radisson Rewards 1:3
Club Eurostar 15:1
Nectar 1:1

Transfer Membership Rewards Points to partners will give your points the best value.

Depending on which partners you transfer to, you can easily obtain as much as 2p per point, especially for business and first class redemptions on airlines such as Etihad, Singapore KrisFlyer, and Qantas Frequent Flyer.

For example, a one-way flight in the ever-so-popular Singapore Suites would normally cost you around £3,000. You can transfer AMEX Points to Singapore KrisFlyer Miles and book an award flight for as little as 85,000 KrisFlyer Miles.

This would give your points a value of 3.5p each which is way more value than anything you would get when redeeming your points directly with American Express.

You can also use points a little closer to home to do short hops between closer destinations.

British Airways offers some excellent reward options for short-haul, one-way flights between major cities around Europe starting as low as 6,500 Avios. This can be a good money saver if you want to visit multiple destinations.

You can use the AMEX Points Transfer Calculator UK to calculate the conversion of Membership Rewards Points to rewards with partners.

AMEX Points Value Calculator

Use the AMEX Points Value Calculator to calculate the average cash value of Membership Rewards Points earned with AMEX UK.

AMEX Points Value Calculator

Enter any amount of points to see the average cash value.
Points
Point Transfers To Partners
~1p to 3p+
0 to £0+
Gift Cards
0.5p
£0
Shop With Points
0.45p
£0
Amazon.co.uk
0.45p
£0
Use Points For Charges
0.4p
£0

Earning AMEX Points

AMEX UK offers a total of six credit cards that you can use to build your Membership Rewards Points. If you enjoy travel, I highly recommend picking up at least one of their cards.

Best For Flexible Travel Rewards

Rewards Rate
3X
Earn 3X points for every £1 spent at American Express Travel.
2X
Earn 2x points for every £1 spent directly with airlines or in a foreign currency.
1X
Earn 1X points for every £1 spent on all other purchases.
Main Card Highlights
  • Deliveroo Benefit Exclusively For Gold Cardmembers - Enrol to enjoy all your favourite dishes Deliveroo’d to your door, and get £5 back. Twice every month.
  • Take advantage of two complimentary Priority Pass lounge visits per year at over 1200 airport lounges globally.
  • Earn an additional 10,000 Membership Rewards points each year when you spend at least £15,000 within the 12-month period of your Card anniversary.
  • Transfer your Membership Rewards® points to 12 airline partners' loyalty programmes including British Airways Executive Club, Emirates Skywards, and Virgin Atlantic Flying Club.
  • Use your Membership Rewards® points to make eligible purchases at merchants such as Amazon.co.uk and Ticketmaster.
  • Purchase Protection and Refund Protection covers eligible items purchased using the Card.
Annual Fee
£140 (£0 in your first year)
Supplementary Cards
£0 for first card, then £45 for each additional card
Non-Sterling Transaction Fee
2.99%
Learn More About The Rewards

Best For Lounge Access & Luxury Travel

Rewards Rate
1X
Earn 1 point for every £1 spent on all card purchases.
+1
Earn 1 additional point for every £1 spent at American Express Travel Online.
Main Card Highlights
  • Get points for every pound you spend and redeem with a range of shopping, travel and lifestyle partners.
  • Complimentary access to over 1,200 airport lounges across more than 130 countries worldwide.
  • Enjoy comprehensive worldwide protection for you, your family and your Supplementary Cardmembers.
  • Access extra value and exclusive benefits all around the world including complimentary room upgrades upon arrival (when available) and a late check-out with Fine Hotels & Resorts.
  • Get elevated to the higher tiers of our leading hotel loyalty partner programmes, including Hilton Honors and Marriot Bonvoy Gold Elite Status. Platinum Cardmembers also receive a $200 statement credit for every booking with onefinestay.com.
  • Enjoy access to the higher tiers of our travel partners’ loyalty programmes including Avis Preferred and Hertz Gold Plus Rewards® with benefits including a discount of up to 15%.
  • Receive a £10 statement credit every month when you book a trip with Addison Lee and Tristar car services in the UK using your Platinum Card. Terms apply.
  • As a Platinum Cardmember you and your Platinum Supplementary Cardmember can enjoy up to 20% off airfares on some of the world’s finest airlines, when booking through Platinum Concierge or at American Express Travel Online.
  • Purchase Protection and Refund Protection covers eligible items purchased using the Card.
Annual Fee
£575
Supplementary Cards
First Platinum supplementary card is £0, additional cards are £285 each.
Non-Sterling Transaction Fee
2.99%
Learn More About The Rewards
Rewards Rate
1X
Earn 1 point for every £1 spent on the card.
Main Card Highlights
  • Earn one Membership Rewards® point for every full pound you spend on purchases.
  • Redeem your points with our great partners, including Amazon, Boots and Currys PC World.
  • Shop with confidence online, on the high street and on your travels with built-in shopping and fraud protection for you and your Supplementary Cardmembers.
  • With your Credit Card you have the freedom to pay off your balance all at once or over several months.
  • Enjoy Refund Protection on eligible items. If the UK retailer won't refund the eligible item, we will, up to a maximum of £200.
  • If you bought it on your Card and it's stolen or damaged within 90 days, we'll replace or repair it, or refund you up to £2,500 per eligible item.
Annual Fee
£0
Supplementary Cards
£0
Non-Sterling Transaction Fee
2.99%
Learn More About The Rewards
Rewards Rate
1X
Earn 1 point for every £1 spent on the card.
Main Card Highlights
  • Launched in 1969, the American Express Green Card remains the iconic Charge Card that enables you to stay in control of your finances
  • Earn Membership Rewards® points on virtually all your purchases
  • Redeem your points with our great partners, including Amazon, Harrods and Marks & Spencer
  • Benefit from no Pre-set spending limit
  • Add family members or a partner to your Account and earn Membership Rewards points faster.
  • Travel inconvenience insurance Covering flight cancellations, and delayed baggage when flights are purchased on your Card
Annual Fee
£60
Supplementary Cards
£0 for first card, then £17.50 for each additional card
Non-Sterling Transaction Fee
2.99%
Learn More About The Rewards

Best For Lounge Access & Luxury Business Travel

Rewards Rate
1X
Earn 1 Membership Rewards® point for every full £1 you spend on the Card.
+1
Earn 1 additional point for every £1 spent when you book your flights, hotels, car hire or experiences through American Express Travel.
Main Card Highlights
  • Access to more than 1,200 airport lounges across 130 countries, including The Centurion® Lounges and membership of Priority Pass™.
  • You can receive one complimentary Business Platinum Supplementary/Employee Card and unlimited complimentary Business Gold Cards to keep your business moving.
  • Access extra value and exclusive benefits all around the world including complimentary room upgrades upon arrival (when available) and a late check-out with Fine Hotels & Resorts.
  • You and your Platinum supplementary cardmembers will receive benefits with Hilton, Marriot Bonvoy™, Meliá Hotels International, and Radisson Hotel Group.
  • Enhance your business trips or personal holidays – with Hertz and Avis.
  • Receive a £150 statement credit when you book with onefinestay.
  • Complimentary annual digital subscription to The Times and The Sunday Times, worth £312 per year, will keep you in the know.
  • Get up to £75 in statement credits between January and June and up to £75 in statement credits between July and December for United Kingdom purchases with Dell Technologies on your Business Gold Card when enrolled.
  • With the Business Platinum Card you have up to 54 calendar days until your payment is due so you can keep money in your Account for longer and have more flexibility when managing your finances.
  • The Business Platinum Card has no pre-set spending limit which gives you the flexibility to vary your purchasing from month to month.
  • You, your family, as well as your Supplementary Cardmembers are covered, whether travelling together or travelling alone on business and leisure trips of up to 120 days when travel is booked on your Card.
  • 24-hour online business account management lets you check your balance, past statements, available credit, and keep track of all business purchases made on your Card.
Annual Fee
£595
Supplementary Cards
One complimentary supplementary Platinum Business Card, then £295 per additional card.
Non-Sterling Transaction Fee
2.99%
Learn More About The Rewards
Rewards Rate
1X
For every full £1 you spend on your Card, you’ll earn 1 Membership Rewards point
+1
Earn 1 additional point for every £1 spent when you book your flights, hotels, car hire or experiences through American Express Travel.
Main Card Highlights
  • Earn 10,000 extra Membership Rewards points when you spend £20,000 per quarter. That’s a potential 40,000 bonus points per year.
  • With Amex Business Gold you have up to 54 days payment period on purchases, so your cash can stay in your Account for longer, making money management more flexible.
  • With no pre-set spending limit, you have the opportunity to invest in your business and maximise your Membership Rewards at the same time.
  • You can request up to 99 complimentary Supplementary Cards for employees and associates
  • Get up to £50 in statement credits between January and June and up to £50 in statement credits between July and December for United Kingdom purchases with Dell Technologies on your Business Gold Card when enrolled.
  • You’re protected when you use the Card to book your travel, with Travel Accident Insurance up to £250,000 and Travel Inconvenience Insurance up to £200.
Annual Fee
£0 the first year, then £125
Supplementary Cards
Non-Sterling Transaction Fee
desc%
Learn More About The Rewards

FAQ

How much are AMEX Membership Rewards Points worth?

American Express Points are worth an average of 0.45p each when redeemed with American Express. They can be worth significantly more when transferred to airline and hotel partners.

What's the best way to redeem AMEX Membership Rewards Points?

The best way to redeem points for maximum value is by transferring them to AMEX's airline and hotel partners.

How much is 20,000 AMEX Points worth?

20,000 AMEX Points have an average value of £80 to £100 depending on the redemption. Transferring to partners can give you upwards of £200+ in value.

How much is 50,000 AMEX Points worth?

50,000 AMEX Points have an average value of £200 to £250 depending on the redemption. Transferring to partners can give you upwards of £500+ in value.

How much is 75,000 AMEX Points worth?

75,000 AMEX Points have an average value of £300 to £375 depending on the redemption. Transferring to partners can give you upwards of £750+ in value.

How much is 100k AMEX Points worth?

100,000 AMEX Points have an average value of £400 to £500 depending on the redemption. Transferring to partners can give you upwards of £1,000+ in value.

Follow on Instagram
Pin Us On Pinterest
Subscribe on YouTube
RSS/XML
🇺🇸 US🇨🇦 CA🇬🇧 UK🇦🇺 AU