NatWest Reward Credit Card Calculator

Card Details & Cash Back Calculator
1% Supermarket
0.25% Non-Category
MyReward Retailer Bonus
Waived Fee w/ Banking Relationship

NatWest Rewards Calculator for the NatWest Reward Credit Card. Calculate total rewards and card value based on spend, benefits, and fees.

Bonus Categories

The NatWest Reward Credit Card features one bonus category which is supermarket. There's no limit to the amount of bonus Rewards you can earn spending at supermarkets and no limit to the amount of Rewards you can earn with the card overall.

  • 1% Supermarket
    • Does not include supermarket petrol stations.
  • 1% Selected Retailers*
  • 0.25% Non-Category

*Shopping at MyReward retailers will earn you between 1% and 15%, depending on the offer. This means you'll get a minimum of 1% shopping with these partners.

Perks & Benefits

The NatWest Reward Credit Card offers the ability to earn additional Rewards with select retailers and offers a waived annual fee with a banking relationship.

  • MyReward Bonus
    • Shopping at MyReward retailers can net you between 1% and 15% in additional Rewards.
  • Waived Fee w/ Relationship
    • If you have a Reward current account, the annual fee of this card will be waived/refunded.
  • Instalment Plans
    • Repay eligible credit card purchases or expired 0% balance transfer offers between £100 and £3000 inclusive.
    • Time period of 3 to 24 months.

Sign Up Bonus (SUB)

The NatWest Reward Credit Card does not have a standard sign up bonus.


Annual Fee

The annual fee for the NatWest Reward Credit Card is £24. This fee will be waived or refunded if you have a Reward current account.

Authorized User Fee

There is no listed authorized user fee for the NatWest Reward Credit Card. If you want to maximize your earnings, I recommend adding friends and family to the card.

Foreign Transaction Fee

The foreign transaction fee for the NatWest Reward Credit Card is 2.75%.

Income Requirements

The NatWest Reward Credit Card requires an annual income of £10,000.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.


Earn additional cash back when booking travel and shopping online using TopCashback. It's an easy way to double and triple dip on rewards. Sign up for free through The Point Calculator to earn bonus cash back and to help out the site!
Sign Up For Free
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

Recommended Reads