RBS Reward Black Credit Card Calculator

Card Details & RBS Cash Back Calculators
1% Supermarket
0.5% Non-Category
MyReward Retailer Bonus
Waived Fee w/ Banking Relationship
No Foreign Transaction Fee

RBS cash back calculator for the RBS Reward Black Credit Card. Calculate total cash back and cash value based on spend. Compare to top U.K. cards.

Bonus Categories

The RBS Reward Black Credit Card has one bonus category and that is supermarket spending. There is no limit to the amount of bonus cash back you can earn spending at supermarkets and no limit to the amount of cash back you can earn with the card overall.

  • 1% Supermarket
    • Does not include supermarket petrol stations.
  • 1% Selected Retailers*
  • 0.5% Non-Category

*Shopping at MyReward retailers will earn you between 1% and 15%, depending on the offer. This means you'll get a minimum of 1% shopping with these partners.

Perks & Benefits

The RBS Reward Black Credit Card offers bonus cash back at MyReward retail partners and a waived fee if you have a Reward Black current account.

  • MyReward Bonus
    • Shopping at MyReward retailers can net you between 1% and 15% in additional rewards.
  • Waived Fee w/ Relationship
    • If you have a Reward Black current account, the annual fee of this card will be waived/refunded.

Sign Up Bonus (SUB)

There is no standard sign up bonus for the RBS Reward Black Credit Card.


Annual Fee

The annual fee for the RBS Reward Black Credit Card is £84. I would not consider this card if you don't have a Reward Black current account with RBC since this fee will eat away at your earned rewards.

Authorized User Fee

There is no listed fee to add additional users to your RBS Reward Black Credit Card.

Foreign Transaction Fee

The RBS Reward Black Credit Card does not have a foreign transaction fee. That makes this card a solid choice for earning rewards spending worldwide.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.


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Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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