American Express Platinum Cashback Credit Card

Benefits & AMEX Cash Back Calculator
Review the benefits of the American Express Platinum Cashback Credit Card and calculate how much cash back you can earn based on the spend.
Last Updated 2022-06-26

The Platinum Cashback Credit Card is a cash back credit card that earns rewards at a flat rate of 1% or 1.25% based on how much you've spent on the card during the calendar year. If you're looking to earn cash back on your purchases, it is one of the best UK credit cards to have.

Card Details At-A-Glance

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Issued By
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Annual Fee
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Foreign Transaction Fee
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Platinum Cashback earning rates

The Platinum Cashback Credit Card earns a flat rate of cash back based on how much you've spent on the card within a 12 month rolling period. So depending on how much you spend on the card, you'll either be earning 1% cash back or 1.25% cash back.

1% Cash Back

You will earn 1% cash back with the Platinum Cashback Credit Card when you have spend £0 to £10,000 within a rolling 12-month period.

1.25% Cash Back

You will earn 1.25% cash back with the Platinum Cashback Credit Card when you have spend over £10,000 within a rolling 12-month period.

At an even rate, you would need to spend a minimum of £834 per month on the card to maintain a yearly spend of over £10,000.

Platinum Cashback benefits

American Express Benefits

The Platinum Cashback Credit Card features standard American Express benefits. This includes American Express Experiences which gives you early access to popular events and AMEX offers which can earn you bonus cash back and discounts with popular retailers.

Travel and Shopping Insurance

  • Travel Accident Insurance
  • Global Assist
  • Purchase Protection
  • Refund Protection
  • Hijack (On Public Vehicle)
  • Fraud Guarantee

AMEX cash back calculator

Input your monthly and yearly spend amounts into the Platinum Cashback Credit Card cash back calculator to find out how much you can earn. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

Calculator Note: The normal settings for this calculator calculates cash back starting at £0 when you first earn the card. So it will calculate 1% cash back for all spend up to £10,000, and 1.25% cash back for all spend over £10,000.

You can change the calculator to 1.25% Back if you just want to calculate rewards at the higher earning rate when you spend over £10,000 during the 12-month period.

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